LBCMT 2007-Seminole Trail, LLC v. Sheppard et al, No. 3:2012cv00025 - Document 34 (W.D. Va. 2013)
Court Description: MEMORANDUM OPINION. Signed by District Judge Glen E. Conrad on 6/17/2013. (mab)
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Rl>R/. e'Ft t, Nf eotqt ee )., dt l AT > QME, A FI , LE I THE UN I N TED STATES DI STRI COURT CT FOR TH E W ESTERN DI STRI O F V I I I CT RG N A CH A RLOTTESV I LLE D I SI VI ON 1 23 JUL C. L D < D LBCM T 2007-C3 SEM I OLE TM I LLC, N L, Pl ntff ai i , w u , Ci lActon N o.3: vi i 12CV 00025 M EM O R AND U M O PI IO N N ERI D .SH EPPA RD C By:Hon. l n E.Conr d Ge a Chi fU nie St t D i ti tJ e t d a es sr c udge rd PHI P W OLM AN , LI Def endant s. LBCM T 2007- Se nol Tri,LLC (û mi eTr l' fl t sdi r iya ton C3 mi e al Cse nol ai') ied hi ve st ci a ns ErcD.She dandPhii W ol n(ole tvey,t e nt' ,orbra hofaguaa y gai t i ppar lp ma c lci l i nda s' f e c def ) rnt a e m e . Thec e i pr s ntybef et c ton Se nol Tr lsmoton f s gr e nt as s e e l or he our mi e ai' i or umma' z y j udgme . Fo t ras t tf l t motonwilbegrntd. nt r he e ons ha olow,he i l a e 1. Backaround She r a W ol naema ge sofW SG Cha l t vil,LLC (S SG ppad nd ma r na r rotes le CW Cha ltes le', ofs vea c portonsstupbyt defnda sf t d veopme ofrti rot vil ' one e rl or ai e ) he e nt orhe e l nt eal s ppi c nt r t oughoutt Com m o ho ng e e s hr he nwea t ofV igi a O n J y 1 2007, SG 1h r ni . ul 2, W Cha l t vil obt i a$2, 000. co me cilm orga l fom Le n Br he sBa rotes le aned 480, 00 m r a t ge oan r hma ot r nk, FSB. Thel ni e de edbyap omis r not (k oe' sg dbyW ol n,a sc e i oa s vi nc r s oy e $ t') ine N ma nd e ur d n LBCMT 2007-Seminole Trail, LLC v. Sheppard et al patbyade doftus o c rai pr ryi Al mal Count Vigi a(s Prpe t ', c r e r t n e t n ope t n be re y, r ni ihe o ry')whih t Doc. 34 w a s gne by She r s i d ppa d. The D e d ofTr tr quied W SG Cha l tes le t ( y t De a t tm e a i t e us e r r o t vil o û he bt t he i nd n he pa manne pr dedi t Not ...' ( dofTr ta 53.. TheNot rquie W SG r ovi n he e .' Dee us t 1) e e rd Dockets.Justia.com Cha l ts let ma pa nt ont n rotevil o ke yme s he mount dueont ee hdayofe c monh. ( e s he lvent a h t Not a j 1i. Undert De ofTr s,a e ntofdea toc ured,a t () he ed ut n ve ful c r mongot rcr umsa e ,tf he ic tnc s l i a pori oft De g s no padont daet s me( ldue. ( e ofTr ta j9., ny ton he bt wa l t i he t he a was ' De d ' us t 1) U pon t oc ur e e ofa e ntofdef ul, he l nde wasa horze t t ke ce t n a tons he c r nc n ve a tt e r ut i d o a rai c i , C t tnotc ordema 'i l ng' clri t e ieunpadDe t bei ditl due û hou ie wi nd, ncudi t a lngl he ntr ' de i bt o mme aey a paya e.' (d.a j10. ) nd bl ' 1 t 1. Cont m por ne l wih t s g ng oft N o e a t D e d ofTr t She r a e a ous y t he i ni he t nd he e us , ppa d nd W ol nexe utdaGuaa yofRe oureOblg to ofBorowe tdl rnt ',purua tt ma c e rnt c s iains r r tfuaa y' s n o l whih t y d bs ut l a unc tona l ' r nt edû hepr c he i ol e y nd ondii ly'gua a e û a t ompta unc tona pa e nd ondii l ym nt oft Gua a e Rec s Oblgainso Borowe ( r na trdefne . ( rnt a 1. he r nted oure i to f r r heei fe i dl' Guaa y t ) ' r l nti t i t ntc s ,t S r nt d Re ur e O blgatonsofBor ow e ' i l C he e eva n he ns a a e he i a ee Gua co s i i r r' nc ude t t e ie D e ...i t Pr ry ora pa4 t r f s l be om e a as e i ... vol a y ntr bt f he ope t ny l he eo ha l c n st n a unt r ba uptyori ol ypr e ng. (d.a 2. Thetr C bt'asus di t Guaa y, nkr c ns venc oc edi ' I t ) ' em s v' e n he rnt De i ld st dh p icp ls m e d n e b t eNoea d sc rdb teg e o Tr s) o s ncu e he i e rn i a u vie c d y h t n e u e y h De d f ut, r o t m uch t eofas m ay be out andi ...,t herw ih i er tt her st ng oget t nt es hereon att r e ofi er he at nt est s c fe i t N ot a a 1ot s s .. whi h m a ors l be om e due and pa bl pur ua t pe i i d n he e nd l her um . c y ha l c ya e s n t t pr sonsoft Not,t g edofTr t o t ot rLoa Doc o he ovii he e he De usl r he he n ument.' (#.a 1) s' J- t . The Gua a t a o he doc e s e de ng a s c i t l n w e e uli a el r n y nd t r um nt vi nci nd e ur ng he oa r tm t y a s gne t Se i e Tr l l l t 201 She r a W ol a s s i d o m nol ai. n a e 0, ppa d nd m n ough t r i nce W SG t o efna Chal ts le' l a trt r ti de lpme prj c e re e Sfna ilvauai rote vil s oan, fe he eal veo nt o e t xpeinc d ûi nca l ton pr e . ( 130201 She r Dec.a !6. Acc di t t deenda s Se nol Tri oblms' 1 / / 2 ppad l t t ) ' or ng o he f nt, mi e al advi Sheppar t no sngl l coul be r i sed d hat i e oan d efnanced,t a1 oft l hat 1 he oansi t portolo had n he f i t be r tna e t t ,a t tr tna i di c s ons e d notpr e d u i W SG o e i ne d oge her nd ha e i ne ng s us i oul oc e ntl Cha l te vil had m i s d l n pa m e sf s xt da . W SG Charote vil s eque l r o t s le s e oa y nt or i y ys l t s le ubs nty s oppe m aki pa e s on