Robert Ford Burkett v. Anne Winkler Burkett

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REL: 06/24/2011 Notice: T h i s o p i n i o n i s s u b j e c t t o f o r m a l r e v i s i o n b e f o r e p u b l i c a t i o n i n t h e advance s h e e t s o f Southern R e p o r t e r . R e a d e r s a r e r e q u e s t e d t o n o t i f y t h e R e p o r t e r o f D e c i s i o n s , A l a b a m a A p p e l l a t e C o u r t s , 300 D e x t e r A v e n u e , M o n t g o m e r y , A l a b a m a 3 6 1 0 4 - 3 7 4 1 ((334) 2 2 9 - 0 6 4 9 ) , o f a n y t y p o g r a p h i c a l o r o t h e r e r r o r s , i n o r d e r t h a t c o r r e c t i o n s may b e made b e f o r e t h e o p i n i o n i s p r i n t e d i n Southern R e p o r t e r . ALABAMA COURT OF CIVIL APPEALS OCTOBER TERM, 2010-2011 2090587 Robert Ford B u r k e t t v. Anne Winkler B u r k e t t Appeal from Madison C i r c u i t (DR-07-351) PITTMAN, Judge. Robert Ford Burkett ("thehusband") j u d g m e n t d i v o r c i n g h i m f r o m Anne W i n k l e r that, among property Court other things, divided and a s s e t s , awarded p r i m a r y appeals Burkett from a ("the w i f e " ) the parties' p h y s i c a l custody marital of the 2090587 parties' and o r d e r e d t h e husband to pay c h i l d s u p p o r t and t o m a i n t a i n a $500,000 l i f e - i n s u r a n c e policy for children to the wife, the b e n e f i t of the The were during son, parties children. married i n 1 9 9 1 ; two t h e m a r r i a g e : a d a u g h t e r , who who was employed born as throughout an the i n 1998. insurance marriage; The agent the was children born husband and an were i n 1994 had evidence established in employed wife had been by banker that his $3,666.17 the Madison County C o m m i s s i o n f o r most o f t h e m a r r i a g e ; a t t h e t i m e o f t r i a l , w i f e was s e r v i n g as t h e c o u n t y ' s e c o n o m i c - d e v e l o p m e n t and had e a r n e d a m o n t h l y g r o s s income o f $5,235.43 $5,470.54 In March and division marital 2007, physical of the debts. counterclaim the the director i n 2007 and i n 2008. among o t h e r t h i n g s , legal a self- investment $3,105.50 i n 2007 and The and been g r o s s m o n t h l y income had been 2008. born children, the filed a complaint a divorce from the w i f e , custody marital The husband wife i n w h i c h she of the assets, filed an an an also physical of filed custody s u p p o r t , an e q u i t a b l e 2 joint equitable allocation a n s w e r ; she sought primary an a w a r d o f c h i l d an a w a r d o f children, and seeking, the a of division 2090587 o f t h e m a r i t a l a s s e t s and an award allocation of attorney fees. court trial instruct the p a r t i e s to s p l i t equally A during the pendente instructed pendency the of requested assess investment October pendency lite the of order the was litigation. the trial value of the the in a on seeking a contempt judgment a l l e g e d f a i l u r e to maintain expenses pendente the trial the p a r t i e s to rata court basis. lite. modified share The the order $1,437.08 m o n t h l y i n t o the who market v a l u e " and wife the lite i n s t r u c t e d the checking 3 filed husband regarding monthly household a joint for consideration a hearing pendente and master t h e s t a t u s quo Following agency to a special the against master in "fair Subsequently, wife matter, " f a i r v a l u e " of the husband's b u s i n e s s e s trial. the the the the divorce that during 2008, insurance a hearing the costs 2007 special i n s t r u c t e d to the June January appointed both the action. was at determine and that household s t a t u s quo husband's court the entered appoint Following trial also requested divorce In court the business. 