Thomas v. Department of Education, No. 18-11091 (5th Cir. 2019)Annotate this Case
The Fifth Circuit affirmed the bankruptcy court's denial of discharge on plaintiff's student loan debt under 11 U.S.C. 523(a)(8). The court held that there was no evidence that plaintiff's present circumstances -- her deteriorating diabetic conditions and the costs associated with it, and her inability to maintain employment -- are likely to persist throughout a significant portion of the loans' repayment period. Therefore, under the Brunner standard adopted by this court in In re Gerhardt, 348 F.3d at 91, and the vast majority of other circuit courts, plaintiff was not eligible for discharge for her student loans.