Mcallister Towing, Charleston Division v. Ambassador Factors, Di v. Fleet Factors Corp.; Itelcontainers International Corp. v. Ambassador Factors, Di v. Fleet Factors Corp.; Ceres Marine Terminals, Inc. v. Ambassador Factors, Di v. Fleet Factors Corp.; First Americanbulk Carrier Corp., Meba Medical and Benefits Plan v. Ambassador Factors, Di v. , Fleet Factors, Di v. , Fleetfactors, Europe Combined Terminals, Bv Rogiers Verenigingeendracht Boatman Ass'n v. Ambassador Factor, 49 F.3d 734 (11th Cir. 1995)