Supreme Construction Corp. v. Bank of America Corporation, No. 1:2010cv24094 - Document 30 (S.D. Fla. 2011)
Court Description: ORDER granting in part and denying in part 27 Motion to Dismiss. Defendant shall file a answer on Count III no later than 12/20/11. Signed by Chief Judge Federico A. Moreno on 12/6/11. (dge)
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Supreme Construction Corp. v. Bank of America Corporation Doc. 30 U NI TED STATES D I STRI COU RT FOR TH E CT SOUTHERN D I STRI O F FLO RI CT DA M i iD i si am vi on Case N um ber: 1024094CIV- O R ENO M SUPREM E CON STRU CTI CO1 , ON tP. Pl i if a ntf , VS. BAN K OF A M ERI CORPO M TI , CA ON Def nd t e an . / O RDER GR AN TIN G M O TIO N TO DISM ISS AS TO C O UN TS 1,I IV ,V ,and V lO F I, AM END ED CO M PLA I T N TH I CA U SE cam e bef e t Cour upon D ef S or he t endantsM oton t D im is Pl ntf' Fis ' i o s s ai i fs r t Ame dCompl nt( E.No.27 ,ie onM ay10. .Defnda Ba ofAmeiaagu nde ai D. ) fld 2011 e nt nk rc r es t tt A me ha he nded Com pl ntl c r qui ie s cii iy,r i on l ga c usons a f l t ai a ks e st pe fc t eles e l oncl i , nd ais o s how pl bl enttem entr i . Pl ntf Supr e Cons r i Cor aton cont ausi e il elef ai if em t ucton por i ends al fve li cl m sofisam e de c pl i ar s fc e l pl d. The Cour fndst tt Pl i ifi onl ai t n d om a nt e ufi i nty e t i ha he a ntf s y c rc a or e t boutisc ai ofco r i The ot cl i s f lf a s t d r as , n udi r i nc t lm nve s on. her a m ai or s ore e ons i cl ng ela e on c cl or a gum e ,l c off c uals cii iy, d i uf i e m a c sbe w e n t f c s on us y r nt a k a t pe fc t an ns fcint t he t e he a t ale d a t s a ut r e e e soft c ai . l ge nd he t t o y l m nt he l m 1 FA CTUAL BA CK G R O UND . Pl ntf , pr m e Cons r ton Cor a i Gl d a Gve c ai if Su e t uc i por ton, e - ountAm e d Com pl nton nde ai Aprll3,2011. The basi oft compl ntst s fom a seres ofchecksdeposied by Bank of i s he ai em r i t A m e i a i 2006. Su e e Cons r ton waslse asone oft orm or pa e on e c c c rc n pr m t uc i it d wo e y es a h he k. Thepa e we e lsed w ih t w or t nd' be w e n t m . The c ksw e e de ie b Ba of ye s r it t he d t ' t e he a hec r post d y nk Dockets.Justia.com A m e i a w ihou t e rc t t he ndor e e ofSu e e Cons r ton. 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' , 3d 250, 263 1 t r 200 .Whe r i o amotont dimis acou t s viw t c ai i t lg mos 4) n ulng n i o s s, r mu t e he ompl ntn he iht t f vor bl t t pl i ifand ac e t pl n ifsw e lpl de f c s a t ue Se St Jo e s Hos , a a e o he a ntf c pt he ai tf l- ea d a t s r . e . s ph' p. l c v Hop. r o , 9 F.d9 , 5 ( 1hCi. 9 6 .Thstn th we e, o sn ta py n . . s Cop.fAm.7 5 2 48 9 3 1 t r 1 8 ) i e e, o v r d e o p l t Ig l o cu in .S eAs c o v I b ,1 9S. .1 3 ,1 4 ( 0 9 .M oe v rtwl l Ig l o e a c n lso s e h r? . q al 2 Ct 9 7 9 9 2 0 ) r o e ,' hi e a l e con usonsca pr de t e fa ewor ofa c pl n , he m us be s ppored b f c ual cl i n ovi h r m k om ai t t y t u t y at algai . 