2005 Idaho Code - 41-1824 — DELIVERY OF POLICY

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 18
                            THE INSURANCE CONTRACT
    41-1824.  DELIVERY OF POLICY. (1) Subject to the insurer's requirements as
to payment of premium, every policy shall be mailed or delivered to the
insured or to the person entitled thereto within a reasonable period of time
after its issuance except where a condition required by the insurer has not
been met by the insured.
    (2)  In event the original policy is delivered or is so required to be
delivered to or for deposit with any vendor, mortgagee, or pledgee of any
motor vehicle, and in which policy any interest of the vendee, mortgagor, of
pledgor in or with reference to such vehicle is insured, a duplicate of such
policy setting forth the name and address of the insurer, insurance
classification of vehicle, type of coverage, limits of liability, premiums for
the respective coverages, and duration of the policy, or memorandum thereof
containing the same such information, shall be delivered by the vendor,
mortgagee, or pledgee to each such vendee, mortgagor, or pledgor named in the
policy or coming within the group of persons designated in the policy to be so
included. If the policy does not provide coverage of legal liability for
injury to persons or damage to the property of third parties, adequate notice
including, but not limited to, a printed, written, or stamped statement of
such fact located conspicuously on the face of such duplicate policy or
memorandum shall be provided to the insured, pursuant to rules and regulations
adopted by the director of the department of insurance. The director shall
prescribe a form, which must be signed by the insured stating that he has
received notification as required herein, and by the vendor stating that he
has supplied the notification as required herein. This subsection does not
apply to inland marine floater policies.

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