Hegseth v. Am. Family Mut. Ins. Group
Annotate this CaseIn 2007, Appellant was injured in a motor vehicle collision. After settling her primary uninsured motorist (UM) claim, Appellant sought excess UM benefits from an American Family Mutual Insurance Group policy that covered her vehicle. American Family denied the claim. In 2013, Appellant filed a lawsuit seeking excess UM benefits from American Family. The district court granted summary judgment in favor of American Family, concluding that the excess UM claim was barred by the six-year statute of limitations for contract actions and that Appellant’s claim accrued on the date of the accident. The court of appeals affirmed. The Supreme Court affirmed, holding that claims for excess UM benefits accrue on the date of the accident, and therefore, summary judgment was properly granted in favor of American Family.
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