1 a 1 le tons' d t 950. Thos 'ta t lal ai mus bee ' e 'l cua leg tons t nought r s arg t r if l o aie iht o ele a bovet s c a i l velon t a s p i t tal oft c pl ntsale to a e tue. Bel he pe ul tve e he s um ton ha I he om ai ' l ga i ns r r ' l At.Cop. 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SCU SSIO N A .Count1 C i lThef underFl i Law : vi t orda Un rFl i lw, ci lt f cl m mus algeij yrs tngfom avi ai oft de orda a a vi het ai t le n ur euli r olton he c i n t f saut,Fl.Stt j81 01 Pl ntf mus ale eDefnda ()kn ngl ( rmialhet tt e a a. 2. 4. ai if t lg e nt a owi y b) obt nedorusd,ore a e t o anorus ,pli ipsprperywih()fl ousitnt( ai e nde vord o bti e antf o t t c eoni ne d) - 2- et rtmporrl orpema nty()t ( )de i pl ntf ofisrg t orab ftfo te ihe e aiy r ne l e o l prve ai if t iht o enei rm h pr ryo ( a opraet pr ryt hi o he ownus sort t u eofa peronn opet r 2) ppr it he ope t o s r r e o he s ny s ot e ildt t us oft prpet Fl.Stt jj722. 1 81 01 1; e &nf Te hnol e Cor ntte o he e he o ry. a a. 1 , 2. 4() s e #c# c ogis p. r Maz r 556F. 1 ( 1hCi. . e, 3d 260 1 t r2009.; mei v. z c 456F. 1 1 1 2627( 1h )Al da Ama on.om, 3d 2 6, 3 - 1 t Ci. 06) Ge s v Co r20 ; rha . fman, So. 407, ( a. t DCA 20 (ttng(nor rt 769 2d 409 Fl 4h 00) sai t de o l e t bls a a ton f c vi t f, he c ai an m us pr t s a ut r e em e s oft t aswel a sa ih n c i or i l he t t l m t t ove he t t o y l nt hef, ls c i na itnt' Asftheti as cii i e crme r rnga ua knowl eont pa t t rmi lne .) tj f s pe fc ntnt i ,equii ct l ' g edg he r of he d e nt' Pl i ifm us s ef nda ,' a ntf t how t e i e by D e e ntt obt n c k d post ofot rpa te . h nt nt f nda o ai hec e is he ri s He yv Su r t r.Cor , So. 458 460( a. s. . l ) al . ntus Se v p.569 2d , FI DitCtApp.990 . The Pl ntf sa e icl a l BOA wih crm i li e ts ol SCC ' m one ' Eve t ng a ai if t t s รง e ry t i na nt n t e S y. ' n aki s tu t tBank ofAm e i wr uly de ie c c w he e Su e e Cons r ton Cor a i r e ha rca ongf l post d he ks r pr m tuc i por ton wa Is e a a c pa e butha no e r e t c c t f c spl s s it d s o- ye d t ndo s d he he k, he a t ed how no f oni i e on el ous nt nt t pa tofBa ofA m e i . he r nk rca B.Cou 1 : a nt I Fr ud Rul 9()rquie t td la r nt offa ormitke t crumsa sc tt i e b e rs ha d veme s rud al sa ,he ic tnce onsiutng fa o mitkes lbesae wihpatculrt 'Fe R. V. 9() TheElve hCic t rud r sa hal ttd t ri aiy. J. Ci P. b . ' e nt rui itr ee t sRul a rquii t tt c ai prvi ( )pr ieywha sae nswee neprtd hi e s e rng ha he ompl nt o de: 1 ecs l t ttme t r mad i wh doc nt o orlrprs ainsorwha omisonsweema ,a ( t tmea e n at ume s r a e eentto t si r de nd 2)he i nd plc ofea hs hsae ta t pes r ponsbl f ma ng( ,i t c eofomisons ae c uc ttmen nd he ron es i e or ki or n he as si , n ma n sme, nd( t c e ofs sae nsa t ma ri whi t ymildt ot kig) a a 3) he ontnt uch ttme t nd he nne n ch he se he pli ifa ( wha t dee nt obane a aconsque eoft fau Se Unie atse antf, nd 4) t he fnda s ti d s e nc he r d. e tdst e x r lCl s nv fab.Cor o e. au e . p.fAme ia, nc, F. 1 1( 1hCi. .Therfr Suprme rc I .290 3d 30 1 t r2002) eoe, e Consr i m us s f h