Circeo-Loudon et al v. Green Tree Servicing, LLC et al, No. 1:2014cv21384 - Document 29 (S.D. Fla. 2014)

Court Description: ORDER granting 18 American Reliable Insurance Company's Motion to Dismiss for Failure to State a Claim. Signed by Judge Federico A. Moreno on 8/22/2014. (rtn)

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UN I TED STA TES DI STRI COU RT FO R TH E CT SOU TH ERN DI STRI OF FLORI A CT D M i m iD i s on a vi i Cas N um be 14e r: 21384- I - O R EN O C V M R EN A TA CI RCEOLOU D ON a LO UI J. nd S CI RCEO ,on be foft m s l a a lo he s hal he e ves nd l t r sm ia l st t d, i l r y iua e Plit f, an fj V S. GREEN TREE SERV I N G , LLC, GREEN CI TREE I SU R A N C E A G EN CY , I C . N N , A SSU RAN T, N C.K dAM ERI N RELI BLE I , CA A I SU RAN CE COM PAN Y , N Dee d ns fn a t O R DER G R AN TI G D EFEN DA N T' M O TI N T O DI I N S O SM SS Thi trcome be or heCour uponar vi w of f nd Amerc nRei bl I u a smate s f et t e e De e ant ia la e ns r nce Compa (ç C' ' M oi t Dimis( E.No-18) fl on June 23.2014,Dee nts ny û AR1 ' s ton o s s D. ) , ied fnda ' r la e on r c nta lt c eshe e i die ty on poi .Fort f e ng r as ,t Cour ei nc e e ppela e as r s rcl nt he or goi e ons he t GR AN TS Def nt sM oto t D i m i s enda ' in o s s. 1 . Fac ualBa kg ound t c r Pli if ha s Ameia Relabl I urnceCompa (û C', ongwiht ohe antfs ve ued rc n i e ns a ny : ARI ' al ) t wo t r de e nt ,aleg ng t t ARI pa tcpaed i a na i de f c - a ed i ur nce s he f nda s l i ha C rii t n tonwi or e pl e ns a c me, i e ng t ç a pul t 't l nde - a e i ur nc m a ket nd d r ii aly i l t pr m i s ' nt ndi o ' ni a e ' he e r pl c d ns a e r a t tfci l nfa e e um 'by m a a e ngwihGre TreSe vii LLC (s e n Tre' a Gr n Tr I ur ceAge y,l . grei t e n e r cng, û e e ' nd ee ee ns an Gr ) nc nc (t e nTrel urnc 't pa c ksdiguie a c û e e ns a e' o ykikbac s s d s ommisonsa ot ralge yû Gr ) s i nd he le dl û rtd unmeie cha ge . Le r pl e i ur e i i u a e whi h,pur ua t t t r s oft m orgag a r s ' nde - ac d ns anc s ns r nc ' c s nt o he e m he t e, lnde orl n s r ce pur has st pr decon i e r oa e vi r c e o ovi tnuousc a on pr ry s l ng asc lt r l over ge ope t ewi ola e a whe t bor rfist mant ncovea Thelnde orl ns r ce (nt sca e Gre Tre) n he rowe al o i ai rge. e r oa evi r i hi s , e n e o anst co rgefom t i urr( r, CI a t natmpt t r ove t c toft LPl bti he vea r he ns e hee ARI , nd he te s o ec r he os he fom t bor ow e / ope t owne . r he r rpr r y r A RI f l d a M o i t D im i st Com pl nti ise ie y i J 201 w hi h t Cour C ie ton o s s he ai n t ntr t n une 4, c he t r viwsher e e e. l. I Le lSt nda d ga a r Unde Rul 1 b)6) ac antmus bedimisd whe i f l io saeacam upon r e 2( ( , ompli t s se n t ais t tt li t whihr ifc begrntd.'