1994 Alaska Statutes
TITLE 21 INSURANCE
Chapter 21.42. THE INSURANCE CONTRACT
Sec. 21.42.385. DENTAL, VISION, AND HEARING COVERAGE.

(a) An insurer authorized under AS 21.09 to offer, issue for delivery, deliver, or renew an individual or group disability insurance policy for medical coverage on an expense incurred basis in the state or a hospital or medical service corporation authorized under AS 21.87 to offer or renew a subscriber's contract, shall offer to each policyholder or subscriber for acceptance or rejection minimum dental, vision, and hearing coverage described in (b) of this section. Coverage required under this subsection may be offered as a rider or in the form of a limited benefit policy.

(b) The minimum coverage required under (a) of this section may

(1) be provided under contract with another insurer or another hospital or medical service corporation; and

(2) not be less than the dental, vision, and hearing coverage provided on January 1, 1992, to a person entitled to medical benefits under AS 39.35.535 (public employees' retirement system of Alaska).

(c) This section does not apply to an insurer or a hospital or medical service corporation that has written less than $300,000 in premiums in the previous calendar year. An insurer or a hospital or medical service corporation exempt under this subsection shall disclose the exemption when issuing or renewing a disability insurance policy or subscriber's contract, and shall advise the policyholder or subscriber that insurers that have written more than $300,000 in premiums in the previous calendar year are required to offer coverage under (a) and (b) of this section.

(d) This section applies to an insurer or a hospital or medical service corporation writing a Medicare supplement policy to the extent not prohibited under 42 U.S.C. 1395.

(e) This section does not require an insurer who offers only group coverage to offer dental, vision, and hearing coverage to an individual.