t N ot i l t 201 a She r enga d i di c s o a ut t d ng ym nt he e n a e 0, nd ppa d ge n s us i ns bo r fna i t l n wihLNR Pa t r,LLC (C ',t s cilsr c roft l n. ei ncng he oa t rne s $ LNR' he pe a evie he oa ) She r i or e LN R on M a c 1 2011t theha t o pot nta l nde si e e t d i ppa d nf m d r h 4, ha dw e i l e r nt r s e n tna ng t l n, nd on A pr l21 2011 he o a ne a pr lm i r l te ofi e f t i nci he oa a i , , bt i d e i na y e t r nt nt or he r fna i oft l nsf om a c pa know n asLa rCa t . By J 8,2011 She r e i nc ng he oa r om ny dde pial une , ppa d ha s g a c pr he i t r s e a a i a i f t La rCa t ll n, c r quie d i ned om e ns ve e m he t nd pplc ton or he dde pia oa whi h e r d a good f ih de i i t a at post n he mountof$1 000. Se a da lt r La rCa t li o m e 90, 00. ver l ys a e , dde pia nf r d She r t ti wasno l ppa d ha t onge i er s e i pr e di w ih t r f na i due t a e s i r nt e t d n oc e ng t he e i nc ng o n xi tng busi r atons p w ih LN R . ness el i hi t On M a c 31 2011 LN R s ntW SG Charote vil anotc ofde a tba e on isf iur rh , , e l t s le ie f ul s d t al e t m a m ont y pa e s w ihi t tm e pr ded unde t N ot J tove one yea l t r on o ke hl ym nt t n he i ovi r he e. us r r ae , Apr l9, 2,LN R i s d a de a a notc ofac el r ton,whi h r quie f lpa en due i 201 s ue m nd nd i e c eai c e r d ul ym t undert l n doc e s Thr e da l t r t s tt e t us e g ve notc o t s l oft he oa um nt . e ys a e , he ubs iut r t e a i e f he a e he P o lys b e tt t Noe P ir otesl s t o M a 1 2 1 , SG Chalte vleflda r pe' u j c o he t . ro t h ae e f r y , 0 2 W t rot s il ie vol a y Cha e l1peii n i t Unied St tsBa knlt y Cour f t Ea t r Diti tof untr ptr tto n he t ae n p c t or he se n src V i gi a,a ls e t Pr r y a an a s toft ba upt y e t t Se l r W SG r ni nd i t d he ope t s se he nkr c s a e. e n e Chal ts le. rote vil LLC, 1 2785( nk. D. 201 . No. 2-1 Ba E. Va. 2) O n M a 24,201 Se i e Tr lf l d t i t ntac i n a i tt def nda s y 2, m nol ai ie he ns a to ga ns he e nt . Se i eTr i c a m st tShe r a W ol a a epe s l la e f t e ie de unde t m nol a l l i ha ppa d nd m n r r onaly i bl or he ntr bt r he t m soft Guar y,si t Pr ' becam e an asseti a vol ary banknl cy proceedi er he ant nce he opely t n unt pt ng. Thec ei pr e tybef et cour onSe nol Tri' motonf s as s es nl or he t mi e als i or ummayj me . r udg nt The cour hel a hearng on t m oton on Januar 30,2013. Folow i t hear ng,t partes t d i he i y l ng he i he i we egr e t o runiyt s i s e nt lbref . Thos bref ha be n fl d a t r antd he ppo t t o ubm t uppl me a i s e i s ve e ie nd he m ateri rpe f r ew . t s i or evi I. 1 De endant 'Rul 56( Re s f s e d) que t I t i i ta r pons t Se nol Tri' moi f s n her niil es e o mi e als ton or ummayj me ,t defnda s r udg nt he e nt r que t d a or rde ng o de e rng c i er ton oft m oton pe ng t co pl ton of e s e n de nyi r f r i ons d a i he i ndi he m e i dic r purua t Rul 56( oft Fedea RulsofCi lPr edu e. Unde t sr e,he s ovey, s nt o e d) he rl e vi oc r r hi ul t coul ma dee co i rngamoto f s ' y fr nsdei t in or umma yj r udgme o de t moton,(gl a nt r ny he i dif no ova s sby a fda torde a a i t t f s ii r a ons i ca nm nt how f i vi cl r ton ha , or pec fed e s , t nnotpr e f c s es nt a t ese i t j tf iso iin. Fe R.Ci P. d) W hies sntalo usiy t pposto ' d. v. 56( . ' l ummayj r udgmenti ge r ly s ne al appr i t i y afe ade t tm e f di c r ' Eva v. hnol e A pplc tons& Se' opra e d onl t r qua e i or s ove y, ' ns Tec ogi s iai l v. Co.80F. 95 9 ( h Ci.1 ,aRul 56( r ues ma bede e i dhea tonal , 3d 4, 61 4t r 996) e d) eq t y nid f i ddii t e de e s vi nc oughtf di cove y woul no ha by is l c ea ed a ge ne i s ofm a e i f c or s r d t ve t e f r t nui s ue t ral a t s tce t defa s ufi int o e t ummayj me , l ev. lo 439F. 1 ,1 ( hCi. r udg nt' nql Yetn, ' 3d 91 95 4t r 2006) (ntl lciai omitd) i ema tton te . H a ng c r f l r vi w ed t de e n s a w e sa bref ,a w el ast a fda t of vi a e uly e e he f nda t ' ns r nd i s s l he f i vis She r a t de e nt 'ator y, he c t ppa d nd he f nda s t ne t our conc ude t tr i on t pl i if sm oton f r l s ha ulng he a ntf i o s mmayj g n s o l n t ed f re u d rRue5 () S cfc l ,h c u t o ld s u r ud me t h u d o b e er d n e l 6d . pe iial te o r c ncu e y t tt a t da t f i t i ntf a addii ha he fi vis a l o de iy ny tonale de e t tw oul c e t a ge ne i s of vi nc ha d r ae nui s ue maera fc s fce tt pr l s t il a t ufiin o ecude ummayj r udgmen . W hiet dee nt'at t l he fnda s tonwyc e ontnds t tdic r i ne s a y t f t rd l t de e e r ie i t def nda s a we s t ha s ove y s ce s r o urhe eveop he f ns s a s d n he e nt ' ns r , he cour concl ,f t reas s f h bel ,t t ass ed def esar i fci asa t udes or he ons et ort ow hat he ert ens e nsuf i ent m aterofl t def t pl ntf scl m undert Guar y. A ccor ngl t courtfndst t t aw o eat