Arkansas Code of 1987 (2023)
Title 23 - PUBLIC UTILITIES AND REGULATED INDUSTRIES (§§ 23-1-101 — 23-119-105)
Subtitle 3 - INSURANCE (§§ 23-60-101 — 23-103-417)
Chapter 85 - ACCIDENT AND HEALTH INSURANCE (§§ 23-85-101 — 23-85-140)
Section 23-85-102 - Scope

Universal Citation:
AR Code § 23-85-102 (2023)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.

This chapter governs accident and health insurance policies issued to individuals and members of their families. Nothing in this section and §§ 23-85-101, 23-85-103 - 23-85-134, 23-85-136, and 23-85-137 shall apply to or affect:

  • (1) Any policy of liability or workers' compensation insurance with or without supplementary expense coverage therein;
  • (2) Any group or blanket policy;
  • (3) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto, that contain only such provisions relating to accident and health insurance as:
    • (A) Provide additional benefits in case of death, dismemberment, or loss of sight by accident; or
    • (B) Operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract; and
  • (4) Reinsurance.

Acts 1959, No. 148, § 386; A.S.A. 1947, § 66-3601; Acts 2001, No. 909, § 3.


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