Sauer v. CrewsAnnotate this Case
In the wrongful-death action underlying this case, the trial court found a certain term in a commercial general liability policy, which was not defined in a policy, to be ambiguous and construed this language against the insurer. The court then found that the policy provided coverage in the wrongful-death action. The insurer appealed. The Supreme Court reversed, holding (1) in determining whether a policy provision is ambiguous, courts must consider the context in which the specific language of the provision is used; and (2) based on this rule, the policy provision in this case was not ambiguous and did not provide coverage.