he ai if ai he ant di y, he i ha 4 no f t di c r i ne es a y,a t tt e i no ne d t def ra r i on t m oton f urher s ove y s c s r nd ha her s e o e ny ulng he i or s mmayj d me t u r u g n. 111 . St andard ofR evi w e Ana r o s mmayj d me ti a p o raeûf h mo a ts o t a t eei n wad f u r u g n s p r p it û t e v n h ws h t h r s o i g n n d s u ea t a ymae ilfc a dt mo a ti e t ldt j d me ta amatro lw. e uie ip t s o n tra a t n he v n s ni e o u g n s te f a ' t ' Fe . Ci P. 6 a. l d tr nigwh t e t g a t mo inf rs mmayj dg n ,h c u t d R. v. 5 ( ) n eemi n eh r o rn a to o u r u me tte o r m us vi w t r c d i t lg m os f a e t t non- ova s Ande s v. be t Lobby. t e he e or n he i ht t avor bl o he m nt . r on Li ry l , U. 242,255( 98 . nc.477 S. 1 6) IV . Di scuss on i Be a s tec u ts u idcini b s do t d v ri o t p ris tec u t p is h c u e h o r' j rs it s a e n he i est fhe a t ,h o r a pl t e o y e e choi of1 r esofV igi a,t f ce aw ul r ni he orum s at See Kl t e. axon Co.v.St orEl M f Co. 313 ent ec. g. , U. 487, 97( 941 . C r ni 1w l fvor bl u nc c of1 ca e i ac r t S. 496- 1 ) i gi a a ooks a a y po hoie aw lus s n ontac, vi gi ng t m f le f c e e i unus lc r m s a es' H iac Cr tA m . p. Si ne vi he ul f e t xc pt n ua icu t nc . ' t hi edi Cor v. g t Ba 1 F. 61 624( hCi.1 . I t scae,hepa te a e t tt Guaa ywoul nk, 66 3d 4, 4t r 999) n hi s t ris gred ha he rnt d be gove ne by t l w oft sa e wher t Pr pe t i l ca ed. Bec us t Pr r y i l a e r d he a he t t e he o ry s o t a e he ope t s oc t d i V i gi a, he cou tw ila y V igi a s t ntve l w i isr vi w oft pl i if s c ai a n r ni t r l ppl r ni ubs a i a n t e e he a ntf l m nd t a tr a i de e e r i e by t de e nt , he fi m tve f ns s a s d he f nda s A. The Pl ntf sPri a Faei C ase ai if' m e U nde V igi a I ,a gua a y i i n i pe ntco r c , whi h t gua a or r r ni aw r nt s k nde nde a nt a t by c he r nt unde t kes i w rtng,upon a s fci ntundera ng, o be a wer bl f r t de ,orf t r a , n ii uf i e t ki t ns a e o he bt or he per or ance ofs e dut i case oft f l e ofs e ot pers w ho i prm arl labl t f m om y, n he aiur om her on s i iy i e o pa orpe f m.' M c y ror ' Donadv. tlEntr .I , S. 2d204,207( .2001 (ntr l l Na' e s. nc.547 E. Va ) i ena cttonso te . l a acint e oreaguaa y, pli ifma e tbls aprmafci iai mitd) n n to o nf c rnt a antf y sa ih i a e e il ntt rcoveybyde tai ( )t e se ea ownes poft g r nt ( t ntteme o e r monsrtng: 1 he xitnc nd rhi he ua a y;2) he tr oft prmayoblgai ( dea tont o i tonbyt prmayoblgor a ( ems he i r i ton; 3) ful he blgai he i r i ; nd 4) nonpa ymen oft a t he mountdueunde t g rnt conrc. Se J= r he uaa y ta t e #. I t s c e, he e i no diput ast t tr t s cond,a f ur h e e e soft pl i if s n hi as t r s s e o he i s , e nd o t l m nt he a ntf c ai . Se i e Tr i ha pr duce t Gua a t by whi h t d e nt a ol el a e t lm m nol a l s o d he r ny c he ef nda s bs ut y gr ed o be la e f t e ie debt i t e ntt tt Pr ry bec m e a as e i a vol a y i bl or he ntr , n he ve ha he ope t a n stn unt r ba upt pr e ng. The de e n s a i i t ra we st t c pl ntt tt y nkr cy oce di f nda t dm t n hei ns r o he om ai ha he e c e t Guar nt andt tt t r oft Gua a y s a f rt m s ve . Thedef nt xe ut d he a y, ha he e ms he r nt pe k o he el s enda s f t ra t ha W SG Cha l e vil e utd t N o ea t De ofTr t a t tt t nns urhe dmi t t rt s le xec e he t nd he ed m us, nd ha he e oft e doc e s s k f t m s ves Fi ly,i i undipu e t tW SG Cha l t vil hos um nt pea or he el . na l t s s t d ha r otes le i ta e a vol a y ba upt y pr ee ng i w hi h t Pr pe t w a ls e a a as e oft nii t d unt r nkr c oc di n c he o ry s i t d s n s t he ba up c e t t t r by t i rng t def nda s la lt undert t r soft Gua a y, nd nkr t y s a e, he e rgge i he e nt ' i biiy he e m he r nt a t tt a ountdue und t Gua a y ha no be n pai by t d e nt . ha he m er he r nt s t e d he ef nda s I t erb ifi o p iint t mo infrs mmayj d me t ted fn a t f c s n h i re n p osto o he to o u r u g n ,h ee d ns o u s e y on t t r e e e , r i t ta ge ne dipu e e s sast whe he a e ntofde aul ol l he hi d l m nt a gu ng ha nui s t xi t o t r n ve f t occur ed undert l docum ent Fort f l i reasons how ever,t courtconcl r he oan s. he olow ng , he udest hat t de e n s a gum e f l a a m a t rofI w . he f nda t ' r nt ais s te a l i undi put d t tW SG Cha l t s lef l t m a m ont y pa e sw ihi t tm e ts s e ha rote vil aied o ke hl ym nt t n he i r qui e unde t Not i l t 201 a i t o orm or m on hs i 2011 See 11 30/ 2 e rd r he e n a e 0 nd n w e t n . / 201 She r De l a !6;8 1201 She r Dec.a ! 5. Undert e e str oft Dee of ppad c. t / / 2 ppad l t he xpr s ems he d Tr t an ûeventofdef t'occur ûi any porton oft D ebti notpai on t dat t s e i us , ç aul' s ûf i he s d he e he am s d .... ( e ofTr ta j9.