2017 Arkansas Code
Title 17 - Professions, Occupations, and Businesses
Subtitle 2 - Nonmedical Professions
Chapter 24 - Collection Agencies
Subchapter 5 - Arkansas Fair Debt Collection Practices Act
§ 17-24-505. Harassment or abuse

Universal Citation: AR Code § 17-24-505 (2017)
  • (a) A debt collector may not engage in a conduct the natural consequence of which is to harass, oppress, or abuse a person in connection with the collection of a debt.
  • (b) Without limiting the general application of subsection (a) of this section, the following conduct is a violation of this section:
    • (1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of a person;
    • (2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader;
    • (3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of 15 U.S.C. § 1681a(f) or 15 U.S.C. § 1681b(3), as they existed on January 1, 2009;
    • (4) The advertisement for sale of a debt to coerce payment of the debt;
    • (5) Causing a telephone to ring or engaging a person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass a person at the called number; or
    • (6) Except as provided in § 17-24-503, the placement of telephone calls without meaningful disclosure of the caller's identity.
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