2015 California Code
Civil Code - CIV
DIVISION 3 - OBLIGATIONS
PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS
TITLE 1.86 - CONSUMER CONTRACT AWARENESS ACT OF 1990
Section 1799.201.
1799.201. As used in this title:
(a) Consumer means a natural person who has entered into a consumer contract with a seller.
(b) Consumer contract means a writing prepared by a seller and, except as provided in subdivision (c) of Section 1799.202, signed, or to be signed, by a consumer, which provides (1) for the sale or lease of goods or services that are purchased or leased primarily for personal, family, or household purposes, or (2) for extension of credit, the proceeds of which are used primarily for personal, family, or household purposes. Without affecting the enforceability of any incidental provision contained therein, an application for credit shall not be considered to be a consumer contract for purposes of this section even if it contains incidental provisions, such as the consumer s consent to a credit review, a certification of the accuracy of the information furnished, or the consumer s agreement to the terms that will be furnished to the consumer pursuant to this title.
(c) Consumer contract guaranty means a writing prepared by a seller and signed, or to be signed, by a guarantor which guarantees the obligation of a consumer under a consumer contract.
(d) Copy means a reproduction, facsimile, or duplicate.
(e) Days means calendar days.
(f) Goods means tangible and intangible personal property.
(g) Guarantor means a person who guarantees the obligation of a consumer under a consumer contract by signing a consumer contract guaranty.
(h) Seller means a person who has entered into a consumer contract with a consumer.
(i) Services means work, labor, and services, including depository services and other banking services.
(j) Financial institution means any commercial bank, trust company, savings and loan association, credit union, industrial loan company, insurance company, or person engaged in the business of lending money.
(Amended by Stats. 1992, Ch. 879, Sec. 1. Effective January 1, 1993.)
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