Arkansas Code of 1987 (2023)
Title 4 - BUSINESS AND COMMERCIAL LAW (§§ 4-1-101 — 4-119-105)
Subtitle 7 - CONSUMER PROTECTION (§§ 4-86-101 — 4-119-105)
Chapter 112 - ARKANSAS CONSUMER REPORT SECURITY FREEZE ACT (§§ 4-112-101 — 4-112-114)
Section 4-112-108 - Permissible fees - Exception

Universal Citation:
AR Code § 4-112-108 (2023)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.

  • (a) Except as provided in subsection (b) of this section, a consumer reporting agency may charge a consumer a fee of no more than five dollars ($5.00) for the:
    • (1) Initial placement of a security freeze;
    • (2) Removal of a security freeze; or
    • (3) Temporary lifting of a security freeze for a period of time.
  • (b) A consumer reporting agency shall not charge a fee for the initial placement of a security freeze if requested by a consumer who is:
    • (1) At least sixty-five (65) years of age; or
    • (2) A victim of identity theft.

Acts 2007, No. 391, § 1; 2009, No. 223, § 1.


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