2017 Colorado Revised Statutes
Title 42 - Vehicles and Traffic
Motor Vehicle Financial Responsibility Law
Article 7 - Motor Vehicle Financial Responsibility Law
Part 3 - Security and Proof of Financial Responsibility in Connection With Accidents
§ 42-7-302. Exemptions from requirement of filing security and proof of financial responsibility for the future
(1) The requirement of filing security and proof of financial responsibility for the future pursuant to section 42-7-301 shall not apply:
(a) To any person who qualifies as a self-insurer under section 42-7-501 or who operates a motor vehicle for a self-insurer under section 42-7-501;
(b) To any person who has been released from liability, or finally adjudicated not liable, prior to the date the director would otherwise suspend a license or a nonresident's operating privilege under section 42-7-301 (4);
(c) To the state of Colorado or any political subdivision thereof or any municipality therein;
(d) To the operation by any employee of the federal government of any motor vehicle while acting within the scope of such employment;
(e) Repealed.
(f) To the operator or owner if such owner had in effect at the time of such accident an automobile liability policy with respect to the motor vehicle involved in such accident;
(g) To the operator, if not the owner of such motor vehicle, if there was in effect at the time of such accident an automobile liability policy or bond with respect to the operation of motor vehicles not owned by that person;
(h) To the operator or owner if the liability of such operator or owner for damages resulting from such accident is, in the judgment of the director, covered by any other form of liability insurance policy or bond or deposit as provided in section 42-7-418;
(i) To the owner of a motor vehicle if at the time of the accident the vehicle was being operated without the owner's express or implied permission, or was parked by a person who had been operating such motor vehicle without such permission.
(2) In determining whether any person is exempt from the requirements of section 42-7-301, the director shall rely upon reports or other information submitted and, when requested by any person affected by an accident to make a finding of fact, shall consider the report of the investigating officer, if any, the accident reports, and any affidavits of persons having knowledge of the facts.