i t com pl ntt Swho,w ha ,when,w her and how ' oft faud by tucton t et ort n he ai he t t e ' he r - 3 - Ba ko Ameia GahedvNDC He lhCop.4 6F3 1 5 1 6 ( 1hCi.0 6 . n f rc . r l at r , 6 .d 25 , 2 2 1 t r 0 ) 2 TheA m e d Co pl i doe noti en iy a s cii i t ncew he e f l e r pr s n a i nde m a nt s d tf ny pe fc nsa r a s e e e t tons we ema byBa ofAme ia.Su e Consr c i doe notien iyr pr e atonsom itd r de nk rc pr me tu ton s d tf e es nt i te b Ba ofAm e i f rt s ke ofm i l a ng t e Pl n if l o y ale sm ico y nk rca o he a s e di h ai tf . t nl l ge s nduc by t ba t he nk i de ii c c t tt c por ton ha no e n postng he ks ha he or a i d t ndor e Supr m e Cons r ton doe no a l ge s d. e t uc i s t le h i r i d o an f l e r pr e atonsorhow i w a m i l d. The A m e d Com pl ntdoesno ow t ele n y a s e es nt i t s se nde ai t a qua el pl ad a i i nt offau e con t de t y e ny nc de s r dul nt duc . C.Count1 1 Conve s on 1: ri Conver i i an dactofdom i on w r uly ass ed overanot spr t i son s d ni ongf l ert her' opery nconsi ent st wihhi o rhi t r n. Thomasv. rzCor ,890So. 448, ( a. DCA 20 ctng t s wnes p heei ' ' He t p. 2d 449 FI 3d 04) ii Warhalv Prc ,629S0. 903( a. hDCA 1 ) Co sonma e s wh e$ pes s l . ie 2d Fl 4t 993 . nveri y xit er $ ron a wr uly r f e t r lnqui h pr ry t whi h a herhast rghtofpos e s o ' nd i S a ongf l e us s o e i s ope t o c not he i s s i n' a t i y m bee t bls eddes t e de et tt def da t orr t ne pr ry ba e u t sa ih pie vi nc ha he en nt ook eai d ope t s d pon he m itke b i t th hadarg ofpos e son,sncemaie i nota es e ilee toft sa n elef ha e iht s si i lc s n s nta lmen he aci ' Se ton. ymourv Adams 638So. 1 1 47( a.5hDCA 1 ( tngCi o s I . . ' . , 2d 044, 0 FI t 994) cii t fcar, nc v y Si ,5 So. 11 ( a 5hDCA) rviw denid,53 So. 40l( a.988 . mms 26 2d 9 FI. t ,e e e 4 2d Fl l ) F. A . S. j673. ()saes 4201 1 tt : dl lw a i bl t c s- a pplca e o onve s o ofpe s -he r in r onal ope t a i t i t um e s A n pr ry pples o ns r nt . i tum enti al o convered i i i t ns r s s t f t s aken by tans er ot t a negotaton,fom a r f , her han ii r pe s note il d t e or e t i tum e ora ba m a sorobt nspa e w ih r on ntte o nf c he nsr nt nk ke ai ym nt t r pe tt t i tum e f a pe s note il d t e or e t i tum e orr c ve es c o he nsr nt or r on ntte o nf c he nsr nt e ei Paym ent' .' AndF. A.j l1 14)sae : S. 673. 0 ( tts ' fa i tum e i pa abl t t orm or per onsale na i l i i pa bl t a of k n ns r nt s y e o wo l e s t r tve y, t s ya e o ny t m a m a be ne ta e di c r d, e or e by a ora loft m i pos es i he nd y go i t d, s ha ge or nf c d ny I he n s s on oft i tum ent I an i tum enti payabl t t orm or per he nsr . f nsr s e o wo e sonsnotaler i y,i t natvel t i pa bl t a loft m an m a be ne ota ed, s ha ge o enf c by onl al of s ya e o l he d y g i t dic r d, r or ed y 1 t m . l a i tum en pa bl t t orm or per ons i a bi he f n ns r t ya e o wo e s s m guousast w he he i i o t rts pa bl t t e per onsale a i y, he i tum e i pa bl t t pe s ya e o h s t m tvel t nsr nt s ya e o he r ons aler i y.' t