Triad Financial Services, Inc. v. Bohon, No. 7:2011cv00410 - Document 45 (W.D. Va. 2012)

Court Description: MEMORANDUM OPINION. Signed by District Judge Glen E. Conrad on 12/3/2012. (lab)
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CL ERKS OFFI U. DI . URT CE S. ST O AT ROANOKE; VA FI LED I THE UNI N TED STATES DI STRI COURT CT FOR THE W ESTERN DI STRI OF VI NI CT RGI A ROAN OKE DI SI VI ON DE2 ù 2 1 22 J UL . LEX CL K ' Ih; !t ,' - .. .. ow TRI D FI AN CI SERV I A N AL CES, N C. l , Ci lA c i n N o. 11 0041 vi to 7: CV 0 Pl i if a ntf , M EM O R AND U M O PI I N N O RAN DY A.BOHON, By: on.Gl n E. H e Conr ad Chi Unie St t sDiti tJ ef t d a e src udge Def nt enda . Thi ca ei pr s nty be or t c t de e ntRa A . hon' m o i nt va t t s s s e e l f e he our on f nda ndy Bo s to o ca e he d fut u g n e tr da ans hm. Fo t r a o sstf rhb lw,h moinwi b d n e ea lj d me t ne e g i t i r he e s n e o t eo t e to l e e id. l Bac ound ker Bo o p e iu l o e a do rtdTr- tt Ho sn , mie (Tr- tt', mo u a h n rvo sy wn d n peae isae u ig Li td $ iS ae' a d lr % ) h med aes pb sdi W it, r ii. I 2 0 , idFia ca S r ie , n . id' o e lrhi a e n rz Vigna n 0 9 Tra n n il e vc s I c CTra ' l ex e d ar vol ng lneofc e tt Tr- a ei t a t nde e vi i r di o istt n he mounto $ 0, 00. Thelneofc edi f 25 000. i r t wass c edby Tr- a e' pr s n a f t e i nt y,whe e rl t ptrua t a s c iy e ur istt s e e t nd uur nve or r ve ocaed, ls nt o e urt ag e m e . Add tonaly,Bohon e er d i o ag r nt ag ee nt purua t whih he r e nt ii l nt e nt ua a y r me , s nt o c pe s l gua a e r pa e ofa1s sdueandowi unde t lne ofc e t r onaly r nted e ym nt 1 um ng r he i r di. l t f lof201 Tra dic ve e t tTr- aeha br c t s c iy a e m e by n he al 0, i d s o r d ha ist t d ea hed he e urt gr e nt f ii t r mi t ne pr e fom t s l ofamodulrhom et t W henTra m a a a lng o e t he t oce ds r he ae a mi. id de de a f t f ,Tr- a er f edt de a and fld f ba pt y i t Unie Stt s m nd or he unds ist t e us he m nd ie or nknz c n he td a e Ba u c Cour f t W ese n DititofVigi a. So t r a tr Tra dic r d t t nkr pt y t or he tr src r ni on he e fe , i d s ove e ha Tr - a e had br a he t s mi y ag ee e a i i t s m e m a r i st t e c d he ec t r m nt ga n n he a nne . On D e em be 8,201 t b r pt y pr e di w a dim i s due t Tr - a e' f itr c r 0, he ank u c oc e ng s s s ed o i st t s a lle t fl c ran r quie s he e . Tra s eq nty e r ie isco r c ua r m e e a o ie e ti e r d c duls id ubs ue l xe cs d t nta t l e di s nd L / r move a1ofisr mai ng c lt r fom Tr- a e' s l l . Tra lqui t t i nt y i e d 1 t e ni olae al r istt s aes ot i d i daed he nve or n or rt pa down t balnc owe byTr- a eont r vol nglneofcr di. Howe r t r de o y he a e d ist t he e vi i e t ve , he e r m a ne a dek i nc e i d t e y. On Augus 26,2011 Tra fld t sdi r iy a ton a i tBohon,s e ngt c lc t t , id ie hi ve st c i gans e ki o ole t he t i baanc r m ani unde t lneofc edi,purua tt t g r nt a e m e . The mpa d l e e i ng r he i r t s n o he ua a y gr e nt c ai s tda a st alng $88, 22,aongwih it r ta r s bl a t e sf e . ompl nt ough m ge ot i 277. l t n e es nd ea ona e tom y' e s Bohon wa s r d wih pr s on Se e r 1 2011. Afe hef ie t fl a s e ve t oce s pt mbe 4, tr a ld o ie r s o sv p e dng Tra mo e f r h Clr t e trd futu me t g is Bo o , u s a t e p n ie la i , id v d o t e ek o n e e a lj dg n a an t h n p ru n t Rul 5 () 1 ofh Fe ea Rue o CiiPrc d r . Tos p o th moin, ids b te o e 5 b ( ) te d rl ls f vl o e u e u p r te to Tra u mitd ade a a i fom Gr Br ,Se o ViePr sde ,i whih Br clr ton r eg ooks ni r c e i nt n c ooksve ii unde pe lyof rfed, r nat p ru y t a t ealg to i t c mp an weetu a dc re t a dta tet tl momtd e ej r ,h t h l ains n he o lit r r e n o rc, n h t h oa n t u e a owi t Tra unde t t r oft gua a yag ee ntwa $88, 22. TheCl r en e ed nd ng o i d r he e ms he r nt r me s 277. ek tr d fulj d me ta ans Tra o Oco e 1 , 01 . ea t u g n g i t id n tb r 9 2 11 Afe t d fu tud me t se tr d Tra atmp e t c l c o tej d me t On tr he ea lj g n wa nee , id te td o ol t n h u g n . e t e occ sons Tra s dul d bt ri e r a ore Ea h tme, t e oft de o hr e a i , i d che ed e o ntr og t is. c i on he ve he bt r i e r t is Bo n ûld f ba u c i t Unie Stt sBn u c Cour f rt W ese n nt roga ore , ho e or nkr pt y n he td a e nkr pt y t o he tr DititofVigi a. Bohon' frtt peii we edim is d f f l et fl r quied src r ni s is wo ttons r s s e or aim o ie e r s he e o as e sa la ltes I iso de dim isngt t r pe ii t ba r pt y c t c dul s f s t nd ibiii . n t r r s s i he hid tton, he nk u c our s nc i d Bohon by r s r c i hi f om flng a he ba u c pe ii f 365 da . a tone e ti tng m r ii not r nkr pt y tton or ys 1 Thed fulj g n wa lt ra nd dt r fe tta n al ne sfe a d c t we es u tb t e e a t ud me t s ae me e o elc h t o tor y' e s n oss r o gh y h pl ntf. ai if OnS p e r1 , 01 , al ee e mo t a rted fut u g n wa e trd, e tmbe 4 2 2 ne ry lv n nhs he h e a lj d me t s n ee Bo o mo e t v c t t ed fulj d me tp ru n t Rue 5 ()a 6 ( )1, 3 , n ()o h n v d o a ae h ea t u g n , u s a t o ls 5 c nd 0 b ( ) ( ) a d 6 f t Fe r lRul s ofCi lPr dlr . To s he de a e vi oce z e uppor t m o i Bohon a guest tTr a t he ton, r ha i d çru u e tyo mitke l sae (h )a t i c nr v ry'a t a t ea u ti d s u ei t a d lnl r sa ny ttd te momt n o to e s , nd h t h mo n n ip t s f ' o l $ 3 1 11 ( o .oVa aea 3. Bo n as ag e t a v n ei i r p r snc te ny 3 , 1 .5. M tt c t t ) ho lo ru s h t e u s mp o e , i e h g rny a re n c nan aFlrd f rm s lcinca s . (d. uaa t g e me t o ti s oi a o u ee to lu e I ) Bo n' moton t va a ewa s he e t behe r on No mbe 9,2012. The da ho s i o c t s c dul d o ad ve r y be or t he rng,Bo n a s d t cour t thewasuna et tave asar s tofam e c f e he a i ho dvie he t ha bl o r l e ul dial pr blm . The c tc e ld t hea i a r s he edi f Nove be 27,201 a 9: a. . o e our anc le he rng nd e c dul t or m r 2 t 30 m OnNove be 27, 2, m r 201 Bohondi nota a f rt he rng, nd e f t t c a thi by d ppe r o he a i a fors o ont c m t lphone we et uc es f l Afe waii 45m i es t co tc ee r ms c s u . tr tng nut , he ur onve t he rng i ned he a i n Bohon' a e a he d a glme fo t pl