2008, wife p a r t i e s to m a i n t a i n that the The of the m a r i t a l debts, a motion for household i n March order by expenses husband account, to his 2009, ordering on a pro deposit d i r e c t e d the 2090587 wife to deposit $3,353.17 monthly into mandated t h a t a l l monthly b i l l s be required of t h a t that The accurate divorce October 1, records trial 2009. was the same account, p a i d from that account, a c c o u n t be maintained. c o n d u c t e d b e t w e e n S e p t e m b e r 29 During that ore tenus and proceeding, the p a r t i e s , t h e c h i l d r e n ' s p a t e r n a l g r a n d m o t h e r , and the teenaged McKinney, daughter testified. vocational evaluator, and Dr. In addition, Joan K e r r , John a child and parties' a psychologist, testified. D u r i n g the experienced he into that, once each y e a r temper about infancy. hysterical stated the husband t e s t i f i e d concerns daughter's fly trial, had reportedly stated rages, although f o r the become could began p l a n n i n g He first reared as parties' that hitting those rages part not tolerate of a Methodist The had the 4 that had first during the would typically throwing objects; occurred only about marriage, the wife's until, tantrums by any 2005, longer husband s t a t e d t h a t t h e w i f e was and wife and worse her to seek a d i v o r c e . marriage the him progressively of h i s ongoing problems w i t h been the t h a t he she the fact t h a t he was a member of he and one had the 2090587 Christian Science "strange" faith. Another divorce was Church, factor the with the been abusive in the wife's daughter. he considered husband's to decision a seek to be a allegedly deteriorating relationship The toward which husband him and asserted the that wife had throughout daughter the the m a r r i a g e ; h o w e v e r , he a d m i t t e d t h a t t h e w i f e h a d n e v e r i n j u r e d him physically. school The problems relationship tolerate husband had with the the arguments been contended caused wife. He that by deteriorating that he not the daughter and could over s c h o o l w o r k and c u r f e w s , and, b a s e d upon h i s b e l i e f a better changed his physical The for relationship with custody the request daughter, to the t h a t he husband seek an award of been the p r i m a r y had orally primary custody of the c h i l d r e n . wife stated that she had the c h i l d r e n throughout the marriage. t h a t she had been w o r r i e d before daughter's her stated between the w i f e the finally taking recommended by thought daughter the the She also caregiver testified about the daughter f o r s e v e r a l the daughter husband, Dr. might have 5 to Kerr. a child psychologist Initially, attention years deficit the wife disorder 2090587 ("ADD"), but oppositional she learned defiant that disorder caused the daughter t o defy in school because stated that, although loud confrontations that problem and t o f a i l from had subjects h e r homework. The she and t h e d a u g h t e r had engaged i n i n the past, Dr. Kerr's suffered That not complete t o do w h a t was e x p e c t e d receiving request ("ODD"). her teachers she would wife learning the daughter help. the daughter i n school The w i f e she be a w a r d e d primary was presently a n d a t home reasserted after at t r i a l her p h y s i c a l custody of the children. The wife testified that she had t r i e d t o encourage the h u s b a n d t o f i n d more l u c r a t i v e e m p l o y m e n t , b u t s h e s t a t e d he had r e s i s t e d . divorce, She n o t e d she had l e a r n e d more than that h i s unwillingness her. than of She a c c u s e d he c o u l d admitted failed that himself from the husband expenses. t o comply discovery h i s business, the family wife the t r i a l 6 that court's his staff disgusted earning less i fnot a l l , testified, cross-examination, with had h e r t o pay most, The f o rthe and she s t a t e d of i n t e n t i o n a l l y to force during during the husband had p a i d to support i n order the household husband had he p a i d that, that and t h e the husband pendente lite 2090587 order to pay trial. one-third The of wife's $23, 624.58 as household the family's documentation reimbursement expenses was to living expenses before that the husband owed for not paying those her admitted into evidence without objection. The