2021 Georgia Code
Title 33 - Insurance
Chapter 25 - Life Insurance

- Definition of life insurance, § 33-7-4.

Offering of life insurance by fraternal benefit societies, § 33-15-60.

Industrial life insurance, T. 33, C. 26.

Group life insurance, T. 33, C. 27.

Annuity and pure endowment contracts, T. 33, C. 28.

- For article discussing life insurance trusts, particularly in terms of tax considerations, see 4 Ga. St. B.J. 221 (1967). For article, "Estate Planning: The Use of Insurance to Fund Stock Purchase Agreements," see 9 Ga. St. B.J. 303 (1973). For article surveying recent legislative and judicial developments regarding Georgia's insurance laws, see 31 Mercer L. Rev. 117 (1979).

Decedent's Intent to Change Beneficiary of Life Insurance Policy, 1 POF2d 437.

Fraudulent Cancellation of Life Insurance, 5 POF2d 587.

Innocent Misrepresentation of Physical Condition by Applicant for Life or Health Insurance, 23 POF2d 53.

Fact of Death, 28 POF2d 81.

Materiality of Applicant's Misrepresentation in Application for Life or Health Insurance, 3 POF3d 367.

Litigating the Suicide Exclusion in Life Insurance Policies, 20 POF3d 705.

Insurer's Liability for Improper Issuance or Maintenance of Life Insurance Policy, Prompting Murder or Attempted Murder of Insured, 37 POF3d 149.

Substantial Compliance with Requirements of Life Insurance Policy Regarding Change of Beneficiary, 44 POF3d 377.

- Upon whom rests duty to pay premiums on policy of life insurance assigned as collateral, 1 A.L.R. 1673.

Validity, construction, and effect of provisions in life or accident policy in relation to military service, 4 A.L.R. 848.

Ignorance of other members as to existence, or terms, of policy of insurance taken out in favor of society or association by a member, as excusing performance of conditions after loss, 13 A.L.R. 1391.

Insurance: death or injury resulting from insured's voluntary act as caused by accident or accidental means, 14 A.L.R. 788; 35 A.L.R. 1191; 42 A.L.R. 243; 45 A.L.R. 1528; 71 A.L.R. 1437; 111 A.L.R. 628.

Duty of insurer to give notice of termination of agency, 14 A.L.R. 846.

Statutory provisions relating to the amount or basis of computation upon settlement of life insurance policies, 17 A.L.R. 960.

Death as within provision exempting insurer or limiting liability in case of injury or disability intentionally inflicted, 22 A.L.R. 299.

Insurance: illustrations concerning accumulations, dividends, surplus, 22 A.L.R. 1284; 127 A.L.R. 1464.

Liability of insurer under policy payable to representatives or estate as between domiciliary and ancillary representative, 24 A.L.R. 148.

Effect of unsuccessful attempt to change beneficiary of life insurance, 24 A.L.R. 750.

Validity of option provisions in life insurance policy which vary from the statutory provisions, 26 A.L.R. 103; 115 A.L.R. 1389.

Insurance: applicability of provisions as to injuries intentionally inflicted, where insured is injured because of mistake of identity, 26 A.L.R. 129.

Statutory provision that no one but insured can defeat his direction that proceeds of life insurance be paid to a designated beneficiary as affecting equitable rights of creditors or persons whose money was wrongfully used in paying premiums, 26 A.L.R. 1408.

Date from which life insurance premium periods are to be computed, 32 A.L.R. 1253; 80 A.L.R. 957; 111 A.L.R. 1420; 169 A.L.R. 290.

Refusal of original beneficiary to surrender policy as affecting attempted change of beneficiary, 36 A.L.R. 771.

"Permanent disability" within insurance policy as confined to disability lasting until death, 40 A.L.R. 1386; 97 A.L.R. 126.

Insurance: effect of incontestable clause on supplemental contracts, 45 A.L.R. 1369.

Group insurance, 55 A.L.R. 1245.

Meaning of "personal representative," "lawful representative," or term of similar import, in insurance policy, bond, or other contract, 59 A.L.R. 838.

Contractual provision for lapse of policy or certificate in event of disappearance of insured or his failure to report to insurer, 65 A.L.R. 1038.

