Circeo-Loudon et al v. Green Tree Servicing, LLC et al, No. 1:2014cv21384 - Document 70 (S.D. Fla. 2015)
Court Description: ORDER denying 53 Motion to Dismiss. Signed by Judge Federico A. Moreno on 4/27/2015. (whl)
Download PDF
<![CDATA[
Circeo-Loudon et al v. Green Tree Servicing, LLC et al Doc. 70 UN I TED STATE S D I STR I CO U R T FO R TH E CT SO UTH ER N D I STR I O F FLO R I CT DA N o.1 C1 - 384- OREN O 4. V 21 M REN ATA CI RCEO - U D ON ,LO U I LO S CI RCEO , a 1ot r s m ia l s t t d, and 1 he s i l ry iua e Pl nf v aitf, VS. GREEN TREE sERv l x G ,LLc , cl GREEN TREE l sul A x cE A G EN CY , x t m c.ASSURAN T,l c.a AM ERI , x , nd CAN RELI BLE l su n x cE COM PAN Y , A x Dee d ns f n a t. / O M N I S O RD ER D EN Y I G D EFE ND A N TS'M O TI N S TO DI I BU N O SM SS Thi Cou t ha s r s r s e ved a t f u f a num be of if c pl ce i ur nce 'ca es i s he or m or r ior e- a d ns a ' s n whi h borowe salege t tm o t ge lnde s a l n-r cki a c r r l ha rga e r nd oa ta ng genc e defa d borowe s i s r ude r r by pa ng a r ei ng brbes a il ga ki cks i or r t e t i h e us ve d lng yi nd ec vi i nd le l ckba n de o s abls xcl i ea i a r nge e si t i pur ui off r e pl cng ha r i ur nc I e h oft s ca e ,t Cour ra m nt n her s t o c - a i za d ns a e. n ac he e s s he t ha gr ppld wih t que ton of wheher t borowe s ha pld t ilgalpa e a s a e t he si t he r r ve e he le ym nt nd r c ptof ki c wih s fce pa tc art t de onsr t t t t pa e ei ckba ks t ufi int riul iy o m tae ha he yment a e i f c s r n at il ga , r t t n m e el co m i sons f r s r ce r nder d. I t pa e s bet e n t le l a her ha r y m si o e vi s e e f he ym nt w e he l nde s a l n-r ki a nc es w e e va i co m i s o ,t t l nde s wer wel wihi e r nd oa tac ng ge i r ld m s i ns hen he e r e l tn t rr g s t upcha ge bor ow e s f f ce pl ci i ur nce be us t m or ga a ee en s hei i ht o r r r or or a ng ns a ca e he t ge gr m t di c os d t t t c t of f c pl c ng haz r i ur nce m a e ed t c t of bor ow e s s l e ha he os or e a i a d ns a y xce he os r r obt ni ha r i ur nc on t i own. Se Fe v Wels Far Bank N A. 745 F. 1 ai ng za d ns a e her e az . l go , , 3d 098, 1111 ( 1h Ci.201 . l,on t ot r ha t pa nt we e not ng mor t n ilga 1 t r 4) f he he nd, he yme s r hi e ha le l Dockets.Justia.com ki bac wihi a s he e t defa bor o r ,t n dic osng t hi r e cos off ce ck ks t n c m o r ud r we s he s l i he ghe nd t or - plci i ur ncedoesnots ed l r a l ta ng a ncesfom s t Se Al z v a ng ns a hi l ende s nd oan-r cki ge i r ui. e man ar . See t r o i Se vcn iI c,No.1 - V- 2 8 ,2 5 W L 1 91 0 a * - ( D. a M a. lc Po f lo r iig n . 4 C1 2 5 6 01 35 5 , t 2 3 S. Fl. r 24,201 . 5) TheCour dimis d t Pl ntf borowe s orgi compl i ba e on t Def nda s t s s e he ai if r r ' i nal ant s d he e nt ' ds ls r t tb ro r wo l b s jc t hg e c ssi t yd dn to ti h z r i s rn e ico u e ha o r wes ud e ube t o ih r o t f he i o ban a ad n ua c on t i own,and gr e t Pl ntfs lave t fl an a e her antd he ai if e o ie m nded c pl ntt tde om ai ha monsr e tatd t t a pori oft f cepl e i ur nce c t we e il ali t fr tpl c whih woul ha ton he or - ac d ns a os s r leg n he is a e, c d r nde t dic os es m e ni es . Def nda s Gr n