children's paternal during t h e m a r r i a g e , she had school and nights a to the the the with the childhood. occasions when her attention paternal stated wife wife fingernails or to said discipline a retired on the d a u g h t e r and schoolteacher, the from grabbed the the arm been that to the daughter. exerted several the could 7 help the arm, daughter's The a more paternal calming s u g g e s t e d t h a t , b e c a u s e she she the daughter's daughter's get the tempestuous remembered the better addition, her two daughter believed she g r a n d m o t h e r o p i n e d t h a t the h u s b a n d had influence In dated back to that had into behavior. stemmed that whole f a m i l y although she that, children after g r a n d m o t h e r had that issues She the that, daughter's personality relationship supper f o r the stated grandmother daughter's digging wife, control paternal early She testified r e g u l a r l y kept the often provided week. disobeyed able had grandmother husband was work 2090587 through the primary daughter's academic daughter's t e s t i m o n y was of the husband's c o n t e n t i o n s emotionally the ruler. abused wife scratched h e r arm The privileges than the certain completing failing almost had testified her corporal had privileges school. truly i n school, husband that the wife injured received that had light and but spanked when she related had only her with misbehaved extracurricular activities rather made an The agreement daughter with her testified to give daughter stated, subjects. disciplined She her, and at the time of t r i a l , was that regardless The daughter l e s s s t r u c t u r e i f she husband. 8 well not noted was her still also she the husband of whether also were to l i v e she testified a l t h o u g h she knew b o t h p a r e n t s l o v e d h e r , she w o u l d more f r e e d o m or remove punishment. the a customarily a l l of h e r homework and, never in i f she d i d h e r homework and p e r f o r m e d However, several mild daughter her, the wife would disobeyed his instructions. that, he had p h y s i c a l l y and the w i t h her f i n g e r n a i l s or r e s t r i c t to surprisingly Essentially, never daughter resort that her. had performed poorly in i f p h y s i c a l custody of the c h i l d r e n . The that problems with have the 2090587 Dr. had Kerr, been the daughter's hired by daughter before wife the wife improve ruled asked with the her grades o u t ADD intermittent had but had defiance of a Dr. Kerr daughter rules, aggressive addition, she aggressively In her often toward, reviewing Dr. for the daughter's exhibited poor daughter's problems; Dr. Kerr parenting recommended help Kerr of that the husband the The her daughter Dr. Kerr had with ODD and that the noted cooperation, hysterical other adults; in denigrated, two and and h e r and in had and 9 Kerr the paternal with of the his refusal had r e i n f o r c e d the Dr. years continuously dealing that acted parents. one-half the husband concluded tendencies. historically, the improve poor and techniques procedures oppositional treat authority, her younger b r o t h e r noted she The d a u g h t e r h a d a h i s t o r y o f verbally Dr. Kerr follow to her i n school. teachers treatment, that and the daughter disregard with help pattern o u t b u r s t s , and temper t a n t r u m s . being to disorder. long-standing diagnose and diagnosed testified h i s divorce complaint. and p e r f o r m a n c e explosive daughter to help the husband f i l e d specifically relationship counselor, to daughter's testified that, grandmother had 2090587 allowed the daughter to act out and t o engage p h y s i c a l a g g r e s s i o n w i t h o u t any a t t e m p t Kerr together support concluded with the ultimately that, the wife daughter's delayed i f asked, placed that the t h a t she McKinney evaluate noted his earning had inability to treatment recovery. would and program Dr. K e r r probably work request to had opined to be and w o u l d n o t g i v e h e r t h e needed. he discipline 1 had capability been of 50 y e