2005 Idaho Code - 26-1606 — DEPOSIT CONCENTRATIONS

                                  TITLE  26
                              BANKS AND BANKING
                                  CHAPTER 16
                        IDAHO INTERSTATE BRANCHING ACT
    26-1606.  DEPOSIT CONCENTRATIONS. (1) There shall be under the Idaho bank
act, including this chapter and chapter 26, title 26, Idaho Code, no deposit
cap or concentration limit in Idaho.
    (2)  The director may, by order, waive any federal deposit concentration
limit that has the effect of being more limiting than subsection (1) of this
section.  In determining to waive the federal concentration limit, the
director shall apply a standard that does not discriminate against
out-of-state banks, out-of-state bank holding companies, or subsidiaries
thereof, upon a finding that the waiver promotes:
    (a)  Availability of financial services;
    (b)  The marketability of Idaho banks; or
    (c)  Other public interest.
    (3)  This section is not intended to affect the applicability, if any, of
federal or state antitrust laws.