2021 Georgia Code
Title 33 - Insurance
Chapter 7 - Kinds of Insurance; Limits of Risks; Reinsurance
§ 33-7-4. Life Insurance
Life insurance is insurance on human lives and insurance appertaining to or connected with human lives. The transacting of life insurance includes the granting of endowment benefits, additional benefits in the event of death or dismemberment by accident or accidental means, additional benefits in the event of the disability of the insured, and optional modes of settlement of proceeds of life insurance. An insurer authorized to transact life insurance may also grant annuities.
(Code 1933, § 56-402, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1982, p. 3, § 33.)
Cross references.- Persons deemed subject to laws regulating life insurance companies, § 33-7-10.
Offering of life insurance by fraternal benefit societies, § 33-15-60.
Life insurance generally, T. 33, C. 25.
Industrial life insurance, T. 33, C. 26.
Group or blanket life insurance, T. 33, C. 27.
Annuity and pure endowment contracts, T. 33, C. 28.
Credit life insurance, T. 33, C. 31.
JUDICIAL DECISIONSCited in Chatham County Hosp. Auth. v. John Hancock Mut. Life Ins. Co., 325 F. Supp. 614 (S.D. Ga. 1971).
RESEARCH REFERENCES
Am. Jur. 2d.
- 43 Am. Jur. 2d, Insurance, § 523 et seq.
C.J.S.- 44 C.J.S., Insurance, § 23 et seq.
ALR.
- Refusal of original beneficiary to surrender policy as affecting attempted change of beneficiary, 36 A.L.R. 771.
War risk life and disability insurance, 81 A.L.R. 933.
"Permanent disability" within insurance policy as confined to disability lasting until death, 97 A.L.R. 126.
Death or injury resulting from insured's voluntary act as caused by accident or accidental means, 111 A.L.R. 628.
What constitutes bodily injury within policy of accident insurance or accident feature of life policy, 117 A.L.R. 739.
Construction and application of specific provision of accident policy as to death or injury while standing in or on public street or highway, 130 A.L.R. 1155.
Burn as an accident or caused by accidental means within coverage of life or accident insurance policy, 138 A.L.R. 1514.
Loss or impairment of vision as within meaning of total disability clause, 1 A.L.R.2d 756.
Loss of hearing as within meaning of total disability clause, 1 A.L.R.2d 952.
Scope and application of provisions of accident policy, or accident feature of life policy, relating to accident in connection with automobile or other motor vehicle, 78 A.L.R.2d 1044.
What constitutes total or permanent disability within the meaning of insurance policy issued to physician or dentist, 21 A.L.R.3d 677.
Insurance: "total disability" or the like as referring to inability to work in usual occupation or in other occupations, 21 A.L.R.3d 1155.
Heart or vascular condition as constituting total or permanent disability within insurance coverage, 21 A.L.R.3d 1383.
What constitutes total or permanent disability within the coverage of disability insurance coverage issued to farmer or agricultural worker, 26 A.L.R.3d 714.
What constitutes permanent or total disability within coverage of insurance policy issued to physical laborer or workman, 32 A.L.R.3d 922.
Who is "fare-paying passenger" within coverage of life or accident insurance policy, 60 A.L.R.3d 1273.
Accident or life insurance: death by autoerotic asphyxiation as accidental, 62 A.L.R.4th 823.
Construction and effect of contracts or insurance policies providing preneed coverage of burial expense or services, 67 A.L.R.4th 36.
Actions on Life Insurance Policies, 12 Am. Jur. Trials 549.
