LAKE STATES INS CO V JADA JACIOLA BLAIR
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STATE OF MICHIGAN
COURT OF APPEALS
LAKE STATES INSURANCE COMPANY,
UNPUBLISHED
December 7, 1999
Plaintiff-Appellee,
v
JADA JACIOLA BLAIR, a Minor, by her Next
Friend, JENNIFER GREGORY, and JENNIFER
GREGORY, individually,
No. 209955
Genesee Circuit Court
LC No. 97-053700 CZ
Defendant-Appellants.
Before: White, P.J., and Hood and Jansen, JJ.
WHITE, J. (concurring).
I agree on the facts, as apparently asserted by defendants, Jennifer Gregory suffered a “bodily
injury.” Defendants have not maintained that the premature birth was attributable to some injury to Jada
Blair in utero, as opposed to an injury to Jennifer Gregory that caused the birth process to commence
prematurely. Further, I conclude that the term “bodily injury” is not ambiguous or obscure in the
manner claimed by defendants. I also agree that the exclusion does not violate the ELCRA by
discriminating against pregnant women or children in utero. Because I question whether the exclusion
was intended to apply to claims of direct injury to family members, as distinguished from derivative
injuries, I would order further briefing. However, on the issues raised, I concur in the affirmance.
/s/ Helene N. White
-1
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