a r s hired the by the wife husband. to McKinney o l d , t h a t he h a d e a r n e d a degree i n economics from Fordham U n i v e r s i t y , and t h a t been employed insurance h u s b a n d was served difficult. o f t h e h u s b a n d b e c a u s e he w o u l d l e t h e r t h a t t h e h u s b a n d was master's he mental-health stated that the more to set appropriate boundaries daughter i n the custody structure husband's the daughter's do w h a t e v e r s h e w a n t e d or the and t o d i s c i p l i n e h e r , and h a d t h e r e b y made t h e w i f e ' s p a r e n t i n g e f f o r t s Dr. in verbal agency i n the banking i n 1991. At industry before the a l s o t h e s o l e o w n e r o f an on t h e b o a r d the husband's of d i r e c t o r s time of investment of a l o c a l bank. opening trial, the company and Based upon e d u c a t i o n and p r o f e s s i o n a l e x p e r i e n c e , McKinney I n t e r e s t i n g l y , at t r i a l , the daughter a c t u a l l y t h a t she w o u l d p r e f e r n o t t o l i v e w i t h e i t h e r p a r e n t . 1 10 opined 2090587 s t a t e d t h a t he c o u l d e a r n b e t w e e n $ 4 0 , 0 0 0 a n d working based directly on the for a husband's major years insurance company. of e x p e r i e n c e M c K i n n e y s t a t e d t h a t he w o u l d m o r e l i k e l y range the of $62,000 husband's investment could to $70,000 p e r management industries, earn between $90,000 management p o s i t i o n According husband's a the a g e n c y was investment owned to commercial a value of b u i l d i n g was of the The $520,000. with the businesses The the in that debt ( $ 5 2 0 , 000 - $ 1 3 9 , 000 be one-half building divided of the by annually valuation of value the in paternal a ^'^). the husband's also of jointly grandmother; and had been on of of h i s share husband owed was marital 11 and husband that appraised commercial a p p r o x i m a t e l y $139,000; thus, the husband's equity awarded value fair t h a t b u i l d i n g h o u s e d h i s two at master's the building that of bank. $170,000. was because financial $113,000 fair $500 a n d firm and a local the the testified special businesses, insurance the with in fact, a s a l a r y i n the Moreover, experience In in that industry, earn year. McKinney $42,000 a n n u a l l y share approximately $190,500 The that wife interest asked i n those she assets. 2090587 The had wife been testified appraised approximately for sale. property at $20,000 The that, although $178,000, before parties i t still owed about The wife a l l o w e d t o buy t h e husband's i n t e r e s t so that she could continue needed residence repairs of i t c o u l d be p l a c e d on t h e m a r k e t of t r i a l . at the time the m a r i t a l $45,000 asked on that i n the m a r i t a l raising the c h i l d r e n that she be residence in familiar a divorce surroundings. In November judgment that 2009, awarded the joint trial legal the p a r t i e s but awarded p r i m a r y awarded s t a n d a r d and pay $660. The coverage equally to w i f e was monthly share expenses. of the c h i l d r e n support to maintain and t h e p a r t i e s to to the w i f e . with the i n the children amount of medical-insurance were instructed to any o f t h e c h i l d r e n ' s u n c o v e r e d h e a l t h - r e l a t e d The h u s b a n d was coverage of at l e a s t beneficiaries visitation child instructed on t h e c h i l d r e n , custody entered p h y s i c a l custody The h u s b a n d was ordered court f o r as ordered $500,000 long as to maintain life-insurance listing the c h i l d r e n he o b l i g a t e d t o pay support. 