natvel ' TheA m ended Compl ntpr l aleges conver i The des i i ofcheckst Ist ai opery l son. crpton hat i ed Pl i tf a ong o he pa ee , e r t d by t w or ( nd' a ong w ih t a l a i t tBa of a n if m t r y s s pa a e he d s ' l a t he leg ton ha nk A merc i pr pery de ie t c c wihoutSup e e Consr ton' e i a m o l post d he he ks t rm tuc i s ndor e e ,c e t t s m nt r a es he ne e s y f t lba i t c a m c c s ar ac ua s s o l i onve s on. Fu t er o e, h b nk s e i y c e t ri r h m r t e a e m ngl onc des he c onve son cl m,d c i ng iasat sbl e e i ' o isM oton t Dim isa gu e t . r i ai es rbi t d i e xc pton't t pos i o s s r m ns D.Count1 :N e/lRence V i The cl i ofne i enc i b e on t Pl ntf' w or t tS n ac ofdom i on am glg e s as d he ai i fs ds ha s a t ni wr f l a s re ove c c 'pa e t Pl n ifn i en l i e f r d w ih Pl i i fs ong uly s e t d r he ks' yabl o ai tf eglg ty nt r e e t a ntf' ( ope t rg s' Thi l ngu e i m or s m ia t a c s pr ry i ht .' s a ag s e i l r o onve s on c ai t n a ne i nc c a m . The r i l m ha glge e l i Pl i ipsa gu en t tt e w a a dut d o r f a n fom ne i en l i t r e i w ih SCC' a ntf r m t ha her s y s eri r t glg ty n e f rng t S pr pe t rg s' ha wa br ac d b S glge l m a ng a ac ofdom i on wr uly as e t d o ry i ht ' t t s e he y k i nty ki n t ne ni ongf l s re ove c c ' dr w st c uson t tBO A ' neg i e e oc ur e w ihoutdes rbi how i ca e r he ks' a he oncl i ha s lg nc c r d t c i ng t m t be. Th e i no a plc i oft f t t t e e e sofne i nc be o er s p iaton he ac s o he l m nt glge e yond t us Oft he e he ad r S glg ty. Thi c us . l al r ume i i ufi int ve b c ien l ' s oncl ol eg a g nt s ns fce . ne ' y I Fe ea I s Co v NCNB Na. n o rhCa o ia t eElv nhCic ia f me te n d rln . . . tBa k fNo t r ln ,h e e t rut fi d h r DititCour' hol ngt taba wa ne ie i payi fa e c cks butsae tlj src ts di ha nk s glg nt n ng rudulnt he , ttd tthe r a i hi b t e n a de iora a pa tc a ba c r s o y de i be we n t e t el tons p e w e pos t nd r i ul r nk ontol nl alngs t e hos wo e ttes a c nno i plcil a t i e t s m e r l tons p be we t de iorand a h r n ii , nd a t m i ty u horz he a e a i hi t en he post not e ba '95 F. 1 1 ( 1hCi.99 .l c nbedrwnfom t sr i t tSuprme nk. 8 2d 544, 549 1 t r1 2) t a ' a r hi ulng ha e - 5- Consnl ton m us pr ry a l e a r a i hi w ih Ba ofA m e i t tcr t a du y f Ba t ci t ope l leg el tons p t nk rca ha ea es t or nk ofA m e i a. td no . The Am e d Com pl ntdoesno s y f c ualba i f Supr m e rc l oes t nde ai t uppl a t s s or e Co tuc i sr ai hi wiha ba Nordoe i ale i i aba c t m e orwh ki of nsr ton' eltons p t ny nk. s t lge t s nk uso r at nd dut s i sfom wha e rr ltons p i mai answiht ba Thecli ofne i nc f ist y prng r t ve ea i hi t nti t he nk. am glge e a l o s ts a t iy a l ge t r quie e t o ne i nc ,i t a i pr desonl conc us r a g e . a i f c orl le he e r m n s f glge e ns e d t ovi y l o y r um nt E.CountV:Br each ofContactl pled by Law r m i Fis ,t be ftt Cour ' an ys s i r a t Pl ntf' c a m ofbr a h ofc r c r t o ne i he ts al i , t e ds he