There is a newer version of the Connecticut General Statutes
2011 Connecticut Code
Title 36a The Banking Law of Connecticut
Chapter 669 Regulated Activities
- Sec. 36a-645. (Formerly Sec. 36-243a). Definitions.
- Sec. 36a-646. (Formerly Sec. 36-243b). Prohibited acts.
- Sec. 36a-647. (Formerly Sec. 36-243c). Enforcement powers of commissioner. Regulations.
- Sec. 36a-648. Abusive, harassing, fraudulent, deceptive or misleading debt collection practices. Liability. Exemptions. Limitations on actions.
- Sec. 36a-648a. Credit card debt collection actions against parents or legal guardians of students.
- Secs. 36a-649 to 36a-654.
- Sec. 36a-655. (Formerly Sec. 36-364). Definitions.
- Sec. 36a-656. (Formerly Sec. 36-365). Debt adjustment. License application, requirements and fees. Authority of commissioner to deny application for license. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-657. (Formerly Sec. 36-369). Suspension, revocation or refusal to renew license or taking of other action. Enforcement powers of commissioner.
- Sec. 36a-658. (Formerly Sec. 36-370). Posting of license. Responsibilities of licensee. License nontransferable. Surrender of license.
- Sec. 36a-659. (Formerly Sec. 36-372). Separate bank account for benefit of debtors. Books and records.
- Sec. 36a-660. (Formerly Sec. 36-375). Licensee's duties. Written agreement required.
- Sec. 36a-661. (Formerly Sec. 36-376). Prohibited acts.
- Sec. 36a-661a. Written agreement voidable. Licensee claims for restitution.
- Sec. 36a-662. (Formerly Sec. 36-377). Regulations.
- Sec. 36a-663. (Formerly Sec. 36-378). Exceptions.
- Sec. 36a-664. (Formerly Sec. 36-380). Surety bond required. Form of surety bond. Cancellation of bond. Notice. Automatic suspension of license. Notice. Opportunity for hearing.
- Sec. 36a-665. (Formerly Sec. 36-381). Penalties.
- Secs. 36a-666 to 36a-670.
- Sec. 36a-671. Definitions. Debt negotiation. License application, requirements and fees. Authority of commissioner to deny application for license. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-671a. Suspension, revocation or refusal to renew license or taking of other action. Enforcement powers of commissioner.
- Sec. 36a-671b. Debt negotiation service contract required. Fees, commissions and other valuable consideration. Noncompliant contracts voidable by consumer.
- Sec. 36a-671c. Exceptions.
- Sec. 36a-671d. Surety bond required. Form of surety bond. Cancellation of bond. Notice. Automatic suspension of license. Notice. Opportunity for hearing.
- Secs. 36a-672 to 36a-674. Reserved for future use.
- Sec. 36a-675. (Formerly Sec. 36-416). Short title: Truth-in-Lending Act.
- Sec. 36a-676. (Formerly Sec. 36-393). Definitions.
- Sec. 36a-677. (Formerly Sec. 36-393a). State policy.
- Sec. 36a-678. (Formerly Sec. 36-393b). Compliance with Consumer Credit Protection Act. Exempt transactions.
- Sec. 36a-679. (Formerly Sec. 36-395). Regulations.
- Sec. 36a-680. (Formerly Sec. 36-398). Effect of inconsistent law.
- Sec. 36a-681. (Formerly Sec. 36-399). Penalty.
- Sec. 36a-682. (Formerly Sec. 36-400). Compliance of governmental instruments. Exemptions from penalties.
- Sec. 36a-683. (Formerly Sec. 36-407). Failure to disclose.
- Sec. 36a-684. (Formerly Sec. 36-414). Enforcement. Disclosure errors and adjustments.
- Sec. 36a-685. (Formerly Sec. 36-415). Unenforceable agreements.
- Secs. 36a-686 to 36a-689.
- Sec. 36a-690. (Formerly Sec. 36-417z). Calculation of interest or finance charge rebates. Prohibited methods. Transactions affected.
- Secs. 36a-691 to 36a-694.
- Sec. 36a-695. (Formerly Sec. 36-431). Definitions.
- Sec. 36a-696. (Formerly Sec. 36-432). Disclosure to consumer of information re credit report.
- Sec. 36a-697. (Formerly Sec. 36-433). Exceptions.
- Sec. 36a-698. (Formerly Sec. 36-434). Regulations.
- Sec. 36a-699. (Formerly Sec. 36-435). Penalty.
