2023 Delaware Code
Title 18 - Insurance Code
Chapter 39. CASUALTY INSURANCE CONTRACTS
§ 3921. Youth in foster care status as a factor in automobile insurance rates [Expires Apr. 1, 2025, pursuant to 83 Del. Laws, c. 453, § 11].
(a) For purposes of this section, “youth in foster care” means any of the following:
(1) A child in the custody of the Department of Services for Children, Youth, and Their Families (“Department”).
(2) A child in the Department's custody who reaches permanency status.
(3) A child in the Department's custody who turns 18 years of age.
(4) An individual who is subject to extended jurisdiction under § 929 of Title 10.
(5) An individual who receives independent living services from the Department.
(b) An insurer may not use any of the following as a factor in determining a youth in foster care's new automobile insurance policy rate:
(1) A lapse in the youth in foster care's automobile coverage if any of the following apply:
a. The lapse was due to the cancellation or nonrenewal of a policy because of the cancellation of the youth in foster care's participation in the program established under § 9011A of Title 29.
b. The youth in foster care has used all resources available under the program established under § 9011A of Title 29 or otherwise becomes ineligible for the program.
(2) That the youth in foster care did not receive a Class D operator's license through the youth in foster care's participation in the Level 1 Learner's Permit process under § 2710 of Title 21.
(c) An insurer may require a youth in foster care to provide reasonable documentation to verify the youth in foster care's change in eligibility for the program established under § 9011A of Title 29.
83 Del. Laws, c. 453, § 3;