ai i fs l i ec onta t i idb lw i a ale to ofunus e i me .l Fl i ,ee t ofacl m f unus mple y a s n lgain j t nrch nt n orda lmens ai or j t e ihme tae( 1 abe i c ere uponadee ntbyt pl ntf,( t dee nts nrc n r i ) neft onf rd ( fnda he ai if 2) he fnda ' a e ai oft be fta ( t d e dan' a c tnc a rtntonoft be ftunde pprciton he nei, nd 2) he efn ts c epa e nd ee i he nei r cicu s a e t tm a i i quia e f hi t r t n i w ihou pa ng t val t r of' Ve r m t nc s ha ke t ne t bl or m o e ai t t t yi he ue he e . ga ' v T- l USA,I .56 F.d 1 1 ( lhCi. . Mobie nc, 4 3 256, 274 1 t r2009)qu i Roli ,I . Bul 9 otng lns nc v. tand, 51 So. 860,87 ( a. DCA 2006) 2d 6 Fl 2d . Th Plitf' Ame d dCo an sae ta Ba ko Ame iae j y dteb n f o e an ifs n e mplit tts h t n f rc no e h e ei f t cha gi f sa i e es r t w ih t f r ng ee nd nt r t a es t he undsde ie b t c kspa bl t Supr m e post d y he hec ya e o e Cons r c i Com or ton. Pl i i fa s a g S t u ton ai a ntf l o r ues S BOA a SCC had a conta ti ple by I t t nd r c m i d aw ha BOA woul onl a c ptf de i c c pa bl t SCC i SCC w oul e d y c e or post he ks ya e o f d ndor e t e c c . s hos he ks ' ' Th e ale tonsar c cl i nsa l c ne e s y f c uale anc m e ne s a y t s es l ga i e on us o nd a k c s ar a t nh e nt ce s r o how t he Pl i ifha a pl i e en il m en ofr i f a ntf s ausbl tte t ele . F.CountV I Br : each ofCont actl pled by Fact r m i The Pl n ips l tcl i r s a est cl i ofBr ac ofConta tl ple by Fac ,e e ai tf as a m e t t he a m e h r c m id t xc pt t w o d d a ' r a e t w o d $l ' Ast Br c efConta I ple by Law f ist s a e a he r d w ' epl c s he r $ ' l aw. he ea h r ct m i d al o t t - 6- cl m t tm o be nd c us y ale tons s t doe t a m os i ntc lcl i f b e ch ai ha ves yo oncl or l ga i , o oo s he l t de i a a m or r a ofc t a ti ple by f c . Pl us bl e tte e t r i fi nota r ti t Pl ntf ' ba d on r c m i d a t a i e n il m nt o ele s ppa en n he ai if s l as ertonst SBOA m at aly br s i hat I eri l eached is contacti pled by f by m aki an actof t r m i act ng d i on' be a e S om ni ' c us S BOA a SCC ha a c r c i ple by f c t tBOA w oul onl a e f r nd d onta t m i d a t ha d y cc pt o de i c c pa bl t SCC i SCC w oul e r e t e c c . post he ks ya e o f d ndo s hos he ks ' ' I .CO NC LU SI N V O The Pl ntf' c ai s ot rt n c ai if s l m , he ha onve s on, r i uf i e ty pl d a l ck t e ne s a y r i a e ns fci n l e nd a h ce s r f c ua ba i t s a t l s s o how pl us bl e il m e t r i The e or i i a i e ntte nt o elef r f e, t s A DJUD G ED t a ht Def nda ' M o i t Di m i s i GR AN TED ast Count1 l ,1 V,a V1 The c s s l e nts ton o s s s o , I V, nd . a e hal pr c d on Cou 11 t Pl i i fsc o ee nt 1 , he a ntf' onve s on c ai . D e e ntBa ofA m e i a i r quie t ri l m f nda nk rc s e r d o fl an answerby Decem ber20.2011. ie DON E AN D OID ERED i Cha b sa M i m i Fl i t s I n m er t a , orda, hi FED UN I TE Copi pr vi t es o ded o: Cou e ofRe r ns l co d - 7- da ofD e e be ,2011 y cm r . O NO A TES DI STRI J CT UDG E
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