- Sec. 36a-699a. Written summary of consumer's rights.
- Sec. 36a-699b. Dispute by consumer re completeness or accuracy of information.
- Sec. 36a-699c. Procedures by credit rating agency to assure accuracy.
- Sec. 36a-699d. Credit report for use in credit transaction not initiated by consumer.
- Sec. 36a-699e. Existing consent judgment or settlement with Attorney General.
- Sec. 36a-699f. Blocking of information appearing on credit report as result of identity theft.
- Sec. 36a-700. (Formerly Sec. 36-435l). Credit clinics. Definitions. Contracts. Prohibited acts. Penalties.
- Sec. 36a-701. Security freeze on credit report: Definitions.
- Sec. 36a-701a. Consumer security freezes on credit report. Timing. Disclosure of report to third party during freeze. Procedures for freeze. Refusal by credit rating agency to implement freeze. Exceptions.
- Sec. 36a-701b. Breach of security re computerized data containing personal information. Disclosure of breach. Delay for criminal investigation. Means of notice. Unfair trade practice.
- Secs. 36a-702 to 36a-704.
- Sec. 36a-705. (Formerly Sec. 36-442). Definitions.
- Sec. 36a-706. (Formerly Sec. 36-442a). Mortgage rate lock-in.
- Sec. 36a-707. (Formerly Sec. 36-442b). Applicant's remedies.
- Sec. 36a-708. Prohibited acts by mortgage brokers.
- Secs. 36a-709 to 36a-714.
- Sec. 36a-715. (Formerly Sec. 36-442m). Definitions.
- Sec. 36a-716. (Formerly Sec. 36-442n). Escrow accounts.
- Sec. 36a-717. (Formerly Sec. 36-442o). Penalties.
- Sec. 36a-718. (Formerly Sec. 36-442p). Orders. Notice. Hearings.
- Secs. 36a-719 to 36a-724.
- Sec. 36a-725. (Formerly Sec. 36-442aa). Definitions.
- Sec. 36a-726. (Formerly Sec. 36-442bb). Disclosure required.
- Secs. 36a-727 to 36a-734.
- Sec. 36a-735. (Formerly Sec. 36-443). Short title: Home Mortgage Disclosure Act.
- Sec. 36a-736. (Formerly Sec. 36-444). Definitions.
- Sec. 36a-737. (Formerly Sec. 36-445). Discrimination in making of home purchase, home improvement and mortgage loans. Applications submitted by members of reserves or National Guard.
- Sec. 36a-738. (Formerly Sec. 36-446). Disclosure requirements for financial institutions.
- Sec. 36a-739. (Formerly Sec. 36-448). Reports by financial institutions. Filing requirements.
- Sec. 36a-740. (Formerly Sec. 36-449). Violations by financial institutions. Rights of loan applicant.
- Sec. 36a-741. (Formerly Sec. 36-451). Cease and desist order. Enforcement action.
- Sec. 36a-742. (Formerly Sec. 36-452). Protection of confidentiality of an individual's financial status.
- Sec. 36a-743. (Formerly Sec. 36-454). Commissioner to analyze home financing.
- Sec. 36a-744. (Formerly Sec. 36-455). Regulations.
- Sec. 36a-745.
- Sec. 36a-746. Short title: Connecticut Abusive Home Loan Lending Practices Act.
- Sec. 36a-746a. Definitions.
- Sec. 36a-746b. Disclosures.
- Sec. 36a-746c. Prohibited provisions in loan agreement.
- Sec. 36a-746d. Report of payment history.
- Sec. 36a-746e. Prohibited acts by lender.
- Sec. 36a-746f. Purchase of insurance by buyer.
- Sec. 36a-746g. Refund or credit of charges.
- Secs. 36a-747 to 36a-754.
- Sec. 36a-755. (Formerly Sec. 36-9h). Mortgage appraisal practices. Definitions. Regulations.
- Sec. 36a-756. (Formerly Sec. 36-9t). Title insurance as condition of mortgage on residential real estate prohibited.
- Sec. 36a-757. (Formerly Sec. 36-9u). Mortgage insurance requirements limited.
- Sec. 36a-758. (Formerly Sec. 36-9y). Payment of loan proceeds by certified, bank treasurer's or cashier's check or by wire transfer.
- Sec. 36a-758a. Payment of first or secondary mortgage loan proceeds by wire transfer. Time limits. Penalties.
- Sec. 36a-759. (Formerly Sec. 36-4). Minority of veterans, spouses and widows for purposes of the Servicemen's Readjustment Act.