$Ajc antmus algeenoughf t t sat acam t r le t t c ele an a e '1( ompli t le acs o t e li o eif ha i pl usbl on isf c a t rs sabovet s c ai l l'Tr yl v P 'hi Til Co.LLC, s a i e t a e nd hat ie he pe ul tve eve . a or . s p te , ' 491F. x988,990( 1hCi.201 .t cam ha f i pl i lt whe t pli ifpl ds App' 1 t r 2) $ li s acal ausbiiy n he antf ea A f cual e t al t cour t dr w t r s bl i er ncet tt def nti labl f r a t contnt hat lows he t o a he ea ona e nf e ha he enda s i e 0 t miconduc a lged.' hc ot v I ,556 U. 662,678 ( he s t le 'As r. t . qbal S. 2009) Thi (e rsmor t n . s i quie r e ha lbel a c l i ,a a f m ul cr ct ton Oft ee e sofa ca eofa ton. Bel At. a s nd onc usons nd or ai e ia i he lm nt us ci ' l l ' Cop. . wo l, 5 U. 5 4 5 5( 0 7 .il a sblt'd ma d û r t a as e r o sblt r v T mby 5 0 S. 4 , 5 2 0 )C Nlu i i y' e n s s e h n h e p s iii g i mo y t ta de enda hasac e unl w f l ' I ,556 U . at678. ha f nt t d a uly. qbal ' S. 11 1. Le lA nal i za vs s A. The Cli sAg ns ARI a eBa r b Dicl ur sPl i if Re i am ai t C r red y s os e antf s ceved Pli if do notdiput t tt i m o t geoblga e t m t mai ai c i antfs s e ha her rga i t d he o nt n ontnuousha a d zr a o he i u a on t i pr pe t f t pur e of pr e tng t l nde ' i e es i t nd t r ns r nce he r o ry or he pos ot c i he e r s nt r t n he pr ry.l i f t r uncont t d t tPl i if unde sood t t i t y f ie t ma nti t ope t t s urhe ese ha antfs rt ha f he al d o i an he i ur nc t i lnde c ddo a pa f whae ri f ns a e,he r e r oul nd y or tve t oundt bea opraet pr e t t i e e t o ppr i t o ot c is nt r s, i udi pu cha i i ur nc and c gi Pli if f t lnderplce i ur nc Fi l ncl ng r sng ns a e har ng a ntfs or he e - a d ns a e. naly, Pli tfsdo notdiput t tt y wer no ii dt tt LPlwoul bes t ntal mor e nsve a n if s e ha he e tfe ha he d ubsa i ly e xpe i t t i ur ncet y c dobt i on t rown, nd t tc han he ns a he oul an hei a ha ompens tonwoul ber cevedbyt ai d e i he l r ort i af ii t f t pl e entofLPI ende s he r fla es or he ac m . l ar c ntSe nt Cic tde ii t c t eviweda al os i ntc s toff c sa n ee ve h r ui c son, he our r e n m t de ial e a t nd f ound i crtc lt t t iia ha ( t sg an if 'r s o iiiyt mananh z r i u a c o tep o e t a a1i s i wa plitfsl e p nsb l o iti a ad ns rn e n h r p ry t 1tme ; l t i (he jfie t dos (herlnde jha t rghtt s c et i urnc ..a pa st f t y ald o o, t i e r d he i o e ur he ns a e . nd s he c to t (he .( antfs'lndejf l dicos t tlnde- ac d i urnc maybe os n o t mj Pli if e r uly sl ed ha e rpl e ns a e sgnii ntymor e i fca l e xpensvet n ( ai if' ownpolc a ma i l af orot r i ha pl ntfsj iy nd y ncude ee he c pe aton t t ba z and isi ur nce a nc af ii t .I s t m ai ai ng pr r y om ns i o he lk t ns a - ge y fla e n hor, nt ni ope t is rn ewa ( litfsqc nrcu l bi ai na d gh y fie t f lili; e a s te n u a c s panif' o ta ta o lg to n t e ) ald o u fl t b c u e h c n e u n e o ta f i r weece ryds ls dt (h mjn n o (h il li fr eif o s q e c s fh tal e r la l ico e o te , o e f ter cams o rle u c s e d. an ucc e Cohe rAme ianSec i ns anceCo.7 F. 601 60 (t Ci. 3)TheElvent Cic t n . rc urt ur yl , 35 3d , 4 7h r 201 . e h r ui r e e a ve y s m ia c s s ty t r fer a evi w d r i l r a e hor l he ea t , doptng t r as ni i Cohe i isa l s s Fea i he e o ng n