War risk, life, and disability insurance, 73 A.L.R. 319; 81 A.L.R. 933.

Presumption of death of insured in relation to time of death as affecting failure to pay premiums during seven-year period, 75 A.L.R. 630.

Rights and remedies of beneficiary after death of insured who had pledged policy to secure debt, 83 A.L.R. 77; 160 A.L.R. 1389; 91 A.L.R.2d 496.

Right of third person who voluntarily or upon request pays life insurance premiums or loans money to insured for such purpose as against beneficiary or proceeds of policy payable to beneficiary where there was no assignment, 88 A.L.R. 239.

Provision for autopsy in policy of life or accident insurance, 88 A.L.R. 984.

Disability feature of insurance contract as subject of rescission apart from life insurance feature, 91 A.L.R. 1470.

Assignment of policy insuring life of minor, 95 A.L.R. 205.

Burden of proof as regards payment or nonpayment of renewal premiums or assessments on policy of life or accident insurance, 95 A.L.R. 745.

Time of operation of suicide clause as affected by reinstatement of policy, 98 A.L.R. 344.

When insured deemed to be totally and continuously disabled or unable to transact all business duties, 98 A.L.R. 788.

Construction, application, and effect of provisions of war risk insurance precluding or terminating, because of misconduct, the right of one otherwise entitled to benefits, 99 A.L.R. 1284.

Validity and enforceability of promise by beneficiary of life insurance to insured to pay proceeds, in whole or part, to third person, 102 A.L.R. 588.

Life insurance as assets under Bankruptcy Act, 103 A.L.R. 239; 169 A.L.R. 1380.

Retroactive effect of statute prescribing terms or rights under life insurance policies, 106 A.L.R. 46.

Form and contents of notice or proof that will satisfy requirement of "due proof of disability" in provision of life insurance policy with disability features, 109 A.L.R. 825.

Presumption and burden of proof regarding provision of policy of life insurance that it shall not take effect unless insured is in good health, 109 A.L.R. 921.

Change in, renewal of, or substitution for original policy of life insurance as affecting time limitation prescribed by original policy in respect of defenses available to insurer, 110 A.L.R. 1139.

What constitutes bodily injury within policy of accident insurance or accident feature of life policy, 117 A.L.R. 739.

False answer in application for life insurance to question regarding previous rejection, 120 A.L.R. 1425.

Requisites and sufficiency of proofs of loss where disease or other physical condition which in itself is not within, or is expressly excluded from, the coverage of an accident policy or double indemnity provision of a life policy results from, or is attributable to, a clause within the coverage, 126 A.L.R. 616.

Assignment by insured of life policy reserving right to change beneficiary, as affected by failure to comply with provisions of policy respecting change of beneficiary, 135 A.L.R. 1040.

Period of indemnity benefits for total and permanent disability under provisions of life insurance policy in that regard, 135 A.L.R. 1228.

Scope and application of provisions of accident policy, or accident feature of life policy, relating to accident in connection with automobile or other motor vehicle, 138 A.L.R. 404; 78 A.L.R.2d 1044.

Burn as an accident or caused by accidental means within coverage of life or accident insurance policy, 138 A.L.R. 1514.

Burden of proof, in accident policy or accident feature of life policy, as regards conditions which by terms of the policy, limit or exclude coverage, 142 A.L.R. 742.

Insanity of insured as excusing lack of, or delay in, notice or proof of accident or disability, 142 A.L.R. 852.

Construction and application of "exchange of policy" or "conversion" clauses in term policy or other life policy, 142 A.L.R. 1260.

Right on death of insured to present commuted value of insurance payable by terms of policy in instalments, 145 A.L.R. 944.

Life insurance benefits as within power of courts to hasten enjoyment of trust funds, 145 A.L.R. 1374.

Validity, construction, and effect of provision in application for life insurance respecting consultation with or treatment by physician since medical examination by insurer's physician, 148 A.L.R. 461.

Excess payment and receipt of life insurance premiums as carrying additional insurance benefits, 161 A.L.R. 1000.

Provision of life insurance policy limiting insurer's liability under specified conditions to return of premiums, as subject to waiver or estoppel by reason of agent's knowledge of breach of condition respecting insured's health, 163 A.L.R. 691.

Application of community property system to problems arising in connection with life insurance policies, 168 A.L.R. 342.