Tr Se i Gr n Tr e l ur nc e r he s l ur a ngl s e nt ee ee nicng, ee e ns a e Age y, a d Am e i a Re ibl I ur nce Com pa now m ove t dim is t a de nc n rc n la e ns a ny o s s he men d c ompli ,a t Cour c i r whe he t Pl i if pl s fcintf c s de onsr t t t ant nd he t onsde s t r he antfs ed ufi e a t m tae ha t pa nt bewee t l nde sa l n-r ki age e a e m or t ûle kikba ks' he yme s t n he e r nd oa tac ng ncis r e han t lgal c c ' i i nam e onl n y. I t ra e n hei m nded c ompl nt t Pli if pr s ntt f c sasf l ai ,he a ntf s e e he a t olows; As ur nt l ,iss i a i s i l ng De enda Amerc Re ibl l ur nc s a , nc. t ubsdire , ncudi f nt ian la e ns a e Co a y ( C) a d mao mo ta e ln r d v s d a fa d ln she mp n ARI , n j r rg g e des e ie r u ue t c me whe e ARI ofe e l n-r ki a i ur nc - a eme s r i est l nde s r by C f r d oa tac ng nd ns a e pl c nt e v c o e r a pai t m t r d kikbac ( s ntal brbe ) i exc nd d he meane c ks ese ily i s n hange fr a o n e l i c r c ua r ltons p. The ki cks t t lnder a morga xcusve onta t l ea i hi ckba o he e s nd t ge s r c s t m a f m s a we e c r t i d a lgii ae pa e vier ook ny or , nd r ha acerze s e tm t ymen s t t o c ea t i a t lpur e fom c umer . Fore mpl,t kikba kswe e onc l her c ua pos r ons s xa e he c c r ofe cha a t r z a S om m i s ons ' pai t an a t la e of t l nder f tn r c e i ed s s c si ' d o fi i t he e or br r s r i s butwe e i f tcyce t ough t a fla e whih di no oke age e vce , r n ac ld hr he fiit , c d wor i c m e ton wih t bonowe ' f c - a ed i ur nce a pai ba t k n ol c i t he rs or e plc ns a , nd d ck o t l nde aspu e pr i. Kikbac a s t t f r of c ptve r ns a e he e r r oft c ks lo ook he o m a i ei ur nc a r men s die pa nt ,de ns r mbur eme s' de f gi ne s or range t , r ct yme s txpe e ei s nt , bt or ve s , ' d so n e a mi srtv s r ie . Ove tme te s h me ra d t e mao ic u td d nitaie e vc s r i , h c e s e pe h j r morga lnde sa t Def nda shund e ofm ilonsofdola si ilga a t ge e r nd he e nt r ds li lr n le l nd unea e pr s m d oût . De enda Gr n Tr e Se v cng i a morga s r ce t t pur ha e ma tr f nt ee e r ii s t ge e vi r ha c s d se i ur nc polc es t t cove ed is e ie porf i of m orgage l . l ns a e i i ha r t ntr tolo t oans n - 2- e ha ,ARI wa gi n t e l i rghtt f c i ur e on t pr ry xc nge C s ve he xcusve i o or e ns anc he ope t s c i a l n wihi t porf i when t bor owers i ur nce l ed ort e urng oa t n he tolo he r ' ns a aps he lnde de e mi t tt borowe ' e si i ur e was i dequa e. ARI e r t r ned ha he r rs xitng ns anc na t C m onior d Gr n Tr e Se vii s e ie l n porf i f lps i borowe s t e ee e r cng' ntr oa tolo or a es n r r ' i ur nc co r e. Onc a lps was i ntfe ARI s nt notc t t ns a e ve ag e a e de ii d, C e i e o he borowert ti ur nc woul be Spur has d' and f cepl e i t vol a y r ha ns a e d t c e ' or - ac d f he untr co a wa not c i d. l a l ps contnue t i ur r notfed t ver ge s ontnue f a e i d, he ns e ii he borowe t i ur ewasbei f c plce a hi orhe e ns r r hat ns anc ng or e- a d t s r xpe e. Gr e Tr ec r borowe smor t n t a t cos off c pl e cove age e n e ha ged r r e ha he c ual t or e- ac d r , a t c r ed borowe s mor t n t a oun nec s a y t c r is own