12 was as primary child 2090587 The judgment ordered equity her t o pay interest 30 days. i n both of $40,000 his interest each awarded retirement The husband opened i n h i s own parties were their joint life" insurance vehicle, and list and was o f two ordered credit-card of the The was wife party specific the awarded the of h i s commercial was individual bank names, but the moneys held in awarded awarded "whole- one the p a r t i e s ' was accounts in their a specific debts, indebtedness on motor remaining E a c h p a r t y was credit-card a l l the to the 100% various invested awarded Each to pay in a ordered and two each other accounts. Both a was and h o u s e h o l d i t e m s . one-half wife, The h u s b a n d a n d t h e w i f e divide a c c o u n t and boat. and his businesses' equally policies. of p e r s o n a l party to awarded in their husband and the husband vehicles pay The name checking four to a l l interest ordered f o r h i s share was h i s businesses accounts. to the i n the residence p r o p e r t y that housed h i s businesses. were residence and o r d e r e d t h e husband t o e x e c u t e deed c o n v e y i n g within the m a r i t a l the husband i n the residence, warranty wife awarded parties hearing, the filed trial p o s t j u d g m e n t m o t i o n s , and, court amended 13 the judgment following to clarify 2090587 which c r e d i t - c a r d debts which were addition, t o be split the husband Kawasaki four-wheel instructed obtaining husband a property. custody The children's solely the the and t h e w i f e appeal, residence by to hold the and debt was The w i f e was marital i n h e r name on In secured challenges by the $500,000 i n l i f e insurance that child- and the during the minority. determination that courts was based we p r e s u m e t h e t r i a l determination i s accorded appeal.'" Ex parte 1994)(quoting upon court's ore decision i s correct: "'A court Perkins, 646 "This court's unique p o s i t i o n So. 14 entered of upon correctness 2d 46, oral on 47 ( A l a . 622 S o . 2 d 4 1 0 , 412 ( A l a . presumption to directly child-custody presented presumption v. P h i l l i p s , a evidence a Phillips App. 1 9 9 3 ) ) . review of the t r i a l testimony Civ. vehicle, and the parties' division, appellate custody awarded marital-property to maintain When tenus, the parties. of marital property. refinance husband, individually between as t o any r e m a i n i n g award, requirement paid was s p e c i f i c a l l y loan harmless equally items to new t o be all-terrain awarded f o u r s p e c i f i c also were i s based on t h e observe the witnesses trial and 2090587 to assess custody judge their cases e s p e c i a l l y , i s of 2d 1029, 2d 631, great 1032 633 The the p e r c e p t i o n summarizes says, daughter expressed problem with the equally probative mental-health in his supports and daughter's mental-health d a u g h t e r had Ex had been issues. He So. 810 So. court the wife Fann, to this underlying contention is that testimony indicating that the the d a u g h t e r and setting academic goals. position hears the evidence courts do not s i t in presented ore tenus hearing." Ex parte of that out husband's simply cause the a d e s i r e to l i v e w i t h the husband. to d i s c i p l i n e best trial 402 also points failure the child t h a t the parte the been in Williams, his contention had we v. brief issues testimony, 'In o f an a t t e n t i v e Williams 1981)." ... 2001). t h a t , he the credibility. importance.' (Ala. abused and ( A l a . C i v . App. husband testimony had demeanor exacerbated Rather and make a that judgment before of the Bryowsky, 67 6 15 the So. husband's the wife court witnesses. 2d in 1322, -- is i t Appellate evidence court in conflicting determination disputed trial the was daughter's "[t]he t r i a l custody observes there the support than belabor acknowledge to to by The that a 1324 was custody (Ala. 2090587 1 996); see 1994). also Factual are w i t h i n the v. J.S.D., upon the court record erred custody The divided 831 of in the Ex parte Perkins, determinations 646 based sound d i s c r e t i o n of the So. 2d 620, presented, 622 we cannot the to parties' marital 4 6, 47 trial court. App. conclude (Ala. evidence See C.B.B. 2002). Based that award primary trial court the physical inequitably assets. "The t r i a l c o u r t i s a f f o r d e d a wide degree of d i s c r e t i o n i n d i v i d i n g the m a r i t a l a s s e t s of the p a r t i e s u p o n d i v o r c e . M o o d y v . M o o d y , 641 So. 2d 818 (Ala. C i v . App. 1994). The o n l y l i m i t a t i o n on t h a t discretion i s that the division of property be e q u i t a b l e under the circumstances of the p a r t i c u l a r c a s e , and t h e t a s k o f d e t e r m i n i n g what i s e q u i t a b l e f a l l s t o t h e t r i a l c o u r t . R o s s v . R o s s , 447 So. 2d 812 ( A l a . C i v . App. 1 9 8 4 ) . T h i s c o u r t must c o n s i d e r t h e i s s u e s o f p r o p e r t y d i v i s i o n and a l i m o n y t o g e t h e r when r e v i e w i n g the d e c i s i o n of the trial court, A l b e r t s o n v . A l b e r t s o n , 678 So. 2d 118, 120 (Ala. Civ. App. 1995), and, because the facts and circumstances of each d i v o r c e case are different, t h i s c o u r t must a l s o c o n s i d e r the p a r t i c u l a r f a c t s and c i r c u m s t a n c e s of the case b e i n g r e v i e w e d . Murphy v. M u r p h y , 624 So. 2d 620 , 623 (Ala. Civ. App. 1993). In making the d i v i s i o n , the t r i a l c o u r t may consider s e v e r a l f a c t o r s , i n c l u d i n g the p a r t i e s ' respective present and future earning capacities, t h e i r age a n d h e a l t h , t h e i r c o n d u c t , t h e d u r a t i o n o f t h e m a r r i a g e , and the value and type of m a r i t a l p r o p e r t y . L u t z v . L u t z , 485 So. 2d 1174 (Ala. Civ. App. 1 9 8 6 ) . The p r o p e r t y d i v i s i o n made b y t h e t r i a l 16 trial wife. husband a l s o a s s e r t s t h a t the the 2d conflicting (Ala. Civ. i t s determination c h i l d r e n to on So. 2090587 court w i l l n o t be s e t a s i d e on a p p e a l p a l p a b l e abuse o f t h a t d i s c r e t i o n . I d . " Cantrell 2000); v. C a n t r e l l , see a l s o 773 S o . 2 d 4 8 7 , 4 8 9 - 9 0 Ex p a r t e Foley, absent a ( A l a . C i v . App. 864 S o . 2 d 1 0 9 4 , 1097 ( A l a . 2003). Although the husband marital-property statement the division to consider property. monetary divorce was that The percentages judgment; numerous husband of much court wife less than contends that the was a w a r d e d , to wife the property she trial primary wage funds assets. expended has the awarded to perceive overall i n the monetary that the and awarded t h e sought. was dividing The husband inequitable because by h i s c a l c u l a t i o n s , a p p r o x i m a t e l y indicated that earner had division 4/5 o f t h e m a r i t a l e s t a t e . lengthy the what court when of a w a r d e d h i m m o r e t h a n he r e q u e s t e d much the on t h e r e l a t i v e p e r c e n t a g e s e a c h p a r t y r e c e i v e d , he f a i l s trial court's note the t r i a l property solely we factors makes marital i n focusing the t r i a l erroneous, i n C a n t r e l l to the e f f e c t that discretion marital contends However, the wife and had p r o v i d e d by In a d d i t i o n , the evidence the p a r t i e s the wife 17 had been between to adduced from the the family's 2/3 acquire 3/4 a n d 3/4 o f the m a r i t a l evidence i n d i c a t i n g 2090587 that the husband apparently doing defraying the had so in household Moreover, the i n the paternal grandmother, equity in his does not division of any so parties' assets the equal the support (using the Under division husband's The of the the division. to asserts "secure" this that his acquiring l i f e - i n s u r a n c e coverage accounts, and review of the that the Neither issue the trial both allocation of $250,113.55 to that nearly cannot conclude i s without child-support i n the retirement assets We party removing presented, property marital the and and remaining as his party's wife circumstances of owns w i t h wife. following the burden contention figures the him We court's simple other ordering 2 to the husband's contention also A parties' erroneous husband jointly husband's $245,619 t o the a l l of retirement favored of greater himself, wife. awarded accounts) i s revealed: an the a the personal unfairly retirement considered on businesses. portion husband. was underpaid place expenses his two assets accounts, to c o m m e r c i a l b u i l d i n g he numbers requested order husband interest the systematically court be that merit. erred in obligation by amount of $500,000. 