Glover v. Allstate Property & Casualty Insurance Co.Annotate this Case
In this insurance dispute arising from a fatal car crash, the Supreme Court vacated the judgment of the trial court rejecting the argument of the decedent's estate that it was entitled to $25,000 in underinsured-motorist (UIM) coverage under the decedent's parents' policy and granting summary judgment for Allstate Property and Casualty Insurance Company, holding that the estate was entitled to summary judgment.
Shelina Glover died in a car crash. Shelina's estranged husband was driving the vehicle in which she died. Shelina's estate (the Estate) settled its claims against the two responsible drivers, whose insurers paid policy limits. The Estate also received two settlements of $25,000 each for UIM coverage from Shelina's carrier and from that of her husband. At issue was the Estate's request for further UIM coverage of $25,000 under Shelina's parents' Allstate policy. The trial court denied the request. The Supreme Court vacated the judgment, holding that the estate was entitled to summary judgment on the issues of whether Shelina was an "insured person" and the availability of $25,000 in further UIM coverage under the parents' Allstate policy.