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2006 Georgia Code - 7-3-4
7-3-4. This chapter shall apply to all persons, as
defined in Code Section 7-3-3, unless expressly exempted in this
chapter, engaged in the business of making loans in amounts of
$3,000.00 or less. On and after May 3, 1955, no person within the
operation of this chapter shall charge, contract for, or receive,
directly or indirectly, on or in connection with any loan, any
interest, charges, fees, compensation, or consideration which is
greater than the rates for same provided in this chapter or engage
in the business of making such loans of $3,000.00 or less without a
license from the Commissioner as provided in this chapter. Persons
engaged in the business of making loans of $3,000.00 or less who
are not exempted from the operation of this chapter may engage in
such business and may make such loans lawfully under this chapter
provided they comply with this chapter.
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