United States of America v. Aguilar, No. 3:2014cv04438 - Document 10 (N.D. Tex. 2015)

Court Description: MEMORANDUM OPINION AND ORDER granting 9 Motion for Default Judgment filed by United States of America. (Ordered by Judge Sam A Lindsay on 4/20/2015) (tln)

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United States of America v. Aguilar Doc. 10 IN THE UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF TEXAS DALLAS DIVISION UNITED STATES OF AMERICA, Plaintiff, v. MARIA AGUILAR, Defendant. § § § § § § § § § Civil Action No. 3:14-CV-4438-L MEMORANDUM OPINION AND ORDER Before the court is the United States’ Motion for Default Judgment, filed March 2, 2015. After careful consideration of the motion, appendix, record, and applicable law, the court grants the United States’ Motion for Default Judgment. I. Background The United States (“Plaintiff” or “United States”) filed Plaintiff’s Complaint (“Complaint”) on December 18, 2014, against Maria Aguilar (“Defendant” or “Aguilar”). This action arises from the failure of Aguilar to make the required payments on a loan she obtained in October 1992. The loan was disbursed for $4,000 on October 28, 1992, at a variable rate of interest to be established annually by the Department of Education. The loan was guaranteed by the United Student Aid Funds, and then reinsured by the Department of Education under the loan guaranty programs authorized under Title IV-B of the Higher Education Act of 1965, as amended, 20 U.S.C. 1071 et seq. (34 C.F.R. Part 682). After demand of payment by the United States, Aguilar defaulted on the loan on October 23, 1993. Aguilar was served with a copy of the summons and Complaint on February 7, 2015. Defendant was required to answer or otherwise respond to the Complaint by March 2, 2015, 21 Memorandum Opinion and Order – Page 1 Dockets.Justia.com days after service of the summons and Complaint. See Fed. R. Civ. P. 12. To this date, Aguilar has not answered or otherwise responded to the Complaint. On March 2, 2015, the United States requested the clerk of court to enter a default against Aguilar, and the clerk made an entry of default against Aguilar the same day. Plaintiff now requests the court to enter a default judgment against Aguilar and award it damages and applicable interest as a result of her default. II. Discussion A party is entitled to entry of a default by the clerk of the court if the opposing party fails to plead or otherwise defend as required by law. Fed. R. Civ. P. 55(a). Under Rule 55(a), a default must be entered before the court may enter a default judgment. Id.; New York Life Ins. Co. v. Brown, 84 F.3d 137, 141 (5th Cir. 1996). The clerk of court has entered a default against Aguilar. The court also finds, based upon the information in the record, that Defendant is not a minor, incompetent person, or member of the United States military. Aguilar, by failing to answer or otherwise respond to Plaintiff’s Complaint, has admitted the well-pleaded allegations of the Complaint and is precluded from contesting the established facts on appeal. Nishimatsu Constr. Co. v. Houston Nat’l Bank, 515 F.2d 1200, 1206 (5th Cir. 1975) (citations omitted). Based on the well-pleaded allegations of Plaintiff’s Complaint, which the court accepts as true, and the record in this action, the court determines that Aguilar is in default and that the United States is entitled to a default judgment and appropriate damages. Based on the record, the total amount that Aguilar owed the United States as of July 22, 2014, was $5,803.35 ($4,495.22 in principal and $1,308.13 in interest). Interest accrues on the principal at the rate of 3.20% per annum, or a per diem rate of $.39. The number of days from July 22, 2014, to April 20, 2015, is 272, which results in additional interest in the amount of Memorandum Opinion and Order – Page 2 $106.08. Therefore, the total amount of judgment to which the United States is entitled is $5,909.43. III. Conclusion For the reasons herein stated, the court grants the United States’ Motion for Default Judgment, and Plaintiff is entitled to and shall recover from Defendant the amount of $5,909.43. The court will enter judgment by separate document, as required by Federal Rule of Civil Procedure 58, in the amount stated in favor of the United States. It is so ordered this 20th day of April, 2015. _________________________________ Sam A. Lindsay United States District Judge Memorandum Opinion and Order – Page 3

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