nd hus ha g r r e ha he m t e s r o ove t it r ti t c lt r lf borowe s'm o t e l ns The c r espas e on t n e es n he ola e a or r r rgag oa . ha g sd o bol we s we e a tfci l i l t by t Gr e Tr Def nda s a ARI t w r r ri aly nfaed he e n ee e nt nd C o i l t c t of brbe a s ncude he os i s nd ome of t ot r une r d be is des rbe he he a ne neft ci d a bove a lof whih we e smpl ki kbac pai by ARI t t Gr en Tr e , l c r i y c ks d C o he e e De e nt t m ant i a e usve r a i hi Gr e Tr e a s pa s d on f nda s o i an n xcl i eltons p. e n e lo s e c r s t t hom e ha ge o he owne s f unne es a y or le s ' c r ge t t was r or c sr sxce s' ove a ha r quied net rby 1 w nort t r soft borowe s morga l ns e r ihe a he e m he r r ' t ge oa . For t pur e of t i t nt m otons t Cour m us a e t e a l gatons a t u he pos s he ns a i , he t t cc pt hes le i s r e, a c tu t a l tonsi t lghtmos f r bl t t Pl ntfst de e m i whe he t nd onsr es he lega i n he i t avo a e o he ai if o t r ne t r he Pl ntfs pld e ai if e noug f c s t sat pl usbl cai s f r le . See Bel Atantc Cor v h a t o t e a i e l m or e if l l i p. . es t he enda s i o s s e e Twombl 55 U. 5 555( y, 0 S. 44, 2007) Asar ul,t Def nt 'motonst dim isar deni d. . ti ufii nt acual te t n he A c eptng Pl ntf s a l ga i a tue t Cour fnds s fc e f t ma tr wihi t c i ai i f ' le tons s r , he nough a nd co pl ntt s me ed m ai o uppor t rcl ms I pa tc a ,t Pl i tf s ha pr ded e t hei ai . n r i ul r he a n if ve ovi deai a t l bout t De enda s ilci s he of i iy ng l ps s a f c - a ng i ur nc he f nt ' li t c me dentf i a e nd or e plci ns a e wihi a e l i de i a r ng ntt e tbls t t a a l ed,t paymen st ta m ae t n n xcusve alng ra eme o sa ih ha , s leg he t ha ni td t f ce pl e i ur e s me c tt e il ga kikba ks Ofc s i dic y yi ds he or - ac d ns anc che onsiutd le l c c . our e, f s over el i s fiin e i e c ,h Co r ma g a ts mmayj d me tf rt De e d n s At h ssa e n u fce t v d n e te u t y rn u r u g n o he f n a t. t i tg , howe r i i mor pr ntt de t motonst dim isf rt r s t f l ve , t s e ude o ny he i o s s o he ea ons hat olow. D EFENDANTS'D I SCLOSURE OF FORCEPLACED INSURANCE l t i morg a e nt wih t Pli if ,t De enda sdicl ed t tbor o r n her tage gr eme s t he antfs he f nt s os ha r we s mih b s be tt û hh g r' o t i teb ro r ddno o ti ha adi u a eo t er g t e ujc o s muc ihe'c ss f h o r wes i t b an z r ns rnc n h i - 3- o wn. The De e nt bele t t t s dicos e f e os s any cli se m i fom t f nda s ive ha hi s l ur or cl e a ms tm ng r he hi rc t t tt De enda scha ge borowe sonceha r i ur nc wa f c pl c upon ghe oss ha he f nt r d r r za d ns a e s or e- a ed t borowe s he r r . The Def nt 'dicos ea gume r le on t as umpton t tt f espai by ARI enda s s l ur r nt e is he s i ha he e d C t Gr e Tr wer c misons r t rt n il lkikba o e n ee e om s i a he ha lega c cks whi h i a is t tg st c s n s ue ha oe o t c e oft sc e. TheCour r ogniest tm e e y l lng payme sasilga û c he or hi as t ec z ha r l abe i nt le l s kbac ' ki ks' i i ufi intt s s ns fce o uppo tt Pl ntfs cli f r le . Se Fe ,745 F. a 1111 Cohe v r he ai if ' a ms or ei f e az 3d t ; n . Ame ianSe ri I su anc Co. 735F. 601 611( t Ci.201 . I