- Sec. 36a-759a. Compliance with John Warner National Defense Authorization Act for Fiscal Year 2007. Limit on interest rate charged on consumer credit to members of armed services.
- Sec. 36a-760. Nonprime home loans: Definitions; applicability.
- Sec. 36a-760a. Duties of lenders and mortgage brokers relating to nonprime home loans.
- Sec. 36a-760b. Analysis of obligor's ability to pay.
- Sec. 36a-760c. Prohibition against making nonprime home loan when proceeds used to pay off special mortgage.
- Sec. 36a-760d. Requirements for making nonprime home loans.
- Sec. 36a-760e. Restrictions on provisions in nonprime home loans.
- Sec. 36a-760f. Prohibition against dividing or structuring loan to avoid application of nonprime home loan statutory provisions.
- Sec. 36a-760g. Restrictions on making and financing under nonprime home loans. Curing of defaults.
- Sec. 36a-760h. Additional duties of mortgage brokers.
- Sec. 36a-760i. Court action based on lender's failure to comply with statutory requirements.
- Sec. 36a-760j. Prohibition against influencing real estate appraisals.
- Secs. 36a-761 to 36a-769.
- Sec. 36a-770. (Formerly Sec. 42-83). Applicability of Uniform Commercial Code. Filing and recording. Definitions.
- Sec. 36a-771. (Formerly Sec. 42-84). General contract requirements.
- Sec. 36a-772. (Formerly Sec. 42-85). Maximum finance charge on retail sales of motor vehicles and other goods.
- Sec. 36a-773. (Formerly Sec. 42-86). Insurance.
- Sec. 36a-774. (Formerly Sec. 42-87). Installment loan contract requirements.
- Sec. 36a-775. (Formerly Sec. 42-88). Confession of judgment provision invalid.
- Sec. 36a-776. (Formerly Sec. 42-89). Inclusion of other goods in contract void.
- Sec. 36a-777. (Formerly Sec. 42-90). Acknowledgment of receipt of notice and statement.
- Sec. 36a-778. (Formerly Sec. 42-91). Delinquency and collection charges.
- Sec. 36a-779. (Formerly Sec. 42-92). Assignment of contract.
- Sec. 36a-780. (Formerly Sec. 42-93). Payments after assignment.
- Sec. 36a-781. (Formerly Sec. 42-94). Statement of payments made. Receipts.
- Sec. 36a-782. (Formerly Sec. 42-95). Cancellation of contract on payment in full.
- Sec. 36a-783. (Formerly Sec. 42-96). Rebate and refund upon prepayment of contract.
- Sec. 36a-784. (Formerly Sec. 42-97). Renewals and extensions.
- Sec. 36a-785. (Formerly Sec. 42-98). Foreclosure.
- Sec. 36a-786. (Formerly Sec. 42-99). Recovery of charges barred by wilful violations.
- Sec. 36a-787. (Formerly Sec. 42-100). Penalty.
- Sec. 36a-788. (Formerly Sec. 42-100a). Enforcement action.
- Secs. 36a-789 to 36a-799.
- Sec. 36a-800. (Formerly Sec. 42-127). Consumer collection agency. Definitions.
- Sec. 36a-801. (Formerly Sec. 42-127a). License required. Application, issuance, renewal. Examination of records. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-801a. Persons engaged in business of collecting child support.
- Sec. 36a-801b. Collection of child support. Written agreement.
- Sec. 36a-802. (Formerly Sec. 42-128a). Surety bond required. Authority of commissioner to proceed on bond. Cancellation of bond; notice. Automatic suspension of license; notice. Opportunity for hearing.
- Sec. 36a-803. (Formerly Sec. 42-129). Conviction of certain crimes disqualification to engage in consumer collection business.
- Sec. 36a-804. (Formerly Sec. 42-129a). Suspension, revocation or refusal to renew license or taking of other action.
- Sec. 36a-805. (Formerly Sec. 42-131). Prohibited practices. Exception.
- Sec. 36a-806. (Formerly Sec. 42-131a). Prohibited practices within and without state. Examination of affairs.
- Sec. 36a-807. (Formerly Sec. 42-131b). Liability.
- Sec. 36a-808. (Formerly Sec. 42-131c). Unfair or deceptive practices. Enforcement action.
- Sec. 36a-809. (Formerly Sec. 42-131d). Commissioner's powers. Regulations.
- Sec. 36a-810. (Formerly Sec. 42-133a). Penalty.
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