Trust receipts, 168 A.L.R. 359.

Revocability by insured of provisions of life or endowment policy respecting payment of proceeds, 171 A.L.R. 758.

Rights and remedies under contract by party to procure insurance on his own life, 12 A.L.R.2d 983.

Proof of death or injury from external and violent means as supporting presumption or inference of death by accidental means within policy of insurance, 12 A.L.R.2d 1264.

Capacity of minor insured to effect a change of beneficiary, 14 A.L.R.2d 375.

Change of beneficiary in old line insurance policy as affected by failure to comply with requirements as to manner of making change, 19 A.L.R.2d 5.

Power of guardian of incompetent to change beneficiary in ward's life insurance policy, 21 A.L.R.2d 1191.

Right with respect to proceeds of life insurance of one whose funds have been wrongfully used to pay premiums, 24 A.L.R.2d 672.

Construction and effect of clause of life, health, or similar policy insuring against "loss of business time,", 31 A.L.R.2d 1222.

Gift of life insurance policy, 33 A.L.R.2d 273.

Death or injury resulting from insured's voluntary act in taking overdose of medicine, drugs, or the like, as caused by accident or accidental means, 52 A.L.R.2d 1083.

Effect of provision for coverage or double indemnity in case of injury or death in consequence of burning of building, 55 A.L.R.2d 398.

Hernia following exertion or exercise as within terms of accident provision of insurance policy, 55 A.L.R.2d 1180.

Provision in life insurance policy excluding or limiting liability if insured is not in sound health on date or delivery of policy as confined to change in condition after making or acceptance of application, 60 A.L.R.2d 1429.

State succession, transfer, inheritance, or estate tax in respect of life insurance and annuities, 73 A.L.R.2d 157.

Arteriosclerosis as affecting right to recovery under accident policy or accident provision of life policy, 82 A.L.R.2d 611.

Death or injury resulting from shock, fright, or other "psychic trauma," as within coverage of accident policy or accident provisions of life policy, 93 A.L.R.2d 578.

Liability under accident policy, or accident feature of life policy, for injury or death from freezing or exposure to cold, 4 A.L.R.3d 1177.

Beneficiary's ignorance of existence of life or accident policy as excusing failure to give notice, make proofs of loss, or bring action within time limited by policy or statute, 28 A.L.R.3d 292.

Insurance on life of partner as partnership asset, 56 A.L.R.3d 892.

Payment of premiums by corporation on corporate officer's life insurance policy as affecting right to policy, 56 A.L.R.3d 1086.

Who is "fare-paying passenger" within coverage provision of life or accident insurance policy, 60 A.L.R.3d 1273.

Insurance: term "children" as used in beneficiary clause of life insurance policy as including illegitimate child, 62 A.L.R.3d 1329.

Elimination of particular coverage, or termination, of health, hospitalization, or medical care insurance policy as affecting insurer's liability for insured continuing hospitalization or medical expenses relating to previously covered illness, 66 A.L.R.3d 1205.

Right of named beneficiary, upon change of beneficiary, to recover premiums paid on life insurance policy, 92 A.L.R.3d 1330.

Liability of insurer for damages resulting from delay in passing upon an application for life insurance, 1 A.L.R.4th 1202.

Heart attack following exertion or exercise as within terms of accident provision of insurance policy, 1 A.L.R.4th 1319.

Property settlement agreement as affecting divorced spouse's right to recover as named beneficiary under former spouse's life insurance policy, 31 A.L.R.4th 59.

Insurer's tort liability for wrongful or negligent issuance of life policy, 37 A.L.R.4th 972.

Failure to disclose terminal illness as basis for life insurer's avoidance of high-risk, high-premium policy requiring no health warranties or proof of insurability, 42 A.L.R.4th 158.

Divorce and separation: method of valuation of life insurance policies in connection with trial court's division of property, 54 A.L.R.4th 1203.

Credit life insurer's punitive damage liability for refusing payment, 55 A.L.R.4th 246.

Accident or life insurance: death by autoerotic asphyxiation as accidental, 62 A.L.R.4th 823.

Estoppel of, or waiver by, issuer of life insurance policy to assert defense of lack of insurable interest, 86 A.L.R.4th 828.