2020 Georgia Code
Title 7 - Banking and Finance
Chapter 6A - Georgia Fair Lending Act
- § 7-6A-1. Short Title
- § 7-6A-2. (For Effective Date, See note.) Definitions
- § 7-6A-3. Limitations of Home Loans
- § 7-6A-4. "Flipping" a Home Loan; Costs and Fees
- § 7-6A-5. Limitations of High-Cost Home Loans
- § 7-6A-6. Affirmative Claims and Defenses Against Creditors; Conditions for Relief; Actions Intending to Evade Chapter Prohibited
- § 7-6A-7. Violation of Chapter
- § 7-6A-8. Enforcement of Chapter; Penalties for Violations
- § 7-6A-9. Terms of Insurer Providing Insurance Through Financed Premiums
- § 7-6A-10. Severability of Chapter
- § 7-6A-11. Municipality or County Not Able to Regulate Terms of Home Loans
- § 7-6A-12. Application; Preemption by Federal Law
- § 7-6A-13. Promulgation of Rules and Regulations; Creditor's Good Faith Reliance on Guidance From Department Constituting Prima-Facie Evidence of Compliance
- Underwriting and rate risking, § 33-24-90 et seq.
Law reviews.- For article, "Foreclosure Diversion and Mediation in the States," see 33 Georgia St. U.L. Rev. 411 (2017). For note on the 2002 enactment of this chapter, see 19 Ga. St. U.L. Rev. 14 (2002). For note on the 2003 amendments to O.C.G.A. §§ 7-6A-1 through7-6A-11, see 20 Ga. St. U.L. Rev. 1 (2003). For comment, "Amidst the Walking Dead: Judicial and Nonjudicial Approaches for Eradicating Zombie Mortgages," see 65 Emory L.J. 795 (2016).
OPINIONS OF THE ATTORNEY GENERAL
Fingerprinting.
- Offenses arising under O.C.G.A. § 7-6A-1 et seq. and designated as misdemeanors under O.C.G.A. § 7-6A-8 require fingerprinting. 2002 Op. Att'y Gen. No. 2002-7.
RESEARCH REFERENCES
Am. Jur. 2d.
- 17 Am. Jur. 2d., Consumer and Borrower Protection, § 264 et seq.
17 Am. Jur. 2d, Consumer and Borrower Protection, § 292 et seq.
C.J.S.- 59 C.J.S., Mortgages, § 32 et seq.