()) ue ' De d ' us t ' 1a . Ra he t n diputng t f c t tW SG Cha l t s lef l d t m a pa e swihi t t r ha s i he a t ha r ote vil aie o ke ym nt t n he tm e r r undert N ot t def i equied he e, he endant ar t t r tng def tw asnotvald,becaus s gue hat he esuli aul i e t M a c 31, 11 notc ofpa entde a twasa es e onl t W SG Cha l t s le a not he r h 20 ie ym f ul ddr s d y o rote vil nd t is a t ney. Thi a gum en f isasa m a t rofl w,how e r bec us w rte notc ofa o t tor s r t al te a ve , a e it n i e pa e de aul w a notr uie unde t N ot ort D e d ofTr t ym nt f t s eq r d r he e he e us . Purua t j 1loft Not W SG Chal t vil ta a1oheswhoma be omelabl s nt o he e, rotes le énd l t r y c i e f t pa e ofalo a pa to t De 'e e sy k i dlpr e me a de a f or he ym nt l r ny r f he bt' xpr s l ' veg es nt nt nd m nd or wa paym e ,...a notc o ... nt nd i e f non- ym e , nd a 1ot no i s ofa ki ot rt n notc pa nt a 1 her tce ny nd, he ha i es s ii al rquie ' t Noe t Dee ofTr t a ot rl ndoc nt. ( ea j 1l) pectc ly e r d'by he t,he d us, nd he oa ume s Not t . W hie s m e occ r nc enum e a e i t Dee ofTr ts c tc l r uie w rte notc fom l o ur e es r t d n he d us pe ii aly eq r it n i e r t l nde i or rt c tt e a û ve tofde a t' t f iur t m a a tm el l n paym e i he e r n de o ons iut n k n e f ul,' he a l e o ke i y oa nt s notone oft . hem I quotng f o t D e d ofTr tt s n i r m he e us o uppor t i a g e t t con r r t def nda s t he r r um nt o he t a y, he e nt omit maera porinoft doc nt Unde j9. oft Dee ofTnzt t he t il to he ume . r 1 he d s: The occ r nce ofa one o m o e oft f l ng e nt s l c tt e a ur e ny r r he olowi ve s ha l ons iut n t ntofDea t'()i a pori oft De i no pad-nt daet s mei : Eve ful': a f ny ton he bt- t i- he t he a s s o dueori t e iede i notpadbeor t M aurt Dae ggj( i f mor f he ntr bt s i f e he t iy t; p m) f or e t ntn( 0)da atrnotc fom Le , r rs lc i t bei de a t ha e 1 ys fe ie r nderBorowe hal ontnue o n f ul und r a ot t r ,c na ,o c to oft N o e, hi Se iy I tum e e ny her e m ove nt r ondii n he t t s curt nsr nt ort ot r Loa D oc e s i t c s ofa de aul w hi h ca be cur d by t he he n um nt n he a e ny f t c n e he pa ntofas m ofmone o f t ry( da atrnoi fom Le ri t yme u y r or hit 30) ys fe tce r nde n he ca e ofa ot rdef ul .... s ny he a t ( ke No. 1a !9.)(mphassa ) I t i b ifi oppostont t moi f Doc t 23- t 1 e i dded . n her re n ii o he ton or s mma yj d me tted fn a t ag eta n t ewa r q ie u d rs b a t m)o j9 1 u r u g n,h ee d n s r u h t oi s e urd n e u p r ( f . . c Ho ve,a s f t a we r s et orh bove,j9.( a i onl wheeaborowe i i dea tunde anytr 1m) pples y r r r s n ful r em oft N ot orD eed ofTr tçot ' t t he e us t her' han hose i ii i t previ s dentf ed n he ous ubpart 1 Si s. d. nce W SG Cha l t s le' f iur t m ake tm e y l n pa e s c e l co tt e a ç ntof rote vil s a l e o i l oa ym nt l ary ns iut d n k eve deful'unde s r ()ofj9.,s a t' r ubpa t a 1 ubpar ( i i p i bl t m) s na plca e. Fort e r as , hecour conc ude t tt de e nt 'notc a gum e f l a a m a t r hes e ons t t l s ha he f nda s i e r nt ais s te ofl w ,1 and t Se i e Tr i ha m a a prm a f i s i t ti i e il d t s m a y a hat m nol a l s de i ac e how ng ha t s ntte o um r j udgme oniscli unde t Guaany. nt t am r he r t B. T he G uarantors'D ef enses t R ecoverv o I t i a we st t c pli t t def nda sa s redt f l ng a fr ai n her ns r o he om a n , he e nt s e t he olowi fim tve def ns s unc e n ha , a ve ,e t e e : l a nds w i r s oppe ,l c , nd br c oft i ple cove ntofgo l a hes a ea h he m i d na od f t a f i dea i aih nd a r lng. Fort f l i r as , he c tc l st te c oft as e t he olow ng e ons t our onc ude ha a h he s red def enses f l asa m ater ofl .2 ais t aw 1. U ncl H ands and Laches ean U nde V igi a l w ,t doc rne ofunc e n ha a l he a y onl i e t t ba r r ni a he t i s l a nds nd ac s ppl y n quiy o r equia ea tons Se Pors ut v.Ches pe ke, S. 2d351 354( .1 (mphaszng tbl ci . e tmo h a a 349 E. , Va 986) e ii t ttllc s as i ofet li a e tbl dee e'a t ttl)pr e ngt enfr ea ha ûla he , peces soppe,s n quia e fns ,' nd ha da oce di o o c lg l ih i n ts b e tt t e utbed fn eo lc e '; iev. r , 3 S. 2d2 1 23 e a rg t s o u j c o he q ia l e e s f a h s' Cln Be g 6 9 E. 3 , 3 ) ( 2007)(xpli ngt tt docrneofuncla ha i t na e ma m ofe t c t' . Va. e ani ha he ti e n nds s û nxint xi a quiy ours' ) lEven i t def f he endant coul esabls t tt delver oft notceofdef twasdefci , t s d t ih ha he i y he i aul i ent he cour i oft opi ont t sw oul notpr ude Sem i e Tr lfom r t s he ni hat hi d ecl nol ai r ecoverng undert Guar nt As i he a y. anot dit itcouf r her src t ecenty not i a si ia cas agai tShe d and W ol an,t pa e def t l ed n m lr e ns ppar m he ym nt aul wasnott eventt ti ed t def he hat rgger he endant 'labiiy undert Guar y. SeeLBCM T 2007s i lt he ant C3 St ri Real LLC v.S ppad, l 1 - v 4 ,2 3U. Dit LEXI 6 3, t*1 ( D. . a e lng tis he r No. :2 c - 70 01 S. s. S 991 a 3 E. Va M y - - 1 20l ) l ta çthetr oft Gu rnt .. e plctypr i dt a t gu r nor woudbela l 5, 3 . nse d,t l ems he a a y . x iil ovde h the a a t s l ibe l f rt e tr de tit p op ryb c met s b e tof vol tr b n u typr e dng. l Onc t o he n ie b f he r e t e a he u j c a unay a kr p c oc e i ' d. e he ' Pr pe t b c mes j c t v una yba r p c p o e dngs th Guaa t be a e f r e bl a o ry e a ube t o ol tr nk u ty r c e i ,t e r ny c me n o c a e nd t gny mi mal fce isi ted i r oft eNotc ofDe a td no prcud Plitf' rc vey. a l ni de iince n h el y h ve ie ful o t e l e an ifs e o r ' ' l at*1 d. 4. 