Leeb v. Nationwide Credit Corp., No. 14-1329 (7th Cir. 2015)
Annotate this CaseIn 2011, Nationwide Credit Corporation, a debt-collection agency - telephoned Gregory Leeb about an unpaid medical bill. Leeb mailed and faxed a letter to Nationwide disputing the debt. A few days later, Nationwide sent Leeb a letter asking him to provide additional information and instructing him to detach the upper portion of the letter and “return with payment.” The bottom portion stated that the communication was “from a debt collector attempted to collect a debt.” Leeb sued, arguing that Nationwide violated the Fair Debt Collection Practices Act (FDCPA) - which required Nationwide to “cease collection” until it verified the debt - by sending the letter. The district court granted summary judgment in favor of Leeb. The Seventh Circuit affirmed, holding (1) Nationwide’s letter, objectively viewed, was an attempt to collect the debt; and (2) Nationwide’s violation was not excused under FDCPA’s “bona fide error” provision.
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.