ta t Cour l t rc cu t n r e , y 3d , 7h r 3) nse d,he t ooks o t f c s a pl t detr i whehert qui pr qu a r nge e bet e t Gr e Tr he a t s ed o e m ne t he d o o ra m nt we n he e n ee De e nt a ARI m ove i o t r am of il alpay e s f r s r ce ,ie. brbe ,t f nda s nd C s nt he e l leg m nt o e vi s . , i s he i opre y ofwhih ca mpr it c nnotbeofs tby di cos est t borowe s fe s l ur o he r r . l t r ame d compl i , t Pli if ha move be n hei nde ant he a ntfs ve d yond mer l lbei t ey a lng he pa nt ilga ki c . The Pli if de a la s cr ts m e by whi h ARI pai wholy yme s le l ckba ks antfs t i e e che c C d l une r d ki ckst Gr e Tr i exc nge f a e l i co r ct r l tons p t f c a ne ckba o e n ee n ha or n xcusve nta ual e ai hi o or e plcei ur nceupon t Pl ntfs Thec t a s i t wih t De e nt 'faudulnts he a ns a he ai if . oss s oc aed t he f nda s r e c me we e pas e ont t borowe s gi ng rs t t cl ms i t sca e. I ,asa l d,t f ce r s d o he r r , vi ie o he ai n hi s f lege he or pl e i ur nce s he wasdrve by ilga kikba ks t n dicl i t e cos off ce ac d ns a c me i n le l c c , he s osng he nd t or plc ng t i ur nce cam oti ult t De enda sfom cai spe ti ng t t Def nt ' a i he ns a l ns ae he f nt r lm ra ni o he enda s be nd t s e a tvii t tdr up t r t sbor by uns pe tngborower . hi he c ne c i tes ha ove he a e ne us c i r s I. I R ACKETEER I NFLUENCED AND C ORRUPT O RGANI ZATI R I O C LAI S ON C M AGAI A LL DEFENDANTS NST The Defnda s Rac te l l nc a CoruptOr niai Ac ( CO)a g nt e nt' kee r ntue ed nd r ga z ton t Rl r ume s as t n on t ti e is of whe he t c t buit i o t De e nt ' f ce pl e lo ur he rabl s ue t r he oss l nt he f nda s or - ac d i ur nc s he e c tt ed c m i s ons or il galki kbac . I t f c pl ce i ur nc ns a e c m ons iut om s i le c ks f he or e- a d ns a e 4- - s he e wa d i n by ilgala i te ,t n t Pl ntfs ha s tsi d t e e c m s rve le ctvii s he he ai if ve a ife he l ment ofRI s CO camst r1 U. C.j1 c andj 1 d) li mde 8 S. 962() 962( . The Pli if aleget tt De e antf s l ha he f ndan smaie l te st borowe st tm ir e e ed t l d et r o r r ha sepr s nt t nat e oft a he ur he mount t tt y wo d bebild,saed t tt a s ha he ul le t t ha he mount r pr s nt t c t s e e e ed he os ofi ur nc a f l t dicl e t ta pori oft c t r pr e e une ne kikba ns a e, nd aied o s os ha ton he oss e es nt d ar d c cks t twe e pai t Gr en Tr e i e hange f a e usve c r cua r ltons p wih ARI ha r d o e e n xc or n xcl i onta t l ea i hi t C. The Pl i if f t r a l ge t t t e notc ca ed bor ower t f r go obt ni ha r a ntf s urhe le ha hes i es us r s o oe ai ng za d i ur e bec us t Pl i if woul ha ob ai d i ur nc on t i own i t wer ns anc a e he antfs d ve t ne ns a e her f hey e i o d t t Def ndant'f c - a ed i ur ncei ude t cossofune ne ki kba ks nf nne hat he e s or e pl c ns a ncl d he t ar d c c . A c r ng t t Pl ntf s t s a tvii s w e e a e d u co di o he ai i f , he e c i te r gr e pon and ca d out by G r e nie en Tr e a ARI The m e r oft e e rs s e t c e nd C. mbe s he ntp ie har d he omm on goa ofi r sng r ve l nc ea i e nues by f ci t Pl ntfs t pa i l ed r t s bas on t il l ki c t t f l t or ng he ai if o y ntat a e ed he lega ckba ks ha ueed he e e rs