US Laws, Codes, Statutes & Cases

RCW Sections

• 48.20.002  Scope of chapter.
• 48.20.012  Format of disability policies.
• 48.20.013  Return of policy and refund of premium -- Notice required -- Effect of return.
• 48.20.015  Endorsements.
• 48.20.022  Policies issued by domestic insurer for delivery in another state.
• 48.20.025  Schedule of rates for individual health benefit plans -- Loss ratio -- Remittance of premiums -- Definitions.
• 48.20.028  Calculation of premiums -- Adjusted community rating method -- Definitions.
• 48.20.029  Calculation of premiums -- Members of a purchasing pool -- Adjusted community rating method -- Definitions.
• 48.20.032  Standard provisions required -- Substitutions -- Captions.
• 48.20.042  Standard provision No. 1 -- Entire contract; changes.
• 48.20.050  Standard provision No. 2 -- Misstatement of age or sex.
• 48.20.052  Standard provision No. 3 -- Time limit on certain defenses.
• 48.20.062  Standard provision No. 4 -- Grace period.
• 48.20.072  Standard provision No. 5 -- Reinstatement.
• 48.20.082  Standard provision No. 6 -- Notice of claim.
• 48.20.092  Standard provision No. 7 -- Claim forms.
• 48.20.102  Standard provision No. 8 -- Proofs of loss.
• 48.20.112  Standard provision No. 9 -- Time of payment of claims.
• 48.20.122  Standard provision No. 10 -- Payment of claims.
• 48.20.132  Standard provision No. 11 -- Physical examination and autopsy.
• 48.20.142  Standard provision No. 12 -- Legal actions.
• 48.20.152  Standard provision No. 13 -- Change of beneficiary.
• 48.20.162  Optional standard provisions.
• 48.20.172  Optional standard provision No. 14 -- Change of occupation.
• 48.20.192  Optional standard provision No. 15 -- Other insurance in this insurer.
• 48.20.202  Optional standard provision No. 16 -- Insurance with other insurers (Provision of service or expense incurred basis).
• 48.20.212  Optional standard provision No. 17 -- Insurance with other insurers.
• 48.20.222  Optional standard provision No. 18 -- Relation of earnings to insurance.
• 48.20.232  Optional standard provision No. 19 -- Unpaid premium.
• 48.20.242  Optional standard provision No. 20 -- Cancellation.
• 48.20.252  Optional standard provision No. 21 -- Conformity with state statutes.
• 48.20.262  Optional standard provision No. 22 -- Illegal occupation.
• 48.20.282  Order of certain policy provisions.
• 48.20.292  Third party ownership.
• 48.20.302  Requirements of other jurisdictions.
• 48.20.312  Age limit.
• 48.20.322  Effective date of standard provision and certain other sections -- Five year period.
• 48.20.340  "Family expense disability insurance" defined.
• 48.20.350  "Franchise plan" defined.
• 48.20.360  Extended disability benefit.
• 48.20.380  Incontestability after reinstatement.
• 48.20.385  When injury caused by intoxication or use of narcotics.
• 48.20.390  Chiropody.
• 48.20.391  Diabetes coverage.
• 48.20.392  Prostate cancer screening.
• 48.20.393  Mammograms -- Insurance coverage.
• 48.20.395  Reconstructive breast surgery.
• 48.20.397  Mastectomy, lumpectomy.
• 48.20.410  Optometry.
• 48.20.411  Registered nurses or advanced registered nurses.
• 48.20.412  Chiropractic.
• 48.20.414  Psychological services.
• 48.20.416  Dentistry.
• 48.20.418  Denturist services.
• 48.20.420  Dependent child coverage -- Continuation for incapacity.
• 48.20.430  Dependent child coverage -- From moment of birth -- Congenital anomalies -- Notification of birth.
• 48.20.450  Standardization and simplification of terms and coverages -- Disclosure requirements.
• 48.20.460  Standardization and simplification -- Minimum standards for benefits and coverages.
• 48.20.470  Standardization and simplification -- Outline of coverage -- Format and contents.
• 48.20.480  Standardization and simplification -- Simplified application form -- Coverage of loss from preexisting health condition.
• 48.20.490  Continuation of coverage by former spouse and dependents.
• 48.20.500  Coverage for adopted children.
• 48.20.510  Cancellation of rider.
• 48.20.520  Phenylketonuria.
• 48.20.525  Prescriptions -- Preapproval of individual claims -- Subsequent rejection prohibited -- Written record required.
• 48.20.530  Nonresident pharmacies.

Notes:

Approval of policy forms: RCW 48.18.100. Assignment of policies: RCW 48.18.360. Exemption of proceeds: RCW 48.18.400. General provisions regarding filing, approval, contents of policies, execution, applications, etc.: Chapter 48.18 RCW. Grounds for disapproval of policy forms: RCW 48.18.110. Insurable interest, personal insurance, nonprofit organizations: RCW 48.18.030. Minimum standard conditions and terminology for disability policies, established by commissioner: RCW 48.18.120(2). Minor contracting for life or disability insurance: RCW 48.18.020. Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370. Rates, manuals, classifications -- Filing: RCW 48.19.010(2). Refusal to renew or cancellation of disability insurance: RCW 48.18.298, 48.18.299.