2 n o t e t h a t t h e h u s b a n d does n o t a s s e r t t h a t t h e t r i a l l i f e - i n s u r a n c e mandate i s an i m p r o p e r d e v i a t i o n f r o m 18 2090587 The A l a b a m a Supreme C o u r t has children are insurance policies an order n.4 commonly as (Ala. 1991). insurance d i s c r e t i o n of So. 2d 1288 of support the obligation However, the obligations has to and that the total will be enhanced addition, July husband's based the the upon court had a App. heard f o r the pre- and, child-support the usual K i r k l a n d v. of life 183, a is 186 life within Kirkland, assertion be evidence of not and the obligation his total than tending meeting 860 may r e q u i r e m e n t s o f R u l e 3 2 ( A ) , A l a . R. $61,000. to show that w e l l have concluded will eventually owe interest. In age intervening considerations. child- financial reach the is the his postjudgment not regarding more and 19 2d to 2003). husband during So. children the younger c h i l d w i l l 2017, "[m]inor to maintain i n his view, family that by minor possibly history amount of court." i s that, 592 a party husband's cannot trial husband until trial requirement that beneficiaries Whitten, benefit (Ala. Civ. thrust insurance the W h i t t e n v. the stated a s p e c t of c h i l d s u p p o r t ' p u r s u a n t p o l i c y f o r the 1283, as "Whether to o r d e r the The designated 'an of d i v o r c e . " previously upwardly Moreover, Jud. of majority years, the modifiable the Admin. husband 2090587 may be r e q u i r e d t o p a y p o s t m i n o r i t y the c h i l d r e n reach insurance if not to secure insurance prevents might not insurance Although the face have decided policies value to awarded of those policies; difficult, levy a similar i n the judgment not presented cannot conclude by ordering obligation The with trial addition, attorney fees she that the court's husband in asks the present we do n o t that the awarded to the husband Because e r r o r as t o t h i s court to policies, the issue, committed r e v e r s i b l e secure his child-support i n l i f e - i n s u r a n c e coverage. judgment this f o r defending claims, him by t h e judgment. record the t r i a l $500,000 the wife to i t is likely of the p r e e x i s t i n g p o l i c i e s husband has which, be the record contains evidence of the o r e x c e e d t h e amount o r d e r e d error life a t a g e 58 may of the p a r t i e s ' w h o l e - l i f e insurance equal we we existing face value the payments obtaining and r e q u i r e m e n t on t h e h u s b a n d , n o t h i n g divorce. have those of m a j o r i t y , after t h e h u s b a n d f r o m n a m i n g t h e c h i l d r e n as b e n e f i c i a r i e s the value age support impossible. Although on the educational law i s due t o be affirmed. court f o r an a w a r d the t r i a l court's judgment i s well settled regarding 20 In o f $5,000 i n (as t o each 2090587 issue raised). on a p p e a l The w i f e ' s r e q u e s t i s granted i n t h e amount f o r an a t t o r n e y - f e e a w a r d o f $2,500. AFFIRMED. Thompson, Moore, writing, P . J . , a n d Thomas, J . , concurs which Bryan, i n part J., joins. 21 J . , concur. and dissents i n part, with 2090587 MOORE, J u d g e , c o n c u r r i n g I concur court's with judgment the to majority's the p h y s i c a l custody of the p a r t i e s ' property. majority's extent insurance amount i t affirmance extent that i t of the awarded c h i l d r e n t o t h e w i f e and not I r e s p e c t f u l l y d i s s e n t , h o w e v e r , as t o the of the requires less than trial the court's husband judgment to "maintain $500, 000.00 with the the life parties' insurance whether to require a parent to maintain p o l i c y f o r the b e n e f i t of h i s [ o r h e r ] sound d i s c r e t i o n of the t r i a l G o e t s c h v. G o e t s c h , 990 So. t