ntf. s bs nce nd ar r l nt r m he ai if D i c s on s us i Asidc tddligt eh a ig tec u tso t o iint a tecrumsa c s u tf n iae t n h e rn ,h o r i fhe pn o h th ic tn e j siy r de ngBoho sm o i f f l et pr e ut Addii ly,f t r as s tf t belw , nyi n' ton or aiur o os c e. tonal or he e ons e orh o t c tc l he our oncudest tt moto i wiho me i. ha he in s t ut rt Be a s teClr n t n ye trdd futb tas d fut u g n ,h r q rme t of c u e h ek o o l nee e a l, u lo ea lj d me tt e e uie n s Rue6 ()a pyt Bo o smo int v c t . Se F d R. v. 5 ()Cç'ec u t y st l 0b p l o h n' to o a ae e e . Ci P. 5c -h o r ma e f a iea e tyo d fut f rg o c u e a dima sta iead fut u g n u d rRue sd n nr f ea l, o o d a s , n t y e sd ea lj d me t n e l 6 ( )' A p rys e n r le u d rRue6 ( )mu t k at rs ods o n tha hi moin 0 b .) a t e kig eif n e l 0 b s ma e h e h l h wig i t s to ' t i tm e y,t the hasa m e io i def ns t t a ton,a t tt oppos ng pa t w o d no be s i l ha rt r ous e e o he c i nd ha he i ry ul t u aryp eu ie byh vigte u g n staie' Na 'Crdt inAd n. . Gry, nfil rj dc d a n h j d me t e sd . tl e iUn o mi Bd v. a 1 ' F.d2 2 26 ( t Ci. 9 3 (n en l iaina dq oainmak o t d . Afe me t e c 3 6 , 4 4h r 1 9 ) itr a ctto n u tto r s mit ) tr ei a h e ng oft s t e hol c i r i ns t m o he e hr s d onsde ato , he vantmus t n s tsy o o t gr mdsf rr leflse t he a if ne f he ot o ei itd i Rul 6 ( ) I . t2 6. Aspet e t r , l 6 ()p o d sa f lo : n e 0b. d a 6 ri n hee Rue 0b rvie s ol ws n Onmoin a dj s tr ,hec u t yr le eap ryo islga rp e e tt t n u t ems t o r ma eiv a t r t e l e r sn ai o ve fo afn l u g n , r e, rp o e dn f rtef lwigr a o s r m i a j d me t o d ro r c e ig o h ol n e s n : o ( )mitke i vetnce s ie, e usbl ne e t 1 sa ,nad re , uprs or xc a e glc' , ()fa d( eh rp e iusyc l d iti i o e tisc , 3 r u wh t e rv o l al nrnsc r x rn i) e mir pr e ai n,o m ic se es nt to r s onduc by a opposng pa t ...; t n i ry or ()a oh rr a o t a j tfe r le. 6 ny t e e s n h tusiis eif Fe R.Ci P.60( . A Rul 60( motonmus betl Ewihi ar s bl tme'a tf d. v. b) e b) i t ied i t n eaona e i y nd tor ' r a o s( ). . n ()n mo et nay a atr h e tyo t e u g n o o d r r h d t o t e s n 1 . a d 3 o r ha e r fe t e nr f h j d me t r r e o t e ae fhe pr c e ig' Fe . Ci P. 0 c . o e dn . d R. v. 6 () ' Ha ng r vi wed t r or t c t vi e e he ec d, he our concudest tBo n ha f l t m a t l ha ho s aied o ke he t rs od s o n n c sayt o ti r l ft e Rue6 09. S e iial, ho h sn t h e h l h wig e e s r o b an ei md r l 0 e p cfc ly Bo n a o de ons r t d t e s e e ofa m e ior ousde e e. W hie Bo n a gue t tt am ountow e m ta e he xi t nc rt i f ns l ho r s ha he d t rt gua a y i lwe t n t tcai d by Tra heha no pr f r d any e de et t mde he r nt s o r ha ha l me i d, s t ofe e vi nc ha woul pe mi afndi i hi f vor a r quie by e si pr c de . Se AucusaFi r as d r t i ng n s a , s e r d xitng e e nt e t be gl s Co tng . n . Fo o Co ta tngCo , 43F.d8 8 81 (t Ci. 9 8 (A meio iu ai s I c v. d r nrci p.8 2 0 , 2 4 h r 1 8 ) % rt ro s û defns r uie apr frofe de ewhihwo dpe miafndi f t dea tngpa t .. .'; e e eq rs ofe vi nc c ul r t ng or he fuli ry .' ) 4 s ealoM a ylndNa' Ba v.M/ Tanior 1 7 F.Supp.1 1 (7. d.1 2) e s ra tl nk V c p , 96 88, 90 1 M 99 (mp szngta çth meea s rino ameioi u d fns i n e o g '. e haii h t tj e r se t f rtro s ee e s ot n u h' g o ) M or ove ,e n i Bohon c dm e te c oft t e hol r quie e sf brngi a e r ve f oul e a h he hr s d e r m nt or i ng Rul 6 ( )mo in h h sfie t d mo srt a e tte n t r l ft e a yo t eg o n s e 0 b to , e a ald o e n tae n nilme t o ei md r n f h r u d e s t o t i ter l. Totee tn Bo o se r l ft e Rue6 b ()f rç sa e e f rh n h ue h x e t h n e ks ei md r l 0()1 o i tk , e mi i nadve t e,s r ie ore us bl ne e t'heha noti ntfe a applca e cr lm sa es renc u prs , xc a e gl c , ' s de iid ny i bl icl t nc ta wo dj siyhi filet fl ars o i pla i g2 Lie s , ho i n te tte t h t ul u tf s alr o ie e p nsve e dn . k wie Bo n s o n i d o t l rle u d rRul 6 ( )3 , ic h ha n tie tfe a yfa d, se r s nain o oh r eif n e e 0 b ( ) sn e e s o d niid n ru mirp ee tto , r te mico s nduc by Tra t tç e nt d hi fom f l a f il pr s ntnghi cai orde e e. t i d ha i ve e m r ' y nd a ry e e i pr ul s lm f ns ' ' Squa eConsr Co.v.W as nlo M er AraTrnstAuh.657F. 68 71( h Ci.1 ) r t. hi n to. e a i t , 2d , 4t r 981. Fi ly, nal Bohon ha f l t pr s nta ot % xta r na y cr m sa s'ha woul wa r nt s aied o e e ny her ç r o di r icu tnce 't t e d ra r l f mde Rue6 ()6 . S eAie v I c a 6 2F.d4 6 5 0( t Ci. 01 )(W hl ei t r l 0b () e k ns . n r m, 5 3 9 , 0 4h r 2 1 t ie e i ( l 6 ( )6 )icu e fw tx u l i tto ,t c ne t e u rst a ima b ivo e i o l Rue 0 b ( ) n ld s e e t a lmiains i o tx rq ie h tt y e n k d n ny s S r r naycrlmsanc ....) txtao di r icl t es '. ' C oncl i us on l s l , he r c d s n tm t e or uppor st pl i if sa g l e tt tBo n C hos nott a w e t s t he a ntf ' r lm n ha ho ' e c o ns r hi lws i (n )ee tdt atmp t ba k t t h cam a tr u g n wa e tr drt r h nt a u t a d lce o te t o n rz t e li fe j d me t s ne e ahe t a o p 2 By f l t fl ar s nsvepla n Boh wave t o j cint v n t th r ie frt frt aii o ie e po i e dig, on i d he b e to o e ue ha e as s o he is ng tmei t i t n mo in. S eFe . 1 ( )1 ( ,seas 28U. C. 1 6 b CE ohi i t sc ptr i n he nsa t to e d R. 2 h ( )B) e lo ' S. j 40 ( ) N t ng n hi ha e s l i i t j idci o adititc ur ofa y matrivol n apat whod sn titr os (j hal mpar he urs iton f src o t n te n vig ry oe o ne p e a tmey a d s fi into j cint t eve ue' . i l n u fce b e to o h n .) ' c ne ti. ( .n Op na 7) W hi Bo o ma n w r g e t i d cso , h sfi dt o ts t' Br i p' t . ' l h n y o e rt hs e ii n he a al o e e pr fe av l b ssf rv c tn t ed fulj d me t ne e a an t m b teClr o fr ai a i o a ai g h ea tu g n e tr d g i s hi y h ek. d Ac o dn l , smoint v c t ted fut u g n wil ed n e . c r ig y hi to o a ae h ea lj d me t l b e id TheCl k i die e t s nd ce tfe c esoft smemor ndum opi on a t er s r ctd o e rii d opi hi a ni nd he ac ompa ng or rt Bohon a alc elofr c d. c nyi de o nd l ouns e or EN TER : s Thi X. da o De e e, 2012. ' y f c mb r W Chi fU nied St t D it i tJ e t a es s r c udge 6