Cooper v. Retrieval Masters Creditors, No. 18-2983 (7th Cir. 2022)
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The Seventh Circuit reversed the judgment of the district court in this (Cooper II) lawsuit brought by Jack Cooper against Retrieval-Masters Creditors Bureau (RMCB) asserting an additional violation of the Fair Debt Collection Practices Act (FDCPA) arising out of the same debt that was the subject of an appeal in a separate civil action between the same parties (Cooper I), holding that the sanctions award was improper.
Plaintiff sued RMCB alleging that a letter from RMCB he received seeking to collect a consumer debt violated the FDCPA. Plaintiff then filed this separate action against RMCB claiming additional violations of the FDCPA arising from the same debt. RMCB filed a motion to dismiss the Cooper II complaint, arguing that it was improper claim splitting. The trial court dismissed the action with prejudice. Thereafter, RMCB moved for sanctions. The court granted the motion in part and imposed sanctions on two lawyers and their firm. The Seventh Circuit reversed, holding that the district court's stated grounds for imposing monetary sanctions against counsel did not support the sanctions.
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