a asde a ld a ntm ie, nd, t ie bove,e h m e be plyed a i s ns bl r e i t o r ton of ac m r a n ndipe a e ol n he pe a i t e e rs . I pr n,t e a lgatonsf m t ba i ofRI a RI c piac cam s he ntm ie f ove hes le i or he s s CO nd CO ons r y li s e m i f om t D ef ndan s's he e t de r ud bo r e s by m ai f a Se Jac a v U S. t m ng r he e t c m o fa r ow r l r ud. e k on . Bank N A.44F.Supp. 1 0,1 9( D.Fl 201 . , , 3d 21 21 S. a. 4) 11 1. TRUTH I LENDI ACT CLAI AGAI T THE GREEN TREEDEF N NG MS NS ENDANTS TheTr t i Le ngAct 1 U. C.j 1 ,e s q. pr ecscons me sbyhepi t m uh n ndi , 5 S. 601 t e , ot t u r l ng he make i onue cr di dec sons Se For M ot Cr di Co r M iholi 444 U. 555,559 nf d e t ii . e d or e t . . l ln, S. ( 980)(1 Tr t i Le ng Acthast br d pur e ofpr i t i or d us of 1 $ The uh n ndi he oa pos omotng he nf me e cedi by a s i mea ngf dicos e ofcedi t mst c ume s') ThePl ntfsalege r t surng ni ul s l ur r t er o ons r . . ' ai if l t tt Gr n Tr Def nda svi a e t Tr h i Le ng Ac by c ngi t t r soft ha he ee ee e nt olt d he ut n ndi t ha ng he e m he Pl ntfs l ai if ' oansan cr a i ne oblgai nswhe t Def nda s f c d t Pl ntfst f d e tng w i to n he e nt or e he ai if o und - 5- brbes a une m e ki kba . The Pli if f t r alege t t t c t e e d t e i nd a d c cks antf s urhe l ha he oss xc ede hos r quied by lw a t Pa tes morga agr e e s a t tt e hi e r a nd he ri ' t ge e m nt , nd ha hes dden c t f m t ba i oss or he ss ofTr t i Le ng Ac vi a i be a e t Gr e Tr De e nt di notdicos t m t u h n ndi t oltons c us he e n ee f nda s d s l e he o t Pl i if . Gr en Tr e r ponds t t i di no nee t dicl e t c t be aus t he antfs e e es ha t d t d o s os he os s c e hey co tt e i ur nc pr m i ,a be us Gr e Tr e i onned borowe s t tt y co d nsiut d ns a e e ums nd ca e e n e nf r r ha he ul obti t sc r efom ot rs c i a c da ewih 1 C. R.j226. an hi oveag r he oures n c or nc t 2 F. The Cour c t u t pr s ons of t Tr t i Le ng A c lbe aly t a f d r le t ons r es he ovi i he u h n ndi t i r l o f or e i f t bor wes S eBr g v Bi He r Ch v o e, nc, 7 F.d 1 60 1 6 ( 1hCi. 0 4 .l o ro r . e a g . l a d e r ltI .3 4 3 0 , 0 5 1 t r 2 0 ) n l c tung t Pl ntfs Tr h i Le ng Ac a lga i , t Cour a n t ns t t onsr i he ai if ' ut n ndi t le tons he t gai ur o he ditnc i be wee lgal co misons a une r d ki kba ,t lte of whi h ca t si ton t n e m si nd a ne c cks he a tr c nno co tt e a vald t emi f ri ur nc ' undert saut Se J k on,44 F.Supp.a 1 1 nsiut i û pr um o ns a e' he t t e. e ac s t 2 9. The de e i na ur oft une ne kikbac s he epr cl s t a i a i oft Tr h i c ptve t e he ar d c k c m e ude he pplc ton he ut n Le ng Ac ' o - arsaut oflm iatonsa ns Pli if 'cli s I Thus t Pli if ndi ts ne ye t t e i t i gai t a ntfs am . d , he a ntfs ha sa e c am sf rvi ai nsoft Tr h i Lendi Ac . ve tt d l i o ol to he ut n ng t I . V FLORI DECEPTI AND UNFAI TM DE PRACTI A CT C LAI S DA VE R CES M AGAI T G REEN TREE NS The Flrda De ptve a Unfi Tr Pr tc Ac ( oi ce i nd ar ade acies t FDUTPA)pr bisi aror ohi t ç i unf d c p ie a t o p a tc si t ec n u to a y ta e o c mme c . Fl.Sa .j 5 . 