2025 Code of Georgia
Title 7 - Banking and Finance (Chs. 1 — 11)
Chapter 6A - Georgia Fair Lending Act (§§ 7-6A-1 — 7-6A-13)
Annotations
Opinion Notes
OPINIONS OF THE ATTORNEY GENERAL Fingerprinting. —Offenses arising under O. C. G. A. § 7-6A-1 et seq. and designated as misdemeanors under O. C. G. A. § 7-6A-8 require fingerprinting. 2002 Op. Att'y Gen. No. 2002-7.
Research References & Practice Aids
Cross references.Underwriting and rate risking, § 33-24-90 et seq.
Law reviews.For note on the 2002 enactment of this chapter, see 19 Ga. St. U. L. Rev. 14 (2002).
For note on the 2003 amendments to O. C. G. A. §§ 7-6A-1 through 7-6A-11, see 20 Ga. St. U. L. Rev. 1 (2003).
For comment, “Amidst the Walking Dead: Judicial and Nonjudicial Approaches for Eradicating Zombie Mortgages,” see 65 Emory L. J. 795 (2016).
For article, “Foreclosure Diversion and Mediation in the States,” see 33 Ga. St. U. L. Rev. 411 (2017).
RESEARCH REFERENCES Am. Jur. 2d.17 Am. Jur. 2d., Consumer and Borrower Protection, § 264 et seq.
17 Am. Jur. 2d, Consumer and Borrower Protection, § 292 et seq.
C.J.S.59 C. J. S., Mortgages, § 32 et seq.
Hierarchy Notes:O. C. G. A. Title 7
- § 7-6A-1. Short title
- § 7-6A-2. [Effective July 1, 2026] Definitions
- § 7-6A-3. Limitations of home loans
- § 7-6A-4. Flipping home loans prohibited; costs and attorneys' fees
- § 7-6A-5. Limitations of high-cost home loans
- § 7-6A-6. Affirmative claims and defenses against creditors; conditions for relief; actions intending to evade chapter prohibited
- § 7-6A-7. Violation of chapter
- § 7-6A-8. Enforcement of chapter; penalties for violations
- § 7-6A-9. Failure to comply by creditors, servicers, or insurers providing insurance through premiums financed by creditor
- § 7-6A-10. Severability of chapter
- § 7-6A-11. Preemption of local regulation
- § 7-6A-12. Application; preemption by federal law
- § 7-6A-13. Rules and regulations; reliance on guidance from department
