RODERICK F. LEE Vs. THOMAS D. SAPP, STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, BMW FINANCIAL SERVICES N.A., L.L.C. AND FINANCIAL SERVICES VEHICLE TRUST, INC.

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RODERICK F. LEE * NO. 2014-CA-1047 VERSUS * COURT OF APPEAL THOMAS D. SAPP, STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, BMW FINANCIAL SERVICES N.A., L.L.C. AND FINANCIAL SERVICES VEHICLE TRUST, INC. * FOURTH CIRCUIT * STATE OF LOUISIANA * * ******* LANDRIEU, J., CONCURS WITH REASONS I agree with the result reached by the majority. However, I would pretermit deciding the choice of law issue. As noted by the majority, there is no substantive difference between Florida and Louisiana law as applied to these facts. Moreover, our disposition of the appeal is based upon the policy language, which is the law between the parties, rather than upon the application of state law. For these reasons, I respectfully concur.

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