n n t na y i . z v WelsFar Bank N A.745F. 1 ( 1h Ci.201 . . l go , 3d 098 1 t r 4) H e e, a ntf s' le tonsvi t ly m ir rt s i Cohe a s m ia l t e i Fe A s r Pl i if a l ga i r ua l r o ho e n n, nd i l r y, hos n az. Pl ntfs do he e,t pl i ifi Cohe al ge t tt c r s f t LP1we e i lae a ai if r he antf n n le d ha he ha ge or he r nt t d nd ov r ie be us t pr m i alege y i l d s t nta , s l e ki c whih pad e prc d ca e he e um l dl nc ude ubsa il undicos d ckba ks c i f t pl e en a s vi i oft i ur nc See i at604. nd lke t Pl ntf s he e,t or he ac m t nd er c ng he ns a e. d A i he ai i f r he pl ntf i Cohe alege s woul no ha pa d t LP1pr m i ha s kno a utt ai if n n l d he d t ve i he e um d he wn bo he d c cks'f l at mpt t ditnguih Cohe Pl ntfsm ic tuet tc ea c endt t ' kba . J.n te s o si s ki ' n, ai if s onsr ha as nd ont ha t pl ntf t r c he ai i f he e once d t t t s c l d ckba ks'w e e l w f S om pe a i 'f t de ha he o- aled s ki c ' r a ul t c ns ton' or he pl e e a s r i i oft i ur nc Thi ditnc i i unc ncng. e t Cour f us ac m nt nd e v cng he ns a e. s si ton s onvi i Her , he t oc es ont me toft algai ,dee mi ngt tkthes tnc oft ta aci wascla l a he a he le tons tr ni ha l l ubsa e he rns ton l e ry nd f l ds os d (opli if;nomae ilfc wasomitd. 735F. a 609.Aswa t lnd i uly icl e t antfj tra a t te ' ' 3d t s he e er n Cohen, r Gr en Tr ewasc it ntycla t ti di nota ton Pl i if 'be forr e e t he e, e e onsse l e r ha t d c antf s hal epr s n t ri e e t . ai if 'morgag us sne ry i ntca t nnsa t m orgage i Cohe t m a hei nt r s s Pl ntfs t e e a l de i l e s he t n n o ke cl a t t hei ur ncer qui e en w a f t l nde ' pr ec i .û l i ur nc polc esr quie e r ha t ns a e r m t s or he e r s ot ton' A l ns a e i i e r d 1 b Le d ra rn was o s c p lce s alb s be tt L n e ' rg tt ds p r v s c y n e nd e e l f u h o iis h l e u jc o e d rs i h o ia p o e u h polces s li l asa r morga clus a s l nameLe ra m o t ge a o a a ii , hal nc ude t nda d t ge a e, nd ha l nde s rga e nd/ r s n addii nall s pa e.Lende s l ha t rghtt hol t polc e and r ne lc riiat . to os ye r hal ve he i o d he ii s e wa e tfc es' ' Co r D. l - ( 5 wi Co e , 3 F.da 6 4, 1 -2. litfs mo ta eas smi ry mpa e E. 8 l ! ) t h n 7 5 3 t 0 6 1 1 P an if ' rg g lo i l l h a saes dl si ur nc s lbemai ai i t a tt :t- ns a e hal -hi nt ned n he mount (ncl ngded tbl l l)a f t s i udi uci e eves nd or he pe i t tLe rr quies W ha Le rr quiespur ua t t pr ce ng s nt nc c n c ng rods ha nde e r . t nde e r s nt o he e di e e es a ha e d rn tetnno t Lo n'Co r D. 1 - ( 5 wihCo e 7 5F.da 6 4 61 . an if' u ig h e fhe a . mpa e E. 8 1 ! ) t h n, 3 3 t 0 , 1 Plitfs ' morga s cii lyadvie t tt LPIpolciswoul pr ec t l nde and mi htnotpr e t t ge pe fcal s d ha he ie d ot t he e r g ot c pli if çl uc covea shalc e Lende , mi ormi notpr e Borowe ' antf:ssl h rge l ov r r but ght ght otct r n'Compar e D. 1 - ( 5 wihCo e , 3 F.da 6 5(mp a i a d d . E. 8 1 ! ) t h n 7 5 3 t 0 e h ss d e ) Pl ntfs morga gi sGr e Tr br ddicr tont