2020 Georgia Code
Title 33 - Insurance
Chapter 31 - Credit Life Insurance and Credit Accident and Sickness Insurance


Cross references.

- Definition of accident and sickness insurance, § 33-7-2.

Definition of casualty insurance as including credit insurance, § 33-7-3(8).

Definition of life insurance, § 33-7-4.

Life insurance generally, T. 33, C. 25.

Individual accident and sickness insurance, T. 33, C. 29.

Administrative Rules and Regulations.

- Credit life, accident and sickness insurance, Official Compilation of the Rules and Regulations of the State of Georgia, Comptroller General, Insurance Department, Subjects 120-2-13, 120-2-27.

Law reviews.

- For article surveying recent legislative and judicial developments regarding Georgia's insurance laws, see 31 Mercer L. Rev. 117 (1979). For note, "Paying the Piper: Third-party Payor Liability for Medical Treatment Decisions," see 25 Ga. L. Rev. 861 (1991).

JUDICIAL DECISIONS

Intent of chapter.

- This chapter evidences an intent that insured debtor have an interest in credit life insurance taken out on the insured's life. Betts v. Brown, 219 Ga. 782, 136 S.E.2d 365 (1964).

This chapter was passed for benefit of insured borrower, who pays premium for policy, as well as the creditor who makes the loan or extends the credit and the original creditor's successors. Universal Am. Life Ins. Co. v. Finance Corp. of Am., 118 Ga. App. 160, 162 S.E.2d 813 (1968).

Cited in Pioneer Homeowners Life Ins. Co. v. Hogan, 110 Ga. App. 887, 140 S.E.2d 212 (1965).

RESEARCH REFERENCES

ALR.

- Insurance: illustrations concerning accumulations, dividends, surplus, etc., 22 A.L.R. 1284; 127 A.L.R. 1464.

Failure of creditor, or creditor's assignee, to secure credit insurance as affecting rights or liabilities of debtor, upon debtor's loss, 88 A.L.R.3d 794.

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