Kalisz v. Bank of America, N.A., No. 1:2018cv00516 - Document 14 (E.D. Va. 2018)
Court Description: MEMORANDUM OPINION. Signed by District Judge Claude M. Hilton on 9/11/2018. (rban, )
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Kalisz v. Bank of America, N.A. Doc. 14 IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF VIRGINIA Alexandria Division RENITA KALISZ, Plaintiff, Civil Action No. 1:18-cv-00516 V. BANK OF AMERICA, N.A,, Defendant. Memorandum Opinion THIS MATTER comes before the Court on Defendant Bank of America, N.A.'s ("SANA") Motion to Dismiss pursuant to Rule 12(b)(6) for failure to state a claim. Plaintiff brings this case alleging a violation of the Equal Credit Opportunity Act (^'ECOA") by SANA when it refused to allow Plaintiff to make monthly payments on a loan in retaliation for Plaintiff asserting her rights under the Consumer Credit Protection Act in a state court action. Plaintiff's Complaint alleges that in October 2005, Plaintiff and BANA entered into an agreement in which she took out a line of credit with BANA in the amount of $150,000 and executed the Bank of America Equity Maximizer Agreement and Disclosure Statement ("Agreement"), which governs the line of credit. On February 17, 2017, Plaintiff filed suit against BANA in the Small Claims Division Dockets.Justia.com
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