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2021 Code of Alabama
Title 8 - Commercial Law and Consumer Protection.
Chapter 8 - Interest and Usury.
- Section 8-8-1 - Maximum Rates of Interest - Generally.
- Section 8-8-1.1 - Maximum Rates of Interest - Permitted Under State or Federal Law.
- Section 8-8-1.2 - Maximum Rates of Interest - Loans Secured by Savings Accounts.
- Section 8-8-2 - Maximum Rates of Interest - Aggregation of Principal and Interest on Loans at Six Percent and Division Into Installments.
- Section 8-8-4 - Maximum Rates of Interest - Loans, etc., of $100,000 or More to State Board of Education and Trustees of State Educational Institutions.
- Section 8-8-5 - Maximum Rates of Interest - Loans, Credit Sales, etc., of $2,000 or More to Individuals, Corporations, Trusts, Partnerships, or Associations.
- Section 8-8-6 - Maximum Rates of Interest - Exemption of Debts Incurred Pursuant to National Housing Act or Veterans' Benefits.
- Section 8-8-7 - Maximum Rates of Interest - Exemption of Bonds, Notes, etc., of State, Instrumentalities, Localities, Etc.
- Section 8-8-8 - Interest Accrues on Breach of Contract.
- Section 8-8-9 - Interest on Unauthorized Change Bills and Notes Not Exceeding $1.
- Section 8-8-10 - Interest on Money Judgments and Costs.
- Section 8-8-11 - Application of Partial Payments to Principal and Interest.
- Section 8-8-12 - Enforcement of Usurious Contracts.
- Section 8-8-13 - Collection on Notes, etc., Discounted at Higher Rate of Interest Than Eight Percent.
- Section 8-8-14 - Interest Surcharge on Loans or Credit Sales; Refunds; Maximum Interest Rate Indexed to Prime Rate; Maximum Interest Rates for Open-End Credit Plans.
- Section 8-8-15 - Bad Check Charge; Deemed Not Finance Charge.
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