h i s c o u r t has supporting parents 2d 403, to maintain children w i l l supporting parent d i e s . " 842 Civ. (Ala. 412 previously held, children [ i s , ] minor minor as t h e p r i m a r y b e n e f i c i a r i e s , f o r so c h i l d r e n i s w i t h i n the that to support i s payable hereunder." "Generally, of t h e i r primary i n s u r i n g h i s l i f e and p r o v i d i n g d e a t h b e n e f i t s i n an l o n g as c h i l d As trial the children being designated life dissenting in part. divided affirmance that i n p a r t and App. ( A l a . C i v . App. insurance support J o r d a n v. In 22 court." 2008) . f o r the b e n e f i t quite obviously, 1997). minor the reason f o r " r e q u i r i n g life receive a Jordan, the ... i n the 688 present to insure event So. case, 2d as the 839, the 2090587 husband correctly points out, the total amount of s u p p o r t he w i l l be r e q u i r e d t o p a y u n d e r t h e d i v o r c e is $60,720; 3 however, husband t o m a i n t a i n the divorce judgment child judgment requires the a l i f e - i n s u r a n c e p o l i c y on h i s l i f e i n t h e amount o f $500,000, an amount more t h a n 8 t i m e s g r e a t e r than t h e t o t a l amount o f c h i l d s u p p o r t he i s r e q u i r e d t o p a y u n d e r the d i v o r c e judgment. A l t h o u g h i n t e r e s t w o u l d a c c r u e on any c h i l d - s u p p o r t payments highly improbable $439,280. the husband might f a i l that any Further, although accrued t o make, i t i s interest would total t h e main o p i n i o n a s s e r t s t h a t t h e h u s b a n d ' s c h i l d - s u p p o r t o b l i g a t i o n may be m o d i f i e d i n a f u t u r e a c t i o n o r t h a t he may be r e q u i r e d t o p a y p o s t m i n o r i t y support, I c o n c l u d e t h a t t o r e q u i r e t h e h u s b a n d t o s e c u r e an o b l i g a t i o n resulting from a p o t e n t i a l judgment i n a f u t u r e a c t i o n has not y e t been trial court exceeded Treusdell, had filed i s beyond considered i t s discretion that speculative. possibility, i n doing 671 So. 2d 699, 701 so. See ( A l a . C i v . App. Even i f the i t would Treusdell 1995) that have v. ("[T]he T h e h u s b a n d ' s c h i l d - s u p p o r t o b l i g a t i o n commenced on December 1, 2009. The y o u n g e r c h i l d w i l l r e a c h t h e age o f m a j o r i t y on J u l y 16, 2017. Thus, t h e h u s b a n d w i l l be r e q u i r e d t o make 92 m o n t h l y payments o f $660, w h i c h t o t a l $60,720. 3 23 2090587 matter of c h i l d that matter, support the court i s d i s c r e t i o n a r y , and i n r u l i n g must c o n s i d e r t h e needs o f t h e on child and t h e p a r e n t ' s p r e s e n t a b i l i t y t o meet t h o s e n e e d s , w i t h o u t s p e c u l a t i o n r e g a r d i n g t h e f u t u r e . " ( e m p h a s i s a d d e d ) ) ; Tatum v. Carrell, 897 So. 2d j u d g m e n t where t h e r e must be r e v e r s e d . " ) ; 268 ( A l a . C i v . App. 313, 324 ( A l a . C i v . App. i s no e v i d e n c e , o t h e r than and G a z i p u r a v. G a z i p u r a , 1994) ("The 2004) ("A speculation, 652 So. 2d 266, mere p o s s i b i l i t y that the h u s b a n d may become u n e m p l o y e d i n t h e f u t u r e i s s p e c u l a t i v e and should n o t be e f f e c t i v e i n d e v i a t i n g f r o m t h e [child-support] guidelines."). B a s e d on t h e f o r e g o i n g , disparity between the I c o n c l u d e t h a t s u c h an e x t r e m e husband's actual o b l i g a t i o n and t h e amount o f l i f e i n s u r a n c e maintain he i s r e q u i r e d t o i n o r d e r t o s e c u r e t h a t o b l i g a t i o n i s an a b u s e o f t h e trial court's trial court's discretion. judgment husband t o m a i n t a i n life child-support Accordingly, to the extent a $500,000 J . , concurs. 24 that i t requires the the l i f e - i n s u r a n c e p o l i c y on h i s f o r the b e n e f i t of the c h i l d r e n . Bryan, I would reverse

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