2 I lghtoft cour' r i , t c nee notr he ts ulngs he ourt d n i eacht isueofcolat alesoppelr se by t he s l er t ai d he pl ntf i r aton t t bankr cy cour' decii i l r W SG DulessL. ,1 1l1 201 Ba . ai if n el i o he upt ts son n n e l P. 2- 49, 3 nkr LEXI 34( nk .E. Va. a 4,2 3) S Ba r D. J n. 01 . 8 Bec us Se i e Tr l scl i i one f br c oft G ua a y, nd s e da a sa l w r t r a e m nol ai' a m s or ea h he r nt a e ks m ge t a a he t equiy,t def han t he endant afi m atve def s' tr i enses ofuncl hands and l ean achescannotdef eat s ummayj me . r udg nt 2. W ai ver The de enda sne a s tt def e ofw a ve ,w hi h i detne ast li e i na f nt xt s er he ens i r c s i d t nt nto l ar r i s e ofa known r g .' Sçe St nl s Ca e e i .l v. br m s 3O6 S. 2d 87 elnqui hm nt i ht' a ey' f t r a nc. A a on, E. 0, 873( .1 ) Thi defns rquie pr t tt pl ntf ( )ha knowldgeoft f t ba i Va 983 . s e e e rs oof ha he ai if 1 d e he acs sc t t e rieoft rg ,a ( t i e t rlnquiht rg . Se Empl r Co r il o he xecs he iht nd 2) he ntnt o ei s he iht e oves mme ca Unin I . ofAm. Gra Am.l . ,200S. 2d560,562( 1 ) Ast pa te o ns Co. v. e t ns Co. E. Va. 973 . he ris r yi on an aleged w ai t def el ng l ver, he endant bea.t bur ofpr ng s w ai by Ccl , s r he den ovi uch ver ' ear pr s and unequi eci e vocalevi dence.' Utca M ut l Co.v.N at ll ' i ual ns. ' ndem niy Co. 173 S. 2d t , E. 855,858( 1 ) Va. 970 . The e prnc pl , pple i t i t tc e, om pe t c us on t t de e nt ' s i i es a i d n he nsan as c l he oncl i hat he f nda s wai r d e e i una lng. The de e nt 'br e i oppos ton t t pl i tf sm oton ve ef ns s vaii f nda s i f n ii o he a n if i p ovi sno di c s on oft sde e e, nd c ai no alega i nswhi h w o d s ppor t noto r de s us i hi f ns a ont ns l to c ul u t he i n t tSem i e Tr lknow i y a i e i ly w a ve isr gh t r ove unde t Gua a y. ha nol ai ngl nd nt ntona l i d t i t o ec r r he r nt M or ove , heG ua a y expr s l pr dest ti m a bew a ve to y by a a e m e i w rtng e rt r nt e s y ovi ha t y i d t nl n gr e nt n ii sg byt parya i twhom e o c me tofa ... i r...i s ined he t gans nfr e n ny wave s ought' ( rnt a 4. . Guaa y t ) ' U nde V igi a l w , ûuc c a esm us be g ve ef e t' Chas H . r r ni a ç h l us s t i n fc. ' . Tom pki Co. Lum be ns ns v. nne MutCa . , F.Supp.1 1 ( D. 1 )(ii Ches a & Pot cTe. v. . s Co.732 368, 377 E. Va. 990 ctng ape ke oma lCo. Sis n& Rva I , S. 2d7 730( .1 );seas TrxCo. Exxonmobi OiCor , so n,nc.362 E. 23, Va 987) e lo e v. l 1 p. 234F.Su 2d57 581( D. 2002)( di t taca er rngan wai rt bei pp. 2, E. Va. hol ng ha lus equii y ve o n wrii w asenf tng orceabl underV i ni l and,t t t def e rgi a aw hus, hat he endantcoul notr y on a w ai d el ver 9 d f n ea s n awrte wav rsg e b t panig. Asn s c wrte wav rh sbe n ee s b e t itn ie in d y he li tf o u h i n ie a e t aleged i any s i i by t def l n ubm ss on he endant t courtconcl s, he udest t def e ofw ai hat he ens ver pr desnoba t s ovi r o umma yj r udgme i t i tntcae. nt n he nsa s 3. Equiabl Est t e oppe l The de e f ndant ne a g t tSe i e Tr i i ba r d f om r c i unde t s xt r ue ha m nol a l s r e r e overng r he Gua a y, c us W SG Cha l t s le r i on r pr e a i m ad by t pl i ift t r nt be a e r ote vil eled e es nt tons e he a ntf ha i nduce isdef ul. Spec fc l t de e nt aleget tShe r w ast d by t pl i ift t dt a t ii aly, he f nda s l ha ppa d ol he a ntf ha W SG Cha l t s lecoul no r fna e isl n unl s i m i s d pa e sf s x y d , nd t t r ote vil d t e i nc t oa e s t s e ym nt or i t ays a ha W SG Cha l t s le s o rote vil t pped m a ng pa e s bas d on t sco r a i n. ki ym nt e hi nve s to The Supr m e Cour o V igi a hasde i d t docti ofe t e es o la S he e t f r ni fne he rne quiabl t ppe s k t c n e u n ewo k db o eaino lw whc e j i o ewh s a to o i ci nh sid c d o s q e c r e y p rto f a ih nons n o e cin r na to a n u e r la e by a he fo be ii fom ac ng i hi poston a t e ns oft ot . ei nc not r r m neftng r ha e n s ii t he xpe e he her' ' Em pl s Com m er alU ni I Co. 200 S. 2d a 562. The docti sr rem ent ar oyer ci on ns. , E, t r ne' equi s e ks cii a rg o . Andes nv.Cox, 7F.Su 413, 7( . Va.1 . ûl 'pe fc nd ior us' ' ro 97 pp. 41 W D. 997) s-he elmensnec s ayt e tbls equia ee t lar ()arpr e ai ( r la e,3)c nge e t e