4 1. e e tv cs r r cie n h o d c f n r d r o re' a tt 0120 4) ' To sae a cam f a vi ai oft FDUTPA,t Pli if mus alege:1 a de epi or tt li or olton he he antfs t l ) c tve unfi pr cie i t coure oftadeorc ar a tc n he s r omme c 2)c uston;a 3)acualda ge . Se r e; a ai nd t ma s e Roli ,I .v Bul 951 So. 860,869 ( a.2d DCA 2006) TheDef nt oncea i lns nc . tand, 2d F1 . enda s gan r l on t i dicos e a gume i t i m oton t dim is Pli if 'FDUTPA ca ms a t ey her s l ur z nt n her i o s s a ntfs li , s he pe f ma e ofa con r ti ac da e wih t t r s oft a ee nt c nnotconsiut a ror nc tac n cor nc t he e m he gr me a tt e n unf i ordec ptve a t ar e i c. - 6- As a e s d a ddr s e bove,t Pl i if do notco pl n a he antfs m ai boutt hi h r t of t f ce he g aes he or - plce i urnc ( ch wer dicl e t t Pl ntfs,butr t t de ptve a unf r a d ns a e whi e s os d o he ai if) aher he ce i nd ai pr tc st tg rtd apo to oft rts( c weeno dicl e t t Pli if) The acie ha eneae rin he ae whih r t s os d o he antfs. dec ptve a unf rpr tc t tt Pl i if alege i l t pa e a r eptofs r t e i nd ai ac ies ha he antfs l ncude he ym nt nd ec i ec e brbe t t alow e Gr e Tr t extac il galy i l t d r t s f om t Pl ntf s The e i s ha l d e n ee o r t le l nfa e a e r he ai i f . s ale tons c tt e a cl i f vi a i oft FD U PTPA . l ga i ons iut a m or ol ton he V. COM M ON LAW C LAI S AGAI T A LL D EF M NS ENDANTS The Pl i i f br ng a num be of com m on 1 c ai s r l t d t t D e e a ntf s i r aw l m e a e o he f ndant ' s pe f manc oft i d i unde t i morga ag e m e s The Pl i if fr ta l e smpl ror e he r utes r he r t ge r e nt . antfs is leg i e br ac oft m orgage ag ee e s ba e on Gr en Tr ' unr as bl plce tofha r e hes he t r m nt s d e ee s e ona e a men za d i urnce ( c a c di t t Pli if,i ve up- r ng borowes f uneane ns a whih, c or ng o he antfs nvol d chagi r r or r d kikba ks. Though t e es l ua oft c rcsalowe Gren Tre t fr plce c c ) he xpr s ang ge he onta t l d e e o oce a i ur nc upon t Pl ntfsupon lps ,Gr en Tr e wasoblgaed t do s i a S e onabl a ns a e he ai if a e e e i t o o n ç as r e nd a prp it mame . S e LJ/z r S na de Ba k N A. N0.CI A.1 - 0 0 2 4 W L p o rae r r' e ft . a tn r n ' ' a , V. 3 4 4 , 01 26931 a * ( D.Pa.J 1 201 . The Cour c motdimist Pli if br a h of 58, t 4 E. une 2, 4) t ar s s he antfs' e c c ta t c am s a i t Gr e Tr be a e wheher Gr en Tr e f c plce i ur nc i on r c l i ga ns e n ee c us t e e or e- a d ns a e n r s bl m a ri ac e td is i t c e. ea ona e nne s ont se s ue n he as Si ia l t Pl i if bas t i b e c ofi pled c na c ai son Gr en Tr s ba m l r y, he a ntf s e he r r a h m i ove nt l m e ee' d f t e r ie ofdic e i whe i i pos d ha r i ur nc upo t Pl ntfsbec us Gr n aih xe c s s r ton n t m e za d ns a e n he ai if a e ee Tr charged t Pl nt f s f il ki ee he ai i f or legal ckbacks and ot il tm at cos s. The Courts no her legii e t ees r a on t de r f om t pr ce nti t s D i ti tt ta l sbr a ofi ple cove ntc ai s e s o pa t r he e de n hi s r c ha low e ch m i d na l m t pr e on ne r y i i a a l ga i . Se Car n v 1 G Bank FSB,N o.9: 3- v- 065 o oc ed a l dentc l le tons e de . N , 1 c 8 9- KLR ( D.Fl M ac 20,201 . S. a. rh 4) The Pl ntf s buid t to i e f r nc cli s a ns ARI upon t i br a h of ai if l ori us ntr e e e am gai t C her e c c