a t pr t ctisown i e e t a ai if ' t ge ve e n ee oa s ei o ct o o e t ntr s, nd lke t pl i ifi Cohe Pl ntfshe e we e r peae y a s d t tLP1c d be muc mor i he antf n n, ai if r r e tdl dvi e ha oul h e e nsve t n i ur ncet y c d obt n f rt m s l .Cohe 735 F. at611 Unde t e xpe i ha ns a he oul ai o he eves n, 3d . r hes u ip tdfcs Gre Tr ewa n t u j c t dvd dly lis S eas Fe z 7 F.da 1 1 nds u e a t, e n e s o s be to iie o ate . e lo a , 45 3 t 1 1 (i ngt tPli if'i c k'algai fit pr dean vibl bassf t rcai ,a fndi ha antfs û kbac ' le tons al o ovi y a e i or hei l ms nd ki a fnni dimis lofalexta ta t cai s sa i t e a e wih t Seve h Cic tt t fi ng s s a l r con r c ual l m , ttng $ W gr e t he nt r ui ha di y c lng a c smpl ali omm ison a ki kba k does t ma i one. The defni cha a t rsi ofa si c c n' ke t i ng r c e itc kik a k i dvd d ly lis Bu (h ln ejwa n ta tn o b hafo yh b ro r o c b c s iie o ate . t t e e d r s o cig n e l f te o r we) r r pr e i he i e ess Thel n a e m e ma i c e rt tt i ur ncer quieme i f e es ntng r nt r t . oa gr e nt kes t l a ha he ns a e r nt s or t l de spr e i ' (tlc i orgi )( i Cohen 735F. a 611)M akTwanke nl he en r' otcton.) iais n i nal quotng ' , 3d t ). r i ey obs r t tû fyou l d alofourlwse t e , t r wo d beno e 'Buton t s toff c s e ved ha k l ai l a nd o nd he e ul nd. ' he e at pr e e t t Cour,t r i l la hort die l onpoi . Pl ntfsf i t ditnguih t i es nt d o he t he e s ega ut iy r cty nt ai if al o si s her al tonsfom t e f legai r hos ound unperuasvei bot Cohe a Fe . Se Cohe 735 F. a 61l s i n h n nd az e n, 3d t ; Fea ,745 F. a 1111 1 z 3d t - 2. B. Pli if 'RI Cl i sFa lt St t aCa eofAc i antfs CO am i o ae us ton A1 r l va dicos e we epr vi d l e e nt s l ur s r o de Pl i if donotd s et the ec i w rte no i et the we eoblgae t m ant i antfs iput ha t yr eved it n tc ha t y r i t d o i an i ur nceon t rpr pery a t t i t y f ie t dos t lnderwoul obt i c r ewhih ns a hei o t nd ha ,f he al d o o, he e d an ove ag c m i tc t ubsa i lym or a pr del sc r get n a ia et Pl i if ' he s ve . N or gh os s t nta l e nd ovi es ove a ha va lbl o antfs t m el s do Pli if dipu et t dic os e i onne t t ta fla esofGr n Tr e ma r c vea antfs s t hat he s l ur s nf d hem ha fiit ee e y e ei fna i lbe i wih t LP1plce nt .None hees , Pli if a gue t tt r r c t e i i nc a neft t he a me s t l s a ntf s r ha hei a ke e rng al tonsa e s t intbe us t y cli t tt dicos esf ied t a s t t tale d legai r ufk e ca e he am ha he s l ur al o dvie hem ha lge Skikba ks'we e t sc c ' r d bundld i o t i pr mi ' Thi Cour detr nes s h al gai t be e nt he r e ums. ' s t e mi uc le tons o s ns l s .Dr wn t a l ca concuson,Pli if 't or ofda a a ount t a c am t ti e e e s a o ogi l l i antfs he y m ges m s o l i ha f t y kne t c r sw e e ki kba ks t y woul have br a d a contac ualdut t pa . Los ng he w he ha ge r c c , he d e che r t yo y i a o r uniy t br ac a co r c ca m ot c tt e a c n ppo t t o e h nt a t l ons iut ogni a e f a ha m . U li at y,t z bl r ud r tm el he dicl u espr de t Pl i if ba t rRI cli . s os r ovi d o antfs r hei CO a ms 2. Pl ntfs alegai do no esabls RI c us ton ai if ' l tons t t ih CO a a i M orove, CO pr maec ustonrquie aç r telton'bewe nt ij ya s td e rRI oxi t a ai e rs d ec r ai ' t e he nur sere di a d teij ro c n u talg d. igev Ph e x Bo d & I d mn t Co,5 3U. 6 9 65 n h n u ius o d c le e Brd . o ni n n e i . 