Nationstar Mtge., LLC v Kamil

Annotate this Case
Nationstar Mtge., LLC v Kamil 2017 NY Slip Op 08277 Decided on November 22, 2017 Appellate Division, Second Department Published by New York State Law Reporting Bureau pursuant to Judiciary Law ยง 431. This opinion is uncorrected and subject to revision before publication in the Official Reports.

Decided on November 22, 2017 SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
RANDALL T. ENG, P.J.
REINALDO E. RIVERA
SHERI S. ROMAN
FRANCESCA E. CONNOLLY, JJ.
2016-01665
(Index No. 9303/13)

[*1]Nationstar Mortgage, LLC, respondent,

v

Muhammad T. Kamil, appellant, et al., defendants.



Bhatia & Associates, PLLC, New York, NY (Satish K. Bhatia of counsel), for appellant.

RAS Boriskin, LLC, Westbury, NY (Jason W. Creech and Ryan D. Mitola of counsel), and Sandelands Eyet LLP, New York, NY (Mitchell Zipkin of counsel), for respondent (one brief filed).



DECISION & ORDER

In an action to foreclose a mortgage, the defendant Muhammad T. Kamil appeals from an order of the Supreme Court, Nassau County (Adams, J.), entered October 13, 2015, which granted the plaintiff's motion for an order of reference.

ORDERED that the order is affirmed, with costs.

In support of its motion for an order of reference (see RPAPL 1321), the plaintiff submitted, inter alia, the affidavit of its document execution specialist, which set forth the facts establishing the claim, including that the plaintiff was the holder of the note and that the defendant Muhammad T. Kamil (hereinafter the defendant) defaulted under the terms of the note and mortgage, as well as proof that the defendant failed to answer within the time allowed (see US Bank N.A. v Louis, 148 AD3d 758, 759; US Bank N.A. v Smith, 132 AD3d 848, 850). The defendant opposed the motion by submitting the affirmation of his attorney, who argued that the plaintiff lacks standing and failed to comply with RPAPL 1302, 1303, 1304, and 1306. The Supreme Court granted the plaintiff's motion, and the defendant appeals. We affirm.

The defendant's contention that the plaintiff failed to comply with the notice provisions of RPAPL 1303 and the pleading requirements of RPAPL 1302 is without merit. The plaintiff provided proof that it had complied with the requirements thereof, and the defendant did not refute that proof (see PHH Mtge. Corp. v Israel, 120 AD3d 1329). The defendant's bare and unsubstantiated denial of receipt of notice pursuant to RPAPL 1303 was insufficient to rebut the presumption of proper service created by the affidavit of service (see Aurora Loan Servs., LLC v Weisblum, 85 AD3d 95, 103).

Since the defendant failed to appear or answer the complaint, and also failed to demonstrate grounds for vacating his default (see Nationstar Mortgage, LLC, v Kamil, ___ AD3d ___ [Appellate Division Docket No. 2015-02633; decided herewith]), he is precluded from asserting the plaintiff's lack of standing as a defense (see Bank of N.Y. Mellon v Izmirligil, 144 AD3d 1067, 1069; HSBC Bank USA v Angeles, 143 AD3d 671, 671; Chase Home Fin., LLC v Garcia, 140 AD3d [*2]820, 821).

The defendant's contention that the plaintiff's motion for an order of reference should have been denied on the basis that the plaintiff failed to make the motion within one year of his default in answering the complaint is not properly before this Court, as it was not raised before the Supreme Court (see U.S. Bank N.A. v Alba, 130 AD3d 715, 715-716).

The defendant's remaining contention is without merit.

Accordingly, the Supreme Court properly granted the plaintiff's motion for an order of reference (see US Bank N.A. v Louis, 148 AD3d at 759; HSBC Bank USA, N.A. v Clayton, 146 AD3d 942, 944; Wells Fargo Bank, N.A. v Daskal, 142 AD3d 1071, 1073).

ENG, P.J., RIVERA, ROMAN and CONNOLLY, JJ., concur.

ENTER:

Aprilanne Agostino

Clerk of the Court



Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.