Heacker v. Safeco Ins. Co., et al., No. 11-1489 (8th Cir. 2012)Annotate this Case
Plaintiff sued Jessica J. Wright and her insurers for equitable garnishment to collect a state court judgment. Wright had hacked into plaintiff's voicemail and Facebook services, sending disparaging letters and emails about him, and making anonymous phone calls and texts to harass or defame him, among other things. The district court granted summary judgment to the insurers and plaintiff appealed. The court concluded that the Umbrella Policy covered personal injury arising from defamation or privacy violations and excluded coverage for personal injury arising from mental abuse. Therefore, the acts in this case - whether they were the results of Wright's negligence - were mental abuse and not covered by the insurance policy.