Spirtas Co. v. Nautilus Ins. Co., No. 12-3315 (8th Cir. 2013)
Annotate this CaseSpirtas was hired to demolish a bridge and it hired a subcontractor for the blasting and demolition. The full demolition took more time and resources to complete. Spirtas incurred additional costs, and the general contractor withheld some payment from Spirtas. Spirtas made a claim under its commercial general liability policy with Nautilus and, after Nautilus denied the claim, Spirtas sued for declaratory judgment and vexatious refusal to pay. The court concluded that the district court correctly held that Exclusions (j)(5), (j)(6), and (m) of the policy precluded coverage. Accordingly, the court affirmed the judgment.
Court Description: Civil case - Insurance. The district court did not err in concluding that three exclusions in the policy in question precluded coverage.
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