2025 Code of Georgia
Title 7 - Banking and Finance (Chs. 1 — 11)
Chapter 5 - Credit Cards and Credit Card Banks (§§ 7-5-1 — 7-5-6)
Annotations
Notes
Editor’s notes.Ga. L. 1987, p. 268, § 1, effective March 19, 1987, repealed the Code sections formerly codified at this chapter and enacted the current chapter. The former chapter consisted of §§ 7-5-1 through 7-5-7, which dealt with lender credit card charges and was based on Ga. L. 1969, p. 87, §§ 1-6; Ga. L. 1981, p. 732, §§ 1, 2; Ga. L. 1981, Ex. Sess., p. 8.
Research References & Practice Aids
Cross references.Criminal penalties for illegal use of credit cards, bank services cards, and other financial resources, § 16-9-30 et seq.
Law reviews.For article discussing federal truth in lending provisions and their relation to state laws, see 6 Ga. St. B. J. 19 (1969).
For note discussing transfer fees in home loan assumptions in reference to the Georgia usury laws, see 9 Ga. L. Rev. 454 (1975).
For article, “Ohio v. American Express: Misunderstanding Two-Sided Platforms; The Charge Card ‘Market;’ and the Need for Procompetitive Justifications,” see 70 Mercer L. Rev. 437 (2019).
RESEARCH REFERENCES ALR.Liability of holder of credit card or plate for purchases made thereon by another person, 15 A. L. R.3d 1086.
Credit card issuer’s liability, under state laws, for wrongful billing, cancellation, dishonor, or disclosure, 53 A. L. R.4th 231.
Extension of Credit Under Consumer Credit Protection Act Provisions (18 U. S. C. A. §§ 891 to 894) Prohibiting Extortionate Credit Transactions, 35 A. L. R. Fed. 3d 2.
Hierarchy Notes:O. C. G. A. Title 7
