2016 California Code
Insurance Code - INS
DIVISION 2 - CLASSES OF INSURANCE
PART 9 - Pet Insurance
Section 12880.

12880. For purposes of this part, the following definitions shall apply:

(a) Chronic condition means a condition that can be treated or managed, but not cured.

(b) Congenital anomaly or disorder means a condition that is present from birth, whether inherited or caused by the environment, which may cause or otherwise contribute to illness or disease.

(c) Hereditary disorder means an abnormality that is genetically transmitted from parent to offspring and may cause illness or disease.

(d) Pet insurance means an individual or group insurance policy that provides coverage for veterinary expenses.

(e) Preexisting condition means any condition for which a veterinarian provided medical advice, the pet received treatment for, or the pet displayed signs or symptoms consistent with the stated condition prior to the effective date of a pet insurance policy or during any waiting period.

(f) Veterinarian means an individual who holds a valid license to practice veterinary medicine from the Veterinary Medical Board pursuant to Chapter 11 (commencing with Section 4800) of Division 2 of the Business and Professions Code or other appropriate licensing entity in the jurisdiction in which he or she practices.

(g) Veterinary expenses means the costs associated with medical advice, diagnosis, care, or treatment provided by a veterinarian, including, but not limited to, the cost of drugs prescribed by a veterinarian.

(h) Waiting or affiliation period means the period of time specified in a pet insurance policy that is required to transpire before some or all of the coverage in the policy can begin.

(Added by Stats. 2014, Ch. 896, Sec. 1. Effective January 1, 2015.)