s r o sa ih tbl soppe e l e esntton, 2) einc ( ha ofposton,a ( derme , ndt pa t whorle upone t ii nd 4) ti nta he ry eis soppelmus pr ea helme by t ove c e nt c e r pr ci e a une voc e de e. Prnce sA nne Hil Ci lLea v.Sus Cons a l a , e s , nd qui al vi nc ' i s ' ls vi gue ml t nt Re lEsaeTr t4l S. 2d599,603( .1 . a tt us, 3 E. Va 992) Appl ng t e prnci es t c tc ude t tt as e t de e e of e t ppe i yi hes i pl , he our oncl s ha he s red f ns so l s wihoutm e i. Eve i a a ntof Se i e Tr i m a t r pr e a i s m a i d a t rt n f n ge m nol a l de he e es nt tons um rze bove, t def he endant subm i si ar devoi ofany alegatons s fci t est i h a change of s' s ons e d l i uf i ent o abls poston by t pl ntf W hie t def ii he ai if. l he endant appeart sugges t Sheppar w asnotadvi s o t hat d sed t m i ed paym ent w oul cons iut event ofdef t t def hat ss s d tt e s aul, he endant have atno poi aleged s nt l 10 t t hepl ntf r pr ent t tmisng pa nt woul notr ul i def ul orot r s ti r ha t ai if e es ed ha s i yme s d es t n a t he wie rgge oblgai nsunde t l n doc nt . Li wie,hedef nda sha no a lgeda f t whi h i to r he oa ume s ke s t e nt ve t le ny acs e s es t tt pl i tf of e e t w a ve t t r s o t N o e w hi h e e s y pr bisor l ugg t ha he a n if f r d o i he e m f he t , c xpr s l ohi t a modiiai . Se Noea j9(s- sNot ma notbemodiid, me fc tons e t t Cl -hi e y fe a nded,wave c nge i d, ha d, di c r d ort r i t d or l orby a a torf iur t a on t pa tof Bo r w e or Le r s ha ge e m na e aly ny c a l e o ct he r ro r nde , butonl by a a e m e i wrtng sg byt pa t a i twhom e or e e ofany y n gr e nt n ii i ned he ry gans nf c m nt modiiai a ndmentwave ,e e i c nge dic r ortnni toni s t' . fc ton, me , i r xtnson, ha , s ha ge e nai s ough .) ' Addii l and pe ha m os i pora l t Supr m e Cour ofV igi a hasm ade i tonaly, r ps t m t nty, he e t r ni t cea t tûgj a aci t e orea i pende c rc o guaa y,he( antfji l r ha,iin n ton o nf c n nde nt onta t f rnt t pli if s pr e ng on t g r nt no on t unde l ng no e. M cD o l 547 S. 2d a 207. By t oc edi he ua a y, t he ryi t' ' na d, E. t he Gua a y' ownt r s whi ht def nt ha r ognied s k f t r nt s e m , c he enda s ve ec z pea or hems l s t eve , he de e nt bec m e la e f t e ie de ofW SG Cha l t s le whe t Pr ry be m e a f nda s a i bl or he ntr bt rote vil n he ope t ca n a s ti t vol nt r ba upt y pr e ng. The de e nt 'o i tonsunde t Gua a y s e n he u a y nkr c oc edi f nda s blga i r he r nt t r a s l be a ol e unde any a a 1c r um s a s w ihoutr ga d t t va i t i e nd ha l bs ut a r nd l ic t nce , t e r o he ldiy, r gul iy ore or e lt oft N ot ,t Se urt l t um e ,o t o he Loa Doc e s ' e art nf c abiiy he e he c iy ns r nt r he t r n um nt , ' a k ontnue i f lf r ea e f c a t a modii a i .. oft Not ,t Sec iy nd k i n ul o c nd fe t s o ny c tc ton . he e he urt I tumentora oft ot rLoa Doc nt.' ( r ya 1 3. I t a e ofa nsr , ny he he n ume s' Guaant t , ) n he bsnce ny a l ga i s le ton ugges i t tt pl i ifc nge ispos ton wih r pe tt t de e nt ' tng ha he a ntf ha d t ii t es c o he f nda s oblga i unde t Gua a y, he de e e ofe t bl e t lpr desno ba t s m a y i tons r he r nt t f ns quia e s oppe ovi r o um r j udgme i t sca e See e. ,U. Bat NA v.Hofma 409F. x302,303( 1hCi. nt n hi s . , g. S. rk. f n, App' 1t r 2011 (ee tngt defnda ' cai t tt ba s ul bee tbl eso dfom e or i a ) rjci he e nts l m ha he nk ho d quia y tppe r nf cng guar y agr entbecause t bank' actonsand m ist em ent alegedl cont but t t ant eem he s i s at s l y ri ed o he 11 de a toft l n, r t de e ntf ie t s f ul he oa whe e he f nda al d o how ' t a a torsa e e m a by U. how ny c t t m nt de S. Ba i i onsse wihisi tntcli s e ngpa ntunde t guaa ya ee nf'. nk s nc itnt t t nsa am e ki yme r he rnt gr me ) 4. Bre h oft l ple C o nant o G ood Fai h and Fai D e i ac he m i d ve f t r alng l t rfnala tr a i def ns t de en n s c a m t tt y s d no be he d la e n hei i fi m tve e e, he f da t l i ha he houl t l i bl unde t Guar nt be a e t pl ntf br c is i pled dut of g r he a y c us he ai i f ea hed t m i y ood f ih and f i dea i at a r lng. Und V igi a l e y c r ti l s a i pled c na ofgo f ih a f i de lng. er r ni aw, ver ontac nc ude n m i ove nt od a t nd a r a i Se W ol v.Fami Mae No.11241 20l U. App.LEXI 4300,a * ( h Ci.Feb.28, e f l e , - 9, 3 S. S t 20 4t r 201 ( ii Enomot v. c Adve ur . d.6 F.Supp. 443, ( D, . 3) ctng o Spa e nt es Lt , 24 2d 450 E. Va 2009); ) Va. Vemi ie. d.v.W . Grce& Co. 1 F. 535, - (t Ci.1 ) Howe r t r cult Lt R. a , 56 3d 54142 4h r 988 . ve,i no i ple d y a i e w ih r pec t a tviy gove ne by e e sc r c ua t r s' Skilt m . m i d ut r s s t es t o c i t r d xpr s ont a t l e m . ' ls or l v. e toni DaaSyse sLLC,666F. nc. Elcr c t tms Supp.2 61 620( D. 2009)(ii W ad' d 0, E. Va. ctng r s Equi .l v. w Hola N. , S. 2d51 520( 1 ). Thus S npate t a p. nc. Ne lnd Am.493 E. 6, Va. 997) ,d whe ris o c r tcr a e va i a bi ng r g s a i ple c na ofgood f ih a f i de lng i ontac e t ld nd ndi i ht , n m i d ove nt a t nd a r a i s i pplca e t t e r g s ' a co t w ilnotus t i ple c na a t i hi l f r na i bl o hos i ht ,' nd ur s l e he m i d ove nt s he ç c e o ve r w rtng a una bi e ii n m guous c r ti o dert c ea e dute t tdo notot wi e e s .' W a d' ontac n r o r t i s ha her s xi t' r s Equi ,l . 