5 S. 3 , 4 y ( 0 8 .nt s a e p an if fit e panh w o wh Dee a t' u p re mal n wiefa s 2 0 )l hi c s , litfs alo x li o r y fnd n s p r o td ia d r rud p o ma ey c us d i ur e t be plce when t s m e i ur nce woul ha bee plc r xi t l a e ns anc o a d he a ns a d ve n a ed rg r ls o t ealg dfa . ed rc d a s 'o t ealg dij r h r i teLP1 a e n , e ade s f h lt e rud Th it t k u e' f h le e nu y e e s h c plc me t nott s he uppos y i c a e l te s s nti t m ai. Si epli tf sdonotC r c t Cour t a edl nac ur t e t r e n he l nc a n if t e t he di to ny aleg tonsof ei nc wha s ve ,'hei RI cli sf i. S e nr Wel itI c Ou -fNe o k l ai r la e toe r't r CO am al e I e l n,n . to - - r po UCR RatsLii ,903F.Su 2d880,91 l ( D.Ca. 2) e tg. pp. 5- 6 C. l201 . Pl i if do no a qua e y a l ge ope a i or m a a ntf s t de t l le r ton nage e of a RI m nt CO e e pr s nt r i e A s a fna dea h kne l f t r RI c a m s Pl i if m a no alega i n t t A RI i l t l or hei CO l i , a ntf s ke l to ha C pa tci t d i t C r to orm a ge e 'ofa a lged RI e e prs . Se Re e v Er t ri pa e n he t a i n ope na m nt' ny le CO nt r i e e v s . ns t Youn 507U. 1 1 ( 993) ARI i algedt ha pr de lnde- ac di urnc t o g, S. 70, 83 1 . C s le o ve ovi d e rpl e ns a e o Gr n Tr e,ie. t ha pe f med a s r ce i t cour e ofARI Snor busne sa tviis. ee e . , o ve ror e vi n he s C' mal i s c i te Pli if a g t t he ha s f e l a lge pa tcpa i i t o r tonofaRI e eprs antfs r ue ha t y ve ufkinty le d ri i ton n he pe a i CO ntr ie bec us t y al et tDe e nt ha 'o rt ppedt bounda i oft l tm a ebusne sof a e he leg ha f nda s ve tve se he res he egii t i s i s r n e' ypa i ge mmiso sa ds n n n tc st tlo tre )temitk ni r sin'n n u a c 'b y n o s in n e dig oie ha C se ld h sa e mp e so 'i f Pl n if t tt a aitf s ha he mount c r d f lnde - a ed i ur ncewe e l ii ae. Thes al tons s ha ge or e rplc ns a r egtm t e legai f i t m e tt r r m ent f m ai a w i ef aud be a e t di c os eswer a ct a e a f i a l o e he equie s or l nd r r c us he s l ur e c l t nd a l r t a t ly s o c ua l uppor an cl m off a See Cohe 735 F. d a 604. t y ai r ud. ns 3 t Pli tfsFalt Stt a Cli f Tori l e f r e a n if i o a e am or tous nt re enc W ihoutc edi t tabr c ofconta i nec s a yf rt rt tousi e f r ncecai t onc ng ha ea h r ct s e s r o hei ori nt re e lm , Pl ntfsar t t he haveade t l pl dt tGr e Tr ebr ac d t rm orga a e nt ai if gue ha t y qua ey e ha e n e e he hei t ge gr eme s a d t a Dee a tARI itn in ly a d u j siibl c us d s c b e c e The alegatons n h t fnd n C n e to al n n u tfa y a e u h ra h s l i . r ga di t tousi e f e e a eba e e iel on Pl ntfs m orga , t ni on t al gai n e r ng ori ntrer nc r s d ntr y ai if ' t ge ur ng he le to t a ARI ha a alg dt d a tg o b sn s a dc n rcu l eains i l t teGre Tre h t C s n le e i v n a e us u ie s n o ta t a rlto hpg wi h e n e a h D e e nt pur ua t t m orga conta t ,' i l ng t û i nott be cha ge exor t f nda s s nt o he t ge r c s ' nc udi he t ght r o r d biant pr m i m s e u f f r d- ac i ur nc .' Co an ! 