The Bank of New York Mellon v. Herndon

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NOT FINAL UNTIL TIME EXPIRES TO FILE REHEARING MOTION AND, IF FILED, DETERMINED IN THE DISTRICT COURT OF APPEAL OF FLORIDA SECOND DISTRICT THE BANK OF NEW YORK MELLON, ) ) Appellant, ) ) v. ) ) BILLY F. HERNDON, ) ) Appellee. ) ________________________________ ) Case No. 2D15-1055 Opinion filed February 26, 2016. Appeal from the Circuit Court for Hillsborough County; Perry A. Little, Senior Judge. Nancy M. Wallace of Akerman LLP, Tallahassee; William P. Heller of Akerman LLP, Fort Lauderdale; and Eric M. Levine of Akerman LLP, West Palm Beach, for Appellant. Nick Fowler and Sami Thalji of Stamatakis, Thalji & Bonanno, Tampa, for Appellee. KELLY, Judge. The Bank of New York appeals from the order dismissing its foreclosure action against Billy F. Herndon on the grounds that the default letter did not substantially comply with the notice requirement in paragraph 22 of the mortgage. We reverse and remand for further proceedings. See Green Tree Servicing, LLC v. Milam, 177 So. 3d 7 (Fla. 2d DCA 2015); Bank of Am. v. Cadet, No. 3D15-699, 2016 WL 231890 (Fla. 3d DCA Jan. 20, 2016); Bank of N.Y. Mellon v. Nunez, 40 Fla. L Weekly D2486 (Fla. 3d DCA Nov. 4, 2015). NORTHCUTT and LaROSE, JJ., Concur. -2-

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