493 S. 2d a 5 p. nc , E. t 20. A se a ned by t Four h Cic t S t xpl i he t r ui, k hough t du y ofgood al he t f ih do notpr ve a pa t f om e c s ng ise i tc r c ua r g s a pa t m a not a t es e nt r y r xer i i t xplci ont a t l i ht , ry y e r s c r t di c e i n i ba f ih,e n w he s h di c e i i vesed s e y i t t xe ci e ontac ual s r t o n d a t ve n uc s r ton s t ol l n ha pary.' V a.V er i ie.Lt ,156 F. at542. t' m cult d. 3d l t sca e t tr so t Gua a y sgnedby t de e nt e es l pr det ti n hi s , he e m f he r nt i he f nda s xpr sy ovi ha f t Pr rys j c t t de be omespatofavol ar ba pt pr e ng,hedef nt he ope t ube t o he bt c r unt y nknz cy oce di t enda s becom e pers l labl f t debt. Thus,w hen t Pr t w as lst as an asseti W SG onaly i e or he he opery i ed n Cha l t s le' Cha e 11 ba upt y pr e di t te ntt i r t def nda s la lt rote vil s pt r nkr c oc e ng, ha ve rgge ed he e nt ' i biiy 1 2 unde t Gua a y. The ei smpl no e r ieofdic e i i ve a t i ple cove nt r he r nt r si y xe c s s r ton nvol d, nd he m i d na ofgood f t and f r dealng cannotbe used t alert def aih ai i o t he endant expr s contact s' es r ual oblga i i tons. See LBCM T 2007 C3 W . oad St e t LLC v.She r N o.3: 2- vBr r e, ppa d, 1 c 295,201 3 U. 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Thepa f 444, 5 wih r em nt e t cc i t ae 42. i i yof a o i l sde aul i e e tt ai $1 21147a apr pa e pr m i i t a oun of m unt ncude f t nt r s ot lng 05, . nd e ym nt e um n he m t $664,44. 8 58. D ef tlnt aul erest Sec i 4 oft N ot pr de i pe t ntpa ta f l w s ton he e ovi s n r i ne r s olo : DEFA U LT I TEREST N Bor o e doeshe e a ee t tu n t oc r e e ofa Eve ofDef ul, rw r r by gr ha po he cu r nc n nt a t Le rs lbe e il t r c vea Borowe s l pay i e e ton t e ie nde hal ntted o e ei nd r r hal ntr s he ntr u i prnci ls a ar t (he' fulRae'eq t ()t g e trof( t npad i pa um t ae t ç a t t' ualo i he r ae a) he De ) Applc bl l e etRaepl t e pere (1 )a ( t PrmeRae(s ia e ntr s t us hre c nt 3 $ nd b) he i t a her nafe defne pl f pec nt( or(i t ma mum i e etrt t t ei tr i d) us our re 4%) i) he xi ntr s ae ha Bor ow erm ay by l pay,w hi r aw cheveri l er. The D ef tRat shal be s ow aul e l com put fom t occur ence oft EventofD ef tuntlt ear i oft dat ed r he r he aul i he ler he e upon whi t EventofDef ti cur ort dat upon whi t Debti pai i ch he aul s ed he e ch he s dn f l I er tcal at att Def tRat s lbe added t t D ebt and s lbe ul . nt es cul ed he aul e hal o he , hal de m e s c e by t Se r t l t um e .... e d e ur d he cu iy ns r nt 13 ( t a j4. I a cor nc wih j4,LNR adde t e pece tt t Applc bl I ees Raeof Noe t ) n c da e t d hre r n o he ia e ntr t t 6. 47% f a aggr ga e i e es r t of9. . I t i s pl m e albrefi oppos ton t t or n e t nt r t a e 47% n he r up e nt i n ii o he pan ifsmoin frs mmayj dg n,h d fn a t ag eta t ed futitr s rq e td litf t o u r u me t te ee d n s r u h t h e a l ne et e u se o by Se nol Tr i c tt esa unl wf pe ly. Ha ngr viwe t l n doc nta mi e al onsiut n a ul nat vi e e d he oa ume nd a iabl a hort howe r t c r c ude t tt de a ti t r tr t i lwf a pplc e ut iy, ve , he ou t oncl s ha he f ul n e es ae s a ul nd enf ceabl or e The Vigi a lgil t eha expr s l deci d t ca i e e tr t sa i a et l nsi r ni e saur s e sy lne o p ntr s a e pplq bl o oa n t a he mountof$5,00 o mor f busne sori smen pupos . Se Va.Codej6. 31 B) 0 r e or i s nvet t es e 2- 7( . Thelgilt eha f t rpr ded, t rs c t s h l ns t tinl pes n s lbywa of e saur s urhe ovi wih epe t o uc oa ,ha d o ro hal, g y dee eorohewie, valhi el o t pr sonsoft sc pt g rani t i ee ta fns t r s a i ms f f he ovii hi ha er pe ti ng o ntrs nd us yl ora ohe ca elw r ai t us yo c ur , ny t r s a eltng o ur r ompot ngofi ees,oa d o dee tt mdi ntr tt voi r fa he pa entofi t r t ora ot rs . .' 