1 2.Un e Flrd lw, h we e , or o ce pl e ns a e ' mpli t 2 d r o ia a o v r i e f r nc wihabusne sr a i hi a wih ac r tf ( sngl cl m bec us t prma ntre e e t i s eltons p nd t ontac onn $ i e ai a a e he i f ci s i f i entonal nt r e enc w ih c r c ua r a i hi a i ento l nt r e e e a e how ng or nt i i e f r e t ont a t l el tons ps nd nt i na i e f r nc wih busne sr l to hi a e,i s t nc , t s m e. I r Pe l an, 201 W L 3 8 *1 t i s e ai ns ps r n ubsa e he a ' n e ar m ' 0 431 25, ( . Fl Aug. 201 .M orove ,t Elve hCic thashedt t1 cl m f abra h of M D. a. 27, 0) e r he e nt r ui l ha $ ai or e c a i id c na ofgood f ih a f i de i c nnotbe m ant i d underFl i lw i t mple ove nt at nd a r alng a i ane orda a n he a e ofabr c ofa e es t r ofac r c .'Ce uronAi Car ,I .v Unie Par e bs nce ea h n xpr s e m onta t ' nt i r go nc td cl . Se v Co.420F. 11 11 2( 1h Ci. ) se aloBr ggmannv NCOA Sel tl . 2009 r. , 3d 46, 5 1 t r2005 ; e s ue . ec, nc, W L l 3651,* ( D.Fl J 30,2009)(a . or ngl a e plusbl aleg tonsofa 87 6 S. a. une s me)Acc di y, bs nt a i e l ai br ac ofPli if m org ,t t tousi e fr nc cai agans ARI f is e h antfs' tage he ori ntre e e l m i t C a l. D. Pl ntfs Uni tEmi hm e Cli I Gove ne ByAn Expr s Conta ai if ' us c nt am s r d es r ct To saeava l Flrd cam f ru j s e c me t ap an ifn e st p e d: 1 h tt ib e o ia li o n u t mi h n , litf e d o la () e c e rd abe f on dee nt ( dee ntkne oft be f ()dee nta ce edt onfre neh fnda ; 2) fnda w he neh; 3 fnda c pt he be ttc erd; nd( iwasi q tbl unde t cic tnce f t dee ntt rti t nei onfre a 4)t ne uia e r he rumsa s or he fnda o ean he be ttw ihoutpa ng f i. Ve v T- obi USA, nc,564F. 1 ne i t yi or t ga . M l e I ' 3d 256,1 4 ( 1h Ci. ) 27 1 t r 2009 - 7- (ii Ro l s I c .Buln 9 S .2 8 0 8 6 ( a Dit Ct Ap 20 6) An u j s ctng li , n .v t d, 51 o d 6 , 7 Fl. s. . p. 0 ). n a nut e ihme cai 'als ont s ng ofa e es co rc ' Valdsa,I .v.PD VSA Servs., nrc nt l m k ill he howi f n xpr s nta t ' i nc . I . 42 F. pp' 862, 873( 1h Ci. 1. c us of cto i qua ico rc e sswheet nc , 4 A x 1 t r 201 ) No a e a in n s- nta t xit r he pari 'r a i hi i gove ne by a ex e s c r t l tes el tons p s r d n pr s ontac . d Hee Plitfs u j t mi lne tcam i b s do ARI Src ito alg db n f si r, an if ' nus e cu n li s a e n C' e ep f l e e ei n e t t f m off ndsf f c pl c i ur nc pr mi r l td t f c -plce i ur ncepolces he or u or or e- a ed ns a e e ums e ae o or e a d ns a ii . Plitfs u j t n ihme t li fis eeb c u eii b s do awrte is rn ec nr c The anif ' nus e rc n cam al h r e a s ts a e n i n n u a c o ta t t . e itn e o wrte c n rcsta g v m te s b e tmatro te dipue d faste u j s x se c f itn o ta t h t o e h u j c te f h s t ee t h n u t e c e c am asama trofl . D imond ' 'De . Cor v M e c ieBank 989 So. 697 mi hm nt l i te aw a '' v S p. . r antl 2d , ( a Dit CtApp. Fl. s. . 