United States Of America v. Quaye et al, No. 4:2017cv02192 - Document 14 (M.D. Pa. 2018)

Court Description: MEMORANDUM OPINION (Order to follow as separate docket entry) re 7 MOTION for Default Judgment filed by United States Of America. Signed by Honorable Matthew W. Brann on 8/3/18. (lg)
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United States Of America v. Quaye et al Doc. 14 IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA UNITED STATES OF AMERICA, Plaintiff. No. 4:17-CV-02192 (Judge Brann) v. MICHAEL QUAYE and MARISOL G. QUAYE, Defendant. MEMORANDUM OPINION August 3, 2018 1. On November 29, 2017, the United States of America filed a foreclosure action against Defendants. ECF No. 1. 2. Because Defendants “fail[ed] to answer, plead[,] or otherwise respond” to that Complaint, the Clerk of Court entered default against them. ECF No. 10. 3. The United States moved for entry of default judgment under Federal Rule of Civil Procedure 55(b), ECF No. 7, and Defendants were subsequently ordered to show cause “as to why this Court should not grant” that motion, ECF No. 11. Dockets.Justia.com 4. On May 31, 2018, this Court received a letter from Defendant Michael Quaye indicating that there was “no cause [as] to why” he failed to pay the loan that is the subject of this suit. Mr. Quaye did not otherwise address the United States’ motion. ECF No. 13. 5. The United States will be prejudiced by the denial of default judgment because there does not appear to be any other way for it to obtain repayment of its loan to Defendants. Additionally, on the record before the Court, it does not appear that Defendants have any litigable defense to their default. And all the delay in the instant case was due to Defendants’ failure to satisfy their loan obligations and to make an appearance.1 6. Therefore, this Court will grant the United States’ motion and enter default judgment against Defendants. BY THE COURT: s/ Matthew W. Brann Matthew W. Brann United States District Judge 1 When deciding whether to enter default judgment, this Court considers “(1) prejudice to the plaintiff if default is denied, (2) whether the defendant appears to have a litigable defense, and (3) whether defendant’s delay is due to culpable conduct.” Chamberlain v. Giampapa, 210 F.3d 154, 164 (3d Cir. 2000).