2025 Code of Georgia
Title 33 - Insurance (Chs. 1 — 66)
Chapter 32 - Property Insurance (Arts. 1 — 3)
Article 3 - Storm Damage Mitigation Program (§§ 33-32-20 — 33-32-28)
Annotations
Notes
Effective date.This article becomes effective January 1, 2027. for applicability.
Editor's notes.Ga. L. 2026, p. 879, § 1-1/HB 1344, not codified by the General Assembly, provides: “This Act shall be known and may be cited as the ‘Georgia Insurance Affordability and Claims Integrity Act.’”
Ga. L. 2026, p. 879, § 1-2/HB 1344, not codified by the General Assembly, provides: “(a) The purposes of this Act are to ensure that Georgia consumers, including businesses and individuals, have access to:
“(1) Affordable quality insurance coverage without being subjected to unjustified rate hikes or unfair business practices; and
“(2) Fair and transparent insurance policies under which claims are processed expeditiously and in compliance with policy provisions and federal and state law.
“(b) These purposes shall be accomplished by enhancing the Commissioner of Insurance’s authority; providing homeowner protections with regard to insurance companies’ use of aerial or satellite images; clarifying the regulation of insurance fraud, uninsured motorists, premium tax, insurance rates, and claims processing; exempting rental home marketplace guarantees from the definition of property insurance; encouraging cooperation among state agencies; and protecting personally identifiable information of current and former judges and their spouses.”
Ga. L. 2026, p. 879, § 16-1/HB 1344, not codified by the General Assembly provides:
“(a) This Act shall become effective on January 1, 2027, and shall apply to all applicable policies, contracts, and certificates executed, delivered, issued for delivery, or renewed in this state on or after such date.
“(b) This Act shall be applicable to all taxable years beginning on or after January 1, 2027.”
Research References & Practice Aids
Hierarchy Notes:O. C. G. A. Title 33
- § 33-32-20. [Effective January 1, 2027] Short title
- § 33-32-21. [Effective January 1, 2027] Definitions
- § 33-32-22. [Effective January 1, 2027] Establishment; program administrator
- § 33-32-23. [Effective January 1, 2027] Funding
- § 33-32-24. [Effective January 1, 2027] Authority to award grants; use of grants
- § 33-32-25. [Effective January 1, 2027] Grants purpose; eligibility; type and amount
- § 33-32-26. [Effective January 1, 2027] Matching grants
- § 33-32-27. [Effective January 1, 2027] List of participating contractors; reinspection authorized
- § 33-32-28. [Effective January 1, 2027] Rulemaking