r tcl i s aga ns G r en Tr A s t Pl i if s a e pl us bl cl i s f r i on t r ontac a m i t e ee. he a ntf s t t d a i e a m or elef hei br ac of co r c alega i , t i de a l d pl adi e h nt a t l tons he r t ie e ngs a bout how A RI i e i l a C nt ntonaly nd u j tfa y c usd Gr e Tre t b e c is mo ta e a r e n s wi t e P an if ( y nusiibl a e e n e o r a h t rg g g e me t t h litfs b h i r a i t c tofhaz r i urnc t c une r dkikba ks ar s fcen t saecams nc e sng he os a d ns a e o over a ne c c ) e ufii t o tt li ag ns ARI f t tousi e f r ncewih Gr n Tr smorga contac swih t Pli if . ai t C or ori ntr e e t ee ee' t ge r t t he antfs The Pli if f e ahi he bur n t sae c am sf br c oftduc a y dut asl nde s antf s ac g r de o t t l i or ea h i i r y, e r ge a l do notac a fduci r e t w ar bor ow e s unde Fl i l w . Ca t Bank v.M VB, ner ly t s i a i s o ds r r r orda a pial I . 6 So.2d 51 518( a.Dit Ct App.1 . Ne rhee s t r a ecrumsanc i nc, 44 5, F1 s. . 994) ve t ls , he e z ic t es n w hi h a l nde t s on t r e of a fduc a y,i udi w he t l nde S ec i s a gr a e c e r ake he ol i i r ncl ng n he e r k e ve ny e t r r ec onom i be ft t n f om a t ca t a a ton. l a 51 The Pl i if a l e t t Gr n c ne ha r ypi l r ns c i ' d t 9. ' a ntf s leg ha ee Tre t on t r e of a fducay be us i rceved a tfci l ( ilgaly) i l td e ook he ol i ir ca e t e i rii aly and le l ntae e no i be is by e oii is r l tons p wih ARI and t tGr e Tr di s a t co m c neft xpl tng t e ai hi t C, ha e n ee d o t he e xpens oft Pli if . I pr n,t e alega i f r t ba i of cai s f br ac of e he antfs f ove hes l tons o m he ss l m or e h fduca y dut agans Gr en Tr e. Ac or Cannon v i ir y i t e e c d .Wels Far BankN A. 917 F.Supp.2d l go , 1 25 1 5( D. l2 3 (p li Fo ialw) 0 , 05 N. Ca. 01 ) a pyng lrd a . Fial,tePlitfspld camsf ru j s e c me ti t eatr aiet t erb e c n ly h an if e li o nu t mi h n n h l n tv o h i ra h e of c r c cai . The Pli if al ge t t ARI was e c onta t l ms antfs le ha C mi hed by is excusve de lng t l i ai a r nge ntwih Gr n Tr e,whih alowe ARI t e r c arii i ly i lt d c t fo t r a me t ee e c l d C o xta t tfc a l nfa e os s r m he Pl ntf s a t t Gr n Tr ,i t n,was e i hed by t ki kba ks t t A RI pa d t Gr n ai i f , nd ha ee ee n ur nr c he c c ha C i o ee Tr e i or r t s c e t e us ve de lng ar a m e . A c di t t Pl ntf s t e n de o e ur he xcl i ai r nge nt cor ng o he ai i f , he Dee d ns e rc me twa nu tb c u e i wa g n r td by t e Dee a t'fa d ln fn a t' n ih n su j s e a s t s e e ae h fnd n s ru ue t - 8- f c - ac d i ur nc s he e. See Canno 91 F.Supp.2d a 1 3. Thes a lga i a e or e pl e ns a e c m n, 7 t 05 e le tons r s fiin t saec mmo 1w camsf ru j t n ihme t u fce t o tt o n a li o nus e rc n . For t s r s , t Def nda s m otons t dim i s t c ai s pr e e i t he e ea ons he e nt ' i o s s he l m es nt d n he Pl i if 'ame d c antfs nde ompli a edenid. ant r e r DO ANDO DE E ic a est a ,lrati2 dyoA r,05 NE R R D n hmbraMimiFoi ,hs a f pi2 1. d l . F Copi pr de t es ovi d o: Couns lofRe d e cor CO A. OREN O I TED STATES DI STRI J CT UDGE
]]>
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You
should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.
