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2023 Florida Statutes
Title XXXVII - Insurance
Chapter 627 - Insurance Rates and Contracts
Part XXII - Collateral Protection Insurance (Ss. 627.9901-627.9913)
627.9902 - Scope.

Universal Citation:
FL Stat § 627.9902 (2023)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
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627.9902 Scope.—

(1) This part applies to insurers and insurance agents engaged in any mortgage transaction involving collateral protection insurance.

(2) All collateral protection insurance written in connection with mortgaged real property, including manufactured and mobile homes, is subject to the provisions of this part, except:

(a) Insurance associated with mortgage loans or other extensions of credit made primarily for business, commercial, or agricultural purposes.

(b) Insurance offered by the lender or servicer and elected by the mortgagor at the mortgagor’s option.

(c) Insurance purchased by a lender or servicer on real estate owned property.

(d) Insurance for which no specific charge is made to the mortgagor or the mortgagor’s account.

History.—s. 3, ch. 2023-210.

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