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the Georgia Code
2006 Georgia Code - 7-4-5
7-4-5. (a) Any person who fails to comply with
subsection (b) of Code Section 7-4-3 or Code Section 7-4-4 with
respect to any person is liable to such person in an amount equal
to the sum of: (1) Any actual
damage sustained by such person as a result of the failure;
and (2) Twice the amount of
any interest or finance charge contracted for in connection with
the transaction, except that the liability under this paragraph
shall not be less than $100.00 nor greater than $1,000.00.
(b) Such liability may be asserted
in an individual action only and may not be the subject of a class
action; provided, however, this provision shall not apply to any
class action pending prior to March 31, 1983.
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