National Union Fire Insurance Company, a Pennsylvaniacorporation, Plaintiff-counter-claim-defendant-appellee, v. Lucille M. Villanueva, Individually and in Her Capacity Asspecial Administratrix of the Estate of David Williamvillanueva, Deceased; David Villanueva; Bennett Craigvillanueva, Individually and As Guardian Ad Litem Forbennett Kaiponohea Kapono Villanueva, Minor; David B.villanueva; Allison Villanueva, Individually and Asguardian Ad Litem for Shellsea Villanueva and David B.villanueva, Jr., Minors,defendant-counter-claimant-plaintiffs-appellants, 39 F.3d 1187 (9th Cir. 1994)Annotate this Case
Submitted Oct. 21, 1994. *Decided Nov. 8, 1994
Before: WALLACE, Chief Judge, CHOY and POOLE, Circuit Judges.
Lucille Villanueva, the special administratrix of the estate of David Villanueva, and the family of David Villanueva appeal the district court's grant of summary judgment in favor of National Union Fire Insurance. They argue the district court erred in its determination that the deceased's family members are not entitled to separate limits of liability for emotional distress and wrongful death under their uninsured motorist coverage.
The Hawaii Supreme Court has recently held that claims for emotional distress arising from injury to another person in a motor vehicle accident are "derivative" under Hawaii's No-Fault Law, former HRS chapter 294, unless the claimant experienced the kind of "direct emotional trauma" that a witness or bystander would suffer. First Insurance Company of Hawai"'i Ltd. v. Lawrence, 77 Hawai'i 2, 881 P.2d 489, 504 (1994). The Hawaii Supreme Court has similarly held that claims for wrongful death damages are derivative for purposes of tort liability. Hara v. Island Insurance Co., Ltd., 70 Haw. 42, 759 P.2d 1374 (1988).
Because the Villanuevas' emotional distress and wrongful death claims are derivative of David Villanueva's death, their claims are not subject to separate 'each person' liability coverage limits." First Insurance, 881 P.2d at 491.