2008) . Th u j s e rc me t li as f isb c u epan if d n talg a yfcss o n e nu t n ih n cam lo al e a s litfs o o le e n a t h wig adie tpa e oft pr m i , orpr i c ponent s h asc m i sons by Pl ntfst r c ym nt he e um em um om s uc om s i , ai if o ARI Flrd lw h sa(d rc pa me t r q ie n 'f ru j te c me tcams w hih C. o ia a a l ie t y n ' e urme t'o nus mi h n li , c i r quie t tapl ntf ha ma aS r c pa e 't a de e nt e r s ha ai if s de f e t ym nt' o di f nda , o ewh c wo l b u j s n ih ud e n u t f t de enda t r t n. Kunz l or he f nt o eai emann v We l Far Bank NL ,201 W L 1 . ls go , A. 3 39913,*5 6 - ( D. a J n.1 201 (ii Vigii v.Ryl Gr ., 680F. 1 (11hCi. 2). S. Fl. a 0, 3) ctng r lo and p 3d 329 t r 201 ) The Compl i al ge t tGr n Tr e ob ai d a pai f t LP1pr m i and t c m i s ons ant le s ha ee e t ne nd d or he e um hat om s i , , r i u a e pr mi ens r nc e ums a ot rbe ft we epad by ARI t Gr e Tr orisa fla e. nd he ne is r i C o e n ee t fiit Thus , Plitfs u j s e c n cam fisSe Ku z l n , 201 W L 1 3, t*6( di t tt an if ' nu t mi hme t li al. e n ema n 3 3991 a hol ng ha he u j s e c me tcam i LPlc s f i b c u eS o s in n u t mi h n li n a e al e a s t mmiso s c ... g s n tp i t gevc r b wa l o ad o s r ie j y teplitfl, u ise dt ei u a ec mpa yp y i' h an it) b t n ta h ns rnc o n a s t' ) . Plitfsc ne dt t h yaee tte t pla teru j t n ih n cam i te anif o tn ha t e r nild o e d h i nus e rc me t li n h aler tve. we , ter l t a p nnisatr aiepe dn o u j s e rc me t li a p is t na i Ho ver h ue h t e t len tv la ig f n u t n ih n cams p le wher t r i unc rant r r ngwheherac r te ss Ast cour i Zar elav. Pa lcL( e he e s e ti y ega di t ontac xit . he tn r l cf J l ' e I s r n eCo. xpan d,h ug Ru e8p r t atr aiepla ig S nu j s e rc me t li n ua c e lie to h l emis len tv e dn ,t n u t n ih n cam a c n onl bepl d i t a t r tvei one o m or pari c e tt e s e e ofa expr s c r c a y ea n he le na i f r e tes ont s he xi t nc n e s onta t g v r igt es b e to ted s ue'a ti i n t h c s h r . p risd n tds t t e o enn h u j c f h ip t, nd h s s o t e a e e e The a t o o ipue h ' e e se eofa e e scon r c gove ni t i i ur epolc a ee nt s t e t bl r me xit nc n xpr s ta t r ng her ns anc iy gr me , o he quia e e dy o u j s e c me ti n ta alb e 7 5F. u p. d 1 8 1 2 ( D. a 2 0 . f nu t mi h n s o v ia l. 5 S p 2 21 , 2 7 S. Fl. 01 ) I . V Concl i us on For t r s ns s a e he e n,t Cour G RAN TS D e e nt s M o i and di m i s a l he ea o t t d r i he t f nda ' ton s s es 1 cai sa s redagans Def ntARI l m s et i t enda C. * DO N E AN D O RD ERED i Cha ber a M i m i Fl i t n m s t a , orda, h' . y ofA ugus , 4. t 201 FEDE O A.M O UN I TED ST SDI STRI J G E CT UD Copi pr ded t es ovi o: Couns lofRe d e cor - 9-

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