Dreher v. Experian Information Solutions, Inc. et al, No. 3:2011cv00624 - Document 189 (E.D. Va. 2014)

Court Description: MEMORANDUM OPINION. Signed by District Judge John A. Gibney, Jr. on 12/3/2014. (sbea, )
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Dreher v. Experian Information Solutions, Inc. et al Doc. 189 IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF VIRGINIA Richmond Division MICHAEL T. DREHER, on behalfofhimself and all others similarly situated. Plaintiffs, V. Case No. 3:11 -cv-624 EXPERIAN INFORMATION SOLUTIONS, INC., Defendant. MEMORANDUM OPINION This class action arises principally from the failure of Experian Information Solutions, Inc. ("Experian"), a consumer reporting agency, to disclose the true source of information on certain credit reports. According to Michael T. Dreher and the class plaintiffs (collectively "Dreher"), Experian's decision to hide the true source of information for their credit reports was a willful violation of the Fair Credit Reporting Act ("FCRA" or "the Act"), 15 U.S.C. ยง 1681 et seq. Dreher also brings individual claims arising from his personal interactions with Experian when he discovered a discrepancy on his credit report. The matter now comes before the Court on the parties' motions for partial summary judgment. Experian moves the Court to dismiss the class claim because Dreher and the class members lack standing. Both Experian and Dreher seek summary judgment on the class claim on the issue of Experian's liability for a willful violation of the Act. Finally, Dreher seeks summary judgment on the accuracy element of his individual claims. Dockets.Justia.com