1 Cons de e i t i e ie y, heV i gi a s a u e ym n e es , ny he um . . d. ' i r d n he r ntr t t r ni t t t s a i a e t i er s r t s t nd c t a c e rl gi l tve i e t pe m i pa tes pa tc a l pplc bl o nt e t a e é i a e l a e s a i nt nt o r t r i , r i ul ry i s s i t bus ne s , o s tt rown i t r tr t s a pa toft i over l ba ga n.' Sa ophitca ed i s es t e hei n e es a e s r he r a l r i ' ul Subs di r 1Lt P' hi v. tBuy St r s L. , o. 930, 0 U . Di t LEX I 1 0, t* i a v d. s p Bes o e , P.N 08201 S. s . S 498 a 7 ( M d. b. 2010 (ppl ngt i e etrt saut prvi l c fe i Til 6. oft D. Fe 22, ) a yi he ntr s ae tt es e ousy odiid n te 1 he CodeofVigi a r ni) Fede a c t a yi V igi a l w ha co i t n l uphel a e or e pr s o r l ours ppl ng r ni a ve ns s e ty d nd nf c d ovi i ns s m ia t t de a ti er s pr s on a e upon i t i t ntc e. Se e. , c i Te hs nc. i l r o he f ul nt e t ovi i gr ed n he ns a as e, g. A r- c I v. ewserHei sPa ki I .No.9 2007,19 U. App. Br t ght c ng. nc, 293 S. LEXI 24921 a *23( hCi. S ,t 4t r Se . ,1 (phol ngatc ta td-orlt c r of1 12% pe mont ( % pe a uml'; pt28 993) u di tonrce f ae hage -/ r h 18 r mz ' l Sa Subsdir ILt P'hi 201 U. Dit LEXI 1 ul i ay d. s p, 0 S. s. S 4980,a +7( ori a a e u n t enf cng n gred po i ees rt a i bl t lt payme s; oi Ase Fi Com . Di 228B. 1 1 ntr t ae pplca e o ae ntl Flrda st n. v. xon, R. 66, 74 14 ( . Va.19 )( di t taconrcua deaulrt ofi ees di no vi aesaeus l lws W D. 98 hol ng ha ta t l f t ae ntr t d t olt tt u' a y orf tonasa une orea epenat ;Torev. vra I t.l , 96- 1 U. unci n nf c bl lyl r M id ndus. nc.No. 305, 997 S. Dit LEXI 111 a *8( . Va Fe 5,1 )(mpha ii t tt c tc dfndno s. S 88, t W D. . b. 997 e szng ha he our oul i pr s on i V igi a l w t s ovii n r ni a o uppor t de e nt s c e i t tt c t a ' de a ti e e t t he f nda ' ont nton ha he on r d s f ul nt r s rt c tt e a une orea epe t . Consse twiht s r i ,hec r concude t t ae onsiutd n nf e bl naly) itn t he e ulngs t ou t l s ha t de a ti e es pr s on e es l a ee upon by W SG Cha l t vil i vald and he f ul nt r t ovi i xpr s y gr d rotes le s i e o ce bl ,a t tt pl i ifi e il t a a a d ofde a ti e es . nf r a e nd ha he a ntf s ntted o n w r f ul nt r t 2. Prepavm entPrem i um The de e f ndant a s a gue t tSe i e Tr i i unabl t c l c a pr pa e pr m i , s lo r ha m nol a l s e o ole t e ym nt e um s nc i e ec e t ac l r t t l an bal nc H oweve , i e t l t d o ce e a e he o a e. r unde t c ea l ng r he l r a uage oft N ot , he he et bor ow e i r qui e t pa a pr pa e pr m i upon a e e a i oft de ,r r es of r r s e rd o y e ym nt e um cc l r ton he bt ega dl s w he he t de w a a t ly p e i The N ot s ii ly pr vi s f t pr pa ent t r he bt s c ua l r pa d. e pec fca l o de or he e ym pr i t appl t Sr em um o y o tepaym entofa1 orany porton oft pri palam ountoft sN ot m ade l i he nci hi e durngt c i nc ofa Eve ofDe a tora t a a cee ai oft M a urt Da eunde i he ontnua e ny nt f ul fer n c lr ton he t iy t r a crumsa s.,.. ( ea j5. ny ic tnce ' ' ' Not t ) The de e f ndant c t no V igi a a hort t s ppo tt ra gum e t ta l nde m a not s ie r ni ut iy o u r hei r nt ha e r y ac e e a e a l n a al o c ai a pr pa e pr m i m . The c tsow n r vi o t c l r t oa nd s l m e ym nt e u our ' e ew f he a i abl c e l w r ve st td he f de a cic tc t t ha a es e pr pa e pr m i s pplc e as a e al ha t e r l r ui our s o ve ddr s d e ym nt e um t i ge r lhave f n ne a ound t tpr paym e pr m i sw oul be a l e i t c e ofa ce e a i n of ha e nt e um d low d n he as c l r to t de by t l nde i t pa te ha e es l pr de f s h i t l n a e m e . he bt he e r f he ri s d xpr s y ovi d or uc n he oa gr e nt' ' Unie Stt v.Ha s 246F. 566,57 ( h Ci.2001 ( tngc s s;seas Per e & td aes ni, 3d 2 6t r ) cii a e l e lo tolum Frnc s Fundi LLC v.Dhai ,688F. a hie ng, lwal Supp.2d8 85 ( D. i.201 )( tngt 44, 0 E. W s 0 noi hat icourt t caly enf i s ypi l orce pr epaym entf r dl ofaccel aton,when t pr ees egar ess er i he epaym ent 15 pr sona ii t t ts fewilbepadwhehe a ars tofel tonora cee ain' ovii ntcpaes ha uch e l i t r s e ul eci c lr to ' ) (ii caes. Bec us t Noesgne byW SG Chal ts lee esl pr de frt ctng s ) a e he t i d rote vil xpr sy ovi s o he pr pa e pe ly t a y i t e ntofa c e a i t c tc udest tt pr m i i e ym nt na t o ppl n he ve c el r ton, he our oncl ha he e um s e or a e ag ns t de e nt . nf ce bl ai t he f nda s l t abs nc ofany o he m ert i a g e s r ga di t a ountdue a owi n he e e t r ior ous r um nt e r ng he m nd ng, t c tco l t tt c lultons tf t i t afi vi fom J geRodrguezi j ta he our ncudes ha he ac ai e orh n he fda t r or i s us nd a urt. Ac di y,hec twile e j me ti f roft pli ifi t n cc ae cor ngl t our l ntr udg n n avo he antf n he mountst e f ' t ri olh he e n. t V. C oncl on usi Fort r s nss a e t c t onc ude t tt pl i ifi e il d t s m a y he ea o t t d, he our c l s ha he a ntf s ntte o um r j d me t samatr lw, n t a ted fn a t ael bl f rhea u t u a do n t e ug na te of a a d h th e e d n s r i e o t mo n d e n wig md r a t Gua a yi t a he r nt n he mountof$3, 770.4, sofAprl11 201 wihpe dim it r tac r ng 444, 5 a i , 2, t r e n e es c ui a ar t of$642. untlpa d. t ae 29 i i The Cl r i di e t d t s nd c r ii c esoft sm e or ndum opi on a t e k s r c e o e e tfed opi hi m a ni nd he a om pa ng or rt a 1c cc nyi de o l ouns ofr co d, el e r ENTER :Thi t &day o J s 7 f une, 2013. Chi Unie St t s D it i tJ e ef t d a e s rc udg 16
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