Sosa v. CashCall, Inc.Annotate this Case
Defendants CashCall, Inc. and LoanMe, Inc. (collectively “the lenders”), accessed thousands of credit reports and mailed loan offers to the consumers. Plaintiff Alexis Sosa was among those consumers. Sosa sued the lenders for accessing her credit report. During discovery, Sosa asked the lenders: of the consumers who were mailed offers, how many were actually given loans? The trial court found Sosa’s interrogatory to be irrelevant and granted the lenders’ motion for summary judgment. The Court of Appeal disagreed: Sosa's interrogatory was relevant to the lenders' intent. "the trial court’s rulings dealt a 'one-two punch' to [Sosa's] lawsuit: the court first prohibited Sosa from obtaining relevant evidence; then the court dismissed her case, in part, for lack of relevant evidence. Thus, we reverse the court’s granting of the lenders’ motion for summary judgment."