Klein v. Credico Inc., No. 18-2776 (8th Cir. 2019)Annotate this Case
The Eighth Circuit affirmed the district court's grant of Credico's motion to dismiss a complaint alleging that the content of a debt collection letter violated the Fair Debt Collection Practices Act (FDCPA). The court held that plaintiff failed to sufficiently plead that Credico violated the Act by using "PROFESSIONAL DEBT COLLECTORS" and the acronym "CCB" because they were organization names other than Credico's true name. Furthermore, Credico did not violate the Act by having a non-licensed signatory on the letter, because there were two other licensed signatories in the letter. Finally, under Minnesota law, Credico was permitted to seek prejudgment interest.