James Beggs v. American Bankers Insurance, No. 19-1859 (4th Cir. 2020)

Annotate this Case

Download PDF

UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 19-1859 JAMES BEGGS; JOYCE BEGGS, Plaintiffs - Appellants, v. AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA, d/b/a Assurant; GEICO INSURANCE AGENCY; CUNNINGHAM LINDSEY U.S. LLC, f/k/a Cunningham Lindsey U.S. Inc., Defendants - Appellees. Appeal from the United States District Court for the Eastern District of Virginia, at Newport News. Arenda L. Wright Allen, District Judge. (4:17-cv-00110-AWA-DEM) Submitted: April 16, 2020 Decided: April 20, 2020 Before GREGORY, Chief Judge, and WYNN and DIAZ, Circuit Judges. Affirmed by unpublished per curiam opinion. James Beggs, Joyce Beggs, Appellants Pro Se. Dustin Mitchell Paul, VANDEVENTER BLACK, LLP, Norfolk, Virginia; Richard Alan Saunders, FURNISS, DAVIS, RASHKIND & SAUNDERS, Norfolk, Virginia; Chad Ervin Kurtz, COZEN O’CONNOR, Washington, D.C., for Appellees. Unpublished opinions are not binding precedent in this circuit. PER CURIAM: James and Joyce Beggs appeal the district court’s order dismissing their second amended complaint for failure to state a claim upon which relief can be granted. The Beggses sought to challenge the denial of coverage under the flood insurance policy issued to them by Defendant American Bankers Insurance Company of Florida under the National Flood Insurance Program, which was created pursuant to the National Flood Insurance Act of 1968, 42 U.S.C. § 4001 (2018). We have reviewed the record and find no reversible error. Accordingly, we grant the Beggses’ motion to amend their informal reply brief, and we affirm for the reasons stated by the district court. Beggs v. Am. Bankers Ins. Co. of Fla., No. 4:17-cv-00110-AWA-DEM (E.D